Groundwork

Auto · County · South Carolina

Insurance agencies in Dorchester County, SC

The insurance agencies in Dorchester County, SC, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 79 out of 100: High

Ranked #248 of 2,272 scored counties
#14 of 43 scored counties in South Carolina

Listings
76
18 chain locations (24%)
Official establishments
49
+22.5% since 2019
Household spending a year
$163.8M
On vehicle insurance · $2,592 a household
Spending per listing
$2.2M
72% above the U.S.
Listings per 10k households
12.0
23% below the U.S.
Population, 2025
178,397
+10.1% since 2020

See the insurance agencies around any address in Dorchester County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 76 insurance agencies in Dorchester County. 18 of them (24%) are chain locations, against 21% across the U.S. That is 12.0 per 10,000 households, 23% below the U.S. rate of 15.6.

At $2,592 per household (32% above the U.S. average), households in Dorchester County spend about $163.8M a year on vehicle insurance. Spread across 76 insurance agencies, that is $2.2M per agency, 72% above the U.S. figure of $1.3M.

Official counts show 49 businesses with payroll classed as insurance agencies and brokerages in Dorchester County in 2023, up 22.5% from 2019. That is one for every 1,289 households, against one for every 966 across the U.S.

Population estimates put the population change in Dorchester County from 2020 to 2025 at +10.1%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Dorchester County is 79 (high), #248 of 2,272 scored counties and #14 of 43 scored counties in South Carolina. That puts it in the top quarter of counties.

How Dorchester County compares

The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Dorchester County, SC compared with South Carolina and the U.S.
MeasureDorchester CountySouth CarolinaU.S.
Listings per 10k households12.013.915.6
Spending per listing$2.2M$1.8M$1.3M
Households per official establishment1,2891,037966
Official establishment growth, 2019–2023+22.5%+3.0%−1.0%
Population growth, 2020–2025+10.1%+8.5%+3.1%
Spending per household on vehicle insurance$2,592$2,491$1,957
Median household income$78,198$69,324$80,734
Groundwork market score7981

Official counts and lending

Businesses

Official establishments, 2019 to 2023
40 → 49+22.5% over the period
Employees, 2023
173
Annual payroll, 2023
$9.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
7618 chain locations
Listings at the U.S. rate for this spending
131The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Dorchester County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Dorchester County

Population, 2025 estimate
178,397+10.1% since 2020
Households
63,179
Median age
38.4
Homes lived in by their owners
76%
Vehicles per household
1.9
Land area
568 sq. mi.
People per square mile
294
Median household income
$78,198+24.0% vs. 2015–2019, before inflation
Average household income
$100,220
Median home value
$329,300
Jobs located here
39,777
Daytime population
129,933Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Dorchester County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across South Carolina

Every South Carolina market ranked →

The highest-scoring counties in South Carolina for insurance agencies, numbered among those based in South Carolina, with Dorchester County marked.

Top counties in South Carolina

Counties in South Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Edgefield County, SC9688.2$3.4M+16.1%#11 of 2,272
2Saluda County, SC88810.4$2.8M+4.1%#85 of 2,272
3Laurens County, SC88269.6$2.8M+6.2%#87 of 2,272
4Abbeville County, SC8688.2$3.3M+2.3%#111 of 2,272
5Berkeley County, SC86869.2$2.8M+18.7%#114 of 2,272
6Lancaster County, SC834210.5$2.4M+18.3%#167 of 2,272
7Oconee County, SC81329.3$2.9M+6.3%#196 of 2,272
8Chester County, SC81129.1$2.8M+2.2%#198 of 2,272
9Pickens County, SC81519.7$2.7M+5.7%#201 of 2,272
10Cherokee County, SC81219.5$2.7M+3.7%#203 of 2,272
14Dorchester County, SC797612.0$2.2M+10.1%#248 of 2,272

Other business types in Dorchester County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Dorchester County, SC?

Dorchester County has 76 insurance agencies on map listings as of September 2026. 18 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 49 businesses with payroll classed as insurance agencies and brokerages in 2023, up 22.5% from 2019.

How much do households in Dorchester County, SC spend on vehicle insurance?

About $163.8M a year, or $2,592 per household. That is 32% above the U.S. average (an index of 132, where 100 is the U.S. average). Spread across the 76 insurance agencies on map listings, it comes to $2.2M per agency. It is estimated from the incomes of the 63,179 households in Dorchester County and national spending patterns by income.

How does Dorchester County, SC compare with the U.S. for insurance agencies?

Dorchester County has 12.0 insurance agencies per 10,000 households, 23% below the U.S. rate of 15.6. Spending per agency is $2.2M, 72% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Dorchester County would have about 131, against 76 on map listings. There is one business with payroll in the industry for every 1,289 households, against one for every 966 across the U.S. The official count rose 22.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is Dorchester County, SC growing?

Population estimates put Dorchester County at 178,397 people in 2025, up 10.1% since 2020, faster than the U.S. (+3.1%). It has 63,179 households. The median household income in Dorchester County is $78,198 a year, 3% below the U.S. median of $80,734. That rose 24.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Dorchester County scores 79 for insurance agencies (high), #248 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Dorchester County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Dorchester County

Screening a site or an acquisition in Dorchester County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Dorchester County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.