Groundwork

Auto · County · North Dakota

Insurance agencies in Oliver County, ND

Competitor counts, household spending and official business counts for insurance agencies in Oliver County, ND, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
1
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$2M
On vehicle insurance · $2,707 a household
Spending per listing
$2M
Too few listings to compare
Listings per 10k households
13.8
Too few listings to compare
Population, 2025
1,898
+1.7% since 2020

See the insurance agencies around any address in Oliver County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Oliver County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Oliver County spend about $2M a year on vehicle insurance, or $2,707 per household, 38% above the U.S. average. That works out to $2M per agency.

There is 1 insurance agency on map listings in Oliver County as of September 2026. That is 13.8 per 10,000 households.

Official counts don’t publish a figure for insurance agencies and brokerages in Oliver County, since they leave out counts under 3.

Population estimates show Oliver County grew 1.7% from 2020 to 2025, slower than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Oliver County compares

The same measures for North Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Oliver County, ND compared with North Dakota and the U.S.
MeasureOliver CountyNorth DakotaU.S.
Listings per 10k households13.817.715.6
Spending per listing$2M$994K$1.3M
Households per official establishmentn/a512966
Official establishment growth, 2019–2023n/a−0.8%−1.0%
Population growth, 2020–2025+1.7%+2.5%+3.1%
Spending per household on vehicle insurance$2,707$1,756$1,957
Median household income$77,240$76,657$80,734
Groundwork market scoreNot scored23

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10 chain locations
Listings at the U.S. rate for this spending
2The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Oliver County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Oliver County

Population, 2025 estimate
1,898+1.7% since 2020
Households
725
Median age
45.9
Homes lived in by their owners
95%
Vehicles per household
3.0
Land area
722 sq. mi.
People per square mile
3
Median household income
$77,240
Average household income
$106,672
Median home value
$215,700
Jobs located here
616
Daytime population
1,671Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Oliver County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Oliver County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across North Dakota

Every North Dakota market ranked →

The highest-scoring counties in North Dakota for insurance agencies, numbered among those based in North Dakota, with Oliver County marked.

Top counties in North Dakota

Counties in North Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1McKenzie County, ND56610.0$2.1M+2.8%#899 of 2,272
2Williams County, ND43159.9$1.8M+1.4%#1,343 of 2,272
3Morton County, ND382215.8$1.3M+3.8%#1,529 of 2,272
4Grand Forks County, ND314313.7$1.1M+1.9%#1,774 of 2,272
5Burleigh County, ND257818.9$909K+4.7%#1,956 of 2,272
6Stark County, ND242317.0$1M+0.5%#1,973 of 2,272
7Cass County, ND2416519.7$793K+9.1%#1,989 of 2,272
8Barnes County, ND20816.3$1.2M−2.7%#2,068 of 2,272
9Ward County, ND194014.0$1.2M−2.4%#2,085 of 2,272
10Richland County, ND191420.4$888K+1.2%#2,098 of 2,272
Oliver County, NDNot scored113.8$2M+1.7%

Other business types in Oliver County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Oliver County, ND?

As of September 2026, map listings count 1 insurance agency in Oliver County. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Oliver County: counts under 3 are left out.

How much do households in Oliver County, ND spend on vehicle insurance?

About $2M a year, or $2,707 per household. That is 38% above the U.S. average (an index of 138, where 100 is the U.S. average). Spread across the 1 insurance agency on map listings, it comes to $2M per agency. It is estimated from the incomes of the 725 households in Oliver County and national spending patterns by income.

How does Oliver County, ND compare with the U.S. for insurance agencies?

Oliver County has 1 insurance agency on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of insurance agencies to household spending, Oliver County would have about 2, against 1 on map listings.

How fast is Oliver County, ND growing?

Population estimates put Oliver County at 1,898 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 725 households. Median household income in Oliver County is $77,240, 4% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Oliver County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Oliver County

Screening a site or an acquisition in Oliver County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Oliver County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.