Groundwork

Auto · County · North Dakota

Insurance agencies in Adams County, ND

The insurance agencies in Adams County, ND, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
1
1 chain location (100%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$1.7M
On vehicle insurance · $1,690 a household
Spending per listing
$1.7M
Too few listings to compare
Listings per 10k households
9.7
Too few listings to compare
Population, 2025
2,275
+3.7% since 2020

See the insurance agencies around any address in Adams County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Adams County comes to about $1.7M a year: $1,690 per household, 14% below the U.S. average. That is about $1.7M of household spending for each agency on map listings.

Adams County has 1 insurance agency on map listings as of September 2026. That is 9.7 per 10,000 households.

Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in Adams County in 2023. That is one for every 343 households, against one for every 966 across the U.S.

Population estimates put the population change in Adams County from 2020 to 2025 at +3.7%, faster than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Adams County compares

The same measures for North Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Adams County, ND compared with North Dakota and the U.S.
MeasureAdams CountyNorth DakotaU.S.
Listings per 10k households9.717.715.6
Spending per listing$1.7M$994K$1.3M
Households per official establishment343512966
Official establishment growth, 2019–2023n/a−0.8%−1.0%
Population growth, 2020–2025+3.7%+2.5%+3.1%
Spending per household on vehicle insurance$1,690$1,756$1,957
Median household income$62,500$76,657$80,734
Groundwork market scoreNot scored23

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 3
Employees, 2023
7
Annual payroll, 2023
$689K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
1The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Adams County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Adams County

Population, 2025 estimate
2,275+3.7% since 2020
Households
1,030
Median age
43.4
Homes lived in by their owners
72%
Vehicles per household
2.0
Land area
988 sq. mi.
People per square mile
2
Median household income
$62,500
Average household income
$76,649
Median home value
$113,200
Jobs located here
782
Daytime population
2,020Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Adams County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across North Dakota

Every North Dakota market ranked →

The highest-scoring counties in North Dakota for insurance agencies, numbered among those based in North Dakota, with Adams County marked.

Top counties in North Dakota

Counties in North Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1McKenzie County, ND56610.0$2.1M+2.8%#899 of 2,272
2Williams County, ND43159.9$1.8M+1.4%#1,343 of 2,272
3Morton County, ND382215.8$1.3M+3.8%#1,529 of 2,272
4Grand Forks County, ND314313.7$1.1M+1.9%#1,774 of 2,272
5Burleigh County, ND257818.9$909K+4.7%#1,956 of 2,272
6Stark County, ND242317.0$1M+0.5%#1,973 of 2,272
7Cass County, ND2416519.7$793K+9.1%#1,989 of 2,272
8Barnes County, ND20816.3$1.2M−2.7%#2,068 of 2,272
9Ward County, ND194014.0$1.2M−2.4%#2,085 of 2,272
10Richland County, ND191420.4$888K+1.2%#2,098 of 2,272
Adams County, NDNot scored19.7$1.7M+3.7%

Other business types in Adams County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Adams County, ND?

Map listings as of September 2026 show 1 insurance agency in Adams County. The listings count insurance agencies. Official counts show 3 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Adams County, ND spend on vehicle insurance?

About $1.7M a year, or $1,690 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 1 insurance agency on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 1,030 households in Adams County and national spending patterns by income.

How does Adams County, ND compare with the U.S. for insurance agencies?

Adams County has 1 insurance agency on map listings, too few for a steady comparison with the U.S. rate. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 343 households, against one for every 966 across the U.S.

How fast is Adams County, ND growing?

Population estimates put Adams County at 2,275 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 1,030 households. Median household income in Adams County is $62,500, 23% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Adams County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Adams County

Screening a site or an acquisition in Adams County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Adams County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.