Auto · County · South Carolina
Insurance agencies in Berkeley County, SC
The insurance agencies in Berkeley County, SC, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 86 out of 100: High
Ranked #114 of 2,272 scored counties
#5 of 43 scored counties in South Carolina
- Listings
- 86
- 22 chain locations (26%)
- Official establishments
- 64
- +10.3% since 2019
- Household spending a year
- $241.6M
- On vehicle insurance · $2,579 a household
- Spending per listing
- $2.8M
- 2.2 times the U.S.
- Listings per 10k households
- 9.2
- 41% below the U.S.
- Population, 2025
- 274,666
- +18.7% since 2020
See the insurance agencies around any address in Berkeley County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Berkeley County scores 86 (high) on the Groundwork market score for insurance agencies, ranking #114 of 2,272 scored counties and #5 of 43 scored counties in South Carolina. That puts it in the top 10% of counties for insurance agencies.
Map listings as of September 2026 show 86 insurance agencies in Berkeley County. Chain locations make up 26% of them, against 21% across the U.S. That is 9.2 per 10,000 households, 41% below the U.S. rate of 15.6.
Households in Berkeley County spend about $241.6M a year on vehicle insurance, or $2,579 per household, 32% above the U.S. average. Spread across 86 insurance agencies, that is $2.8M per agency, 2.2 times the U.S. figure of $1.3M.
Official counts show 64 businesses with payroll classed as insurance agencies and brokerages in Berkeley County in 2023, up 10.3% from 2019. That is one for every 1,464 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $1.1M have gone to businesses classed as insurance agencies and brokerages in Berkeley County. Between 2020 and 2025, the population of Berkeley County grew 18.7%, faster than the U.S. (+3.1%).
How Berkeley County compares
The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Berkeley County | South Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.2 | 13.9 | 15.6 |
| Spending per listing | $2.8M | $1.8M | $1.3M |
| Households per official establishment | 1,464 | 1,037 | 966 |
| Official establishment growth, 2019–2023 | +10.3% | +3.0% | −1.0% |
| Population growth, 2020–2025 | +18.7% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,579 | $2,491 | $1,957 |
| Median household income | $84,358 | $69,324 | $80,734 |
| Groundwork market score | 86 | 81 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 58 → 64+10.3% over the period
- Employees, 2023
- 298
- Annual payroll, 2023
- $22.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8622 chain locations
- Listings at the U.S. rate for this spending
- 193The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $1.1M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Berkeley County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Berkeley County
- Population, 2025 estimate
- 274,666+18.7% since 2020
- Households
- 93,711
- Median age
- 38.3
- Homes lived in by their owners
- 75%
- Vehicles per household
- 1.9
- Land area
- 1,104 sq. mi.
- People per square mile
- 224
- Median household income
- $84,358+33.3% vs. 2015–2019, before inflation
- Average household income
- $104,881
- Median home value
- $310,300
- Jobs located here
- 71,652
- Daytime population
- 211,719Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Berkeley County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across South Carolina
Every South Carolina market ranked →The highest-scoring counties in South Carolina for insurance agencies, numbered among those based in South Carolina, with Berkeley County marked.
Top counties in South Carolina
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Edgefield County, SC | 96 | 8 | 8.2 | $3.4M | +16.1% | #11 of 2,272 |
| 2Saluda County, SC | 88 | 8 | 10.4 | $2.8M | +4.1% | #85 of 2,272 |
| 3Laurens County, SC | 88 | 26 | 9.6 | $2.8M | +6.2% | #87 of 2,272 |
| 4Abbeville County, SC | 86 | 8 | 8.2 | $3.3M | +2.3% | #111 of 2,272 |
| 5Berkeley County, SC | 86 | 86 | 9.2 | $2.8M | +18.7% | #114 of 2,272 |
| 6Lancaster County, SC | 83 | 42 | 10.5 | $2.4M | +18.3% | #167 of 2,272 |
| 7Oconee County, SC | 81 | 32 | 9.3 | $2.9M | +6.3% | #196 of 2,272 |
| 8Chester County, SC | 81 | 12 | 9.1 | $2.8M | +2.2% | #198 of 2,272 |
| 9Pickens County, SC | 81 | 51 | 9.7 | $2.7M | +5.7% | #201 of 2,272 |
| 10Cherokee County, SC | 81 | 21 | 9.5 | $2.7M | +3.7% | #203 of 2,272 |
Other business types in Berkeley County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Berkeley County, SC?
There are 86 insurance agencies on map listings in Berkeley County as of September 2026. 22 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 64 businesses with payroll classed as insurance agencies and brokerages in 2023, up 10.3% from 2019.
How much do households in Berkeley County, SC spend on vehicle insurance?
About $241.6M a year, or $2,579 per household. That is 32% above the U.S. average (an index of 132, where 100 is the U.S. average). Spread across the 86 insurance agencies on map listings, it comes to $2.8M per agency. It is estimated from the incomes of the 93,711 households in Berkeley County and national spending patterns by income.
How does Berkeley County, SC compare with the U.S. for insurance agencies?
Berkeley County has 9.2 insurance agencies per 10,000 households, 41% below the U.S. rate of 15.6. Spending per agency is $2.8M, 2.2 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Berkeley County would have about 193, against 86 on map listings. There is one business with payroll in the industry for every 1,464 households, against one for every 966 across the U.S. The official count rose 10.3% from 2019 to 2023, against −1.0% for the U.S.
How fast is Berkeley County, SC growing?
Population estimates put Berkeley County at 274,666 people in 2025, up 18.7% since 2020, faster than the U.S. (+3.1%). It has 93,711 households. The median household income in Berkeley County is $84,358 a year, 4% above the U.S. median of $80,734. That rose 33.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Berkeley County scores 86 for insurance agencies (high), #114 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Berkeley County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Berkeley County
Screening a site or an acquisition in Berkeley County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Berkeley County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.