Groundwork

Auto · County · South Carolina

Insurance agencies in Chesterfield County, SC

How Chesterfield County, SC compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 67 out of 100: Upper middle

Ranked #572 of 2,272 scored counties
#27 of 43 scored counties in South Carolina

Listings
27
11 chain locations (41%)
Official establishments
12
Businesses with payroll, 2023
Household spending a year
$43.5M
On vehicle insurance · $2,480 a household
Spending per listing
$1.6M
28% above the U.S.
Listings per 10k households
15.4
In line with the U.S.
Population, 2025
44,740
+3.4% since 2020

See the insurance agencies around any address in Chesterfield County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Chesterfield County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Chesterfield County spend about $43.5M a year on vehicle insurance, or $2,480 per household, 27% above the U.S. average. That is about $1.6M of household spending for each agency on map listings, 28% above the U.S. figure of $1.3M.

There are 27 insurance agencies on map listings in Chesterfield County as of September 2026. Of those, 11 are chain locations, or 41%, against 21% across the U.S. That comes to 15.4 for every 10,000 households, in line with the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Chesterfield County was 12 in 2023. That is one for every 1,461 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Chesterfield County grew 3.4%, in step with the U.S. (+3.1%). The Groundwork market score for insurance agencies in Chesterfield County is 67 (upper middle), #572 of 2,272 scored counties and #27 of 43 scored counties in South Carolina.

How Chesterfield County compares

The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Chesterfield County, SC compared with South Carolina and the U.S.
MeasureChesterfield CountySouth CarolinaU.S.
Listings per 10k households15.413.915.6
Spending per listing$1.6M$1.8M$1.3M
Households per official establishment1,4611,037966
Official establishment growth, 2019–2023n/a+3.0%−1.0%
Population growth, 2020–2025+3.4%+8.5%+3.1%
Spending per household on vehicle insurance$2,480$2,491$1,957
Median household income$49,235$69,324$80,734
Groundwork market score6781

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13 → 12
Employees, 2023
48
Annual payroll, 2023
$2.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
2711 chain locations
Listings at the U.S. rate for this spending
35The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Chesterfield County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Chesterfield County

Population, 2025 estimate
44,740+3.4% since 2020
Households
17,534
Median age
42.1
Homes lived in by their owners
73%
Vehicles per household
1.9
Land area
799 sq. mi.
People per square mile
55
Median household income
$49,235+18.6% vs. 2015–2019, before inflation
Average household income
$69,908
Median home value
$116,200
Jobs located here
14,899
Daytime population
38,839Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Chesterfield County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Chesterfield County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across South Carolina

Every South Carolina market ranked →

The highest-scoring counties in South Carolina for insurance agencies, numbered among those based in South Carolina, with Chesterfield County marked.

Top counties in South Carolina

Counties in South Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Edgefield County, SC9688.2$3.4M+16.1%#11 of 2,272
2Saluda County, SC88810.4$2.8M+4.1%#85 of 2,272
3Laurens County, SC88269.6$2.8M+6.2%#87 of 2,272
4Abbeville County, SC8688.2$3.3M+2.3%#111 of 2,272
5Berkeley County, SC86869.2$2.8M+18.7%#114 of 2,272
6Lancaster County, SC834210.5$2.4M+18.3%#167 of 2,272
7Oconee County, SC81329.3$2.9M+6.3%#196 of 2,272
8Chester County, SC81129.1$2.8M+2.2%#198 of 2,272
9Pickens County, SC81519.7$2.7M+5.7%#201 of 2,272
10Cherokee County, SC81219.5$2.7M+3.7%#203 of 2,272
27Chesterfield County, SC672715.4$1.6M+3.4%#572 of 2,272

Other business types in Chesterfield County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Chesterfield County, SC?

As of September 2026, map listings count 27 insurance agencies in Chesterfield County. 11 of them (41%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Chesterfield County, SC spend on vehicle insurance?

About $43.5M a year, or $2,480 per household. That is 27% above the U.S. average (an index of 127, where 100 is the U.S. average). Spread across the 27 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 17,534 households in Chesterfield County and national spending patterns by income.

How does Chesterfield County, SC compare with the U.S. for insurance agencies?

Chesterfield County has 15.4 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.6M, 28% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Chesterfield County would have about 35, against 27 on map listings. There is one business with payroll in the industry for every 1,461 households, against one for every 966 across the U.S.

How fast is Chesterfield County, SC growing?

Population estimates put Chesterfield County at 44,740 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 17,534 households. Median household income in Chesterfield County is $49,235, 39% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 18.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Chesterfield County scores 67 for insurance agencies (upper middle), #572 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Chesterfield County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Chesterfield County

Screening a site or an acquisition in Chesterfield County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Chesterfield County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.