Auto · County · South Carolina
Insurance agencies in Cherokee County, SC
How Cherokee County, SC compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 81 out of 100: High
Ranked #203 of 2,272 scored counties
#10 of 43 scored counties in South Carolina
- Listings
- 21
- 7 chain locations (33%)
- Official establishments
- 14
- Businesses with payroll, 2023
- Household spending a year
- $56.5M
- On vehicle insurance · $2,561 a household
- Spending per listing
- $2.7M
- 2.1 times the U.S.
- Listings per 10k households
- 9.5
- 39% below the U.S.
- Population, 2025
- 58,275
- +3.7% since 2020
See the insurance agencies around any address in Cherokee County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Cherokee County scores 81 (high) on the Groundwork market score for insurance agencies, ranking #203 of 2,272 scored counties and #10 of 43 scored counties in South Carolina. That puts it in the top 10% of counties for insurance agencies.
Households in Cherokee County spend about $56.5M a year on vehicle insurance, or $2,561 per household, 31% above the U.S. average. Spread across 21 insurance agencies, that is $2.7M per agency, 2.1 times the U.S. figure of $1.3M.
There are 21 insurance agencies on map listings in Cherokee County as of September 2026. Chain locations make up 33% of them, against 21% across the U.S. That is 9.5 per 10,000 households, 39% below the U.S. rate of 15.6.
Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in Cherokee County in 2023. That is one for every 1,576 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Cherokee County grew 3.7%, faster than the U.S. (+3.1%).
How Cherokee County compares
The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cherokee County | South Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.5 | 13.9 | 15.6 |
| Spending per listing | $2.7M | $1.8M | $1.3M |
| Households per official establishment | 1,576 | 1,037 | 966 |
| Official establishment growth, 2019–2023 | n/a | +3.0% | −1.0% |
| Population growth, 2020–2025 | +3.7% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,561 | $2,491 | $1,957 |
| Median household income | $50,288 | $69,324 | $80,734 |
| Groundwork market score | 81 | 81 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 12 → 14
- Employees, 2023
- 55
- Annual payroll, 2023
- $3.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 217 chain locations
- Listings at the U.S. rate for this spending
- 45The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Cherokee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cherokee County
- Population, 2025 estimate
- 58,275+3.7% since 2020
- Households
- 22,063
- Median age
- 39.9
- Homes lived in by their owners
- 74%
- Vehicles per household
- 2.0
- Land area
- 393 sq. mi.
- People per square mile
- 144
- Median household income
- $50,288+36.3% vs. 2015–2019, before inflation
- Average household income
- $67,479
- Median home value
- $142,000
- Jobs located here
- 18,680
- Daytime population
- 47,816Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cherokee County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across South Carolina
Every South Carolina market ranked →The highest-scoring counties in South Carolina for insurance agencies, numbered among those based in South Carolina, with Cherokee County marked.
Top counties in South Carolina
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Edgefield County, SC | 96 | 8 | 8.2 | $3.4M | +16.1% | #11 of 2,272 |
| 2Saluda County, SC | 88 | 8 | 10.4 | $2.8M | +4.1% | #85 of 2,272 |
| 3Laurens County, SC | 88 | 26 | 9.6 | $2.8M | +6.2% | #87 of 2,272 |
| 4Abbeville County, SC | 86 | 8 | 8.2 | $3.3M | +2.3% | #111 of 2,272 |
| 5Berkeley County, SC | 86 | 86 | 9.2 | $2.8M | +18.7% | #114 of 2,272 |
| 6Lancaster County, SC | 83 | 42 | 10.5 | $2.4M | +18.3% | #167 of 2,272 |
| 7Oconee County, SC | 81 | 32 | 9.3 | $2.9M | +6.3% | #196 of 2,272 |
| 8Chester County, SC | 81 | 12 | 9.1 | $2.8M | +2.2% | #198 of 2,272 |
| 9Pickens County, SC | 81 | 51 | 9.7 | $2.7M | +5.7% | #201 of 2,272 |
| 10Cherokee County, SC | 81 | 21 | 9.5 | $2.7M | +3.7% | #203 of 2,272 |
Other business types in Cherokee County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Cherokee County, SC?
As of September 2026, map listings count 21 insurance agencies in Cherokee County. 7 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Cherokee County, SC spend on vehicle insurance?
About $56.5M a year, or $2,561 per household. That is 31% above the U.S. average (an index of 131, where 100 is the U.S. average). Spread across the 21 insurance agencies on map listings, it comes to $2.7M per agency. It is estimated from the incomes of the 22,063 households in Cherokee County and national spending patterns by income.
How does Cherokee County, SC compare with the U.S. for insurance agencies?
Cherokee County has 9.5 insurance agencies per 10,000 households, 39% below the U.S. rate of 15.6. Spending per agency is $2.7M, 2.1 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Cherokee County would have about 45, against 21 on map listings. There is one business with payroll in the industry for every 1,576 households, against one for every 966 across the U.S.
How fast is Cherokee County, SC growing?
Population estimates put Cherokee County at 58,275 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 22,063 households. Median household income in Cherokee County is $50,288, 38% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 36.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cherokee County scores 81 for insurance agencies (high), #203 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cherokee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Cherokee County
Screening a site or an acquisition in Cherokee County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cherokee County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.