Groundwork

Auto · County · North Dakota

Insurance agencies in Bottineau County, ND

Competitor counts, household spending and official business counts for insurance agencies in Bottineau County, ND, set against other counties and the U.S.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
7
2 chain locations (29%)
Official establishments
14
Businesses with payroll, 2023
Household spending a year
$5.4M
On vehicle insurance · $2,005 a household
Spending per listing
$766K
39% below the U.S.
Listings per 10k households
26.2
68% above the U.S.
Population, 2025
6,284
−1.6% since 2020

See the insurance agencies around any address in Bottineau County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bottineau County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Bottineau County comes to about $5.4M a year: $2,005 per household, 2% above the U.S. average. That is about $766K of household spending for each agency on map listings, 39% below the U.S. figure of $1.3M.

Bottineau County has 7 insurance agencies on map listings as of September 2026. Chain locations make up 29% of them, against 21% across the U.S. That comes to 26.2 for every 10,000 households, 68% above the U.S. rate of 15.6.

In 2023, official counts showed 14 businesses with payroll in Bottineau County classed as insurance agencies and brokerages. That is one for every 191 households, against one for every 966 across the U.S.

Population estimates put the population change in Bottineau County from 2020 to 2025 at −1.6%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Bottineau County compares

The same measures for North Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Bottineau County, ND compared with North Dakota and the U.S.
MeasureBottineau CountyNorth DakotaU.S.
Listings per 10k households26.217.715.6
Spending per listing$766K$994K$1.3M
Households per official establishment191512966
Official establishment growth, 2019–2023n/a−0.8%−1.0%
Population growth, 2020–2025−1.6%+2.5%+3.1%
Spending per household on vehicle insurance$2,005$1,756$1,957
Median household income$85,000$76,657$80,734
Groundwork market scoreNot scored23

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 14
Employees, 2023
29
Annual payroll, 2023
$1.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
72 chain locations
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Bottineau County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Bottineau County

Population, 2025 estimate
6,284−1.6% since 2020
Households
2,674
Median age
43.2
Homes lived in by their owners
79%
Vehicles per household
2.3
Land area
1,669 sq. mi.
People per square mile
4
Median household income
$85,000
Average household income
$110,332
Median home value
$193,200
Jobs located here
2,277
Daytime population
5,831Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Bottineau County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Bottineau County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across North Dakota

Every North Dakota market ranked →

The highest-scoring counties in North Dakota for insurance agencies, numbered among those based in North Dakota, with Bottineau County marked.

Top counties in North Dakota

Counties in North Dakota ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1McKenzie County, ND56610.0$2.1M+2.8%#899 of 2,272
2Williams County, ND43159.9$1.8M+1.4%#1,343 of 2,272
3Morton County, ND382215.8$1.3M+3.8%#1,529 of 2,272
4Grand Forks County, ND314313.7$1.1M+1.9%#1,774 of 2,272
5Burleigh County, ND257818.9$909K+4.7%#1,956 of 2,272
6Stark County, ND242317.0$1M+0.5%#1,973 of 2,272
7Cass County, ND2416519.7$793K+9.1%#1,989 of 2,272
8Barnes County, ND20816.3$1.2M−2.7%#2,068 of 2,272
9Ward County, ND194014.0$1.2M−2.4%#2,085 of 2,272
10Richland County, ND191420.4$888K+1.2%#2,098 of 2,272
Bottineau County, NDNot scored726.2$766K−1.6%

Other business types in Bottineau County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Bottineau County, ND?

Map listings as of September 2026 show 7 insurance agencies in Bottineau County. 2 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Bottineau County, ND spend on vehicle insurance?

About $5.4M a year, or $2,005 per household. That is 2% above the U.S. average (an index of 102, where 100 is the U.S. average). Spread across the 7 insurance agencies on map listings, it comes to $766K per agency. It is estimated from the incomes of the 2,674 households in Bottineau County and national spending patterns by income.

How does Bottineau County, ND compare with the U.S. for insurance agencies?

Bottineau County has 26.2 insurance agencies per 10,000 households, 68% above the U.S. rate of 15.6. Spending per agency is $766K, 39% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Bottineau County would have about 4, against 7 on map listings. There is one business with payroll in the industry for every 191 households, against one for every 966 across the U.S.

How fast is Bottineau County, ND growing?

Population estimates put Bottineau County at 6,284 people in 2025, down 1.6% since 2020, against +3.1% for the U.S. It has 2,674 households. Median household income in Bottineau County is $85,000, 5% above the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Bottineau County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Bottineau County

Screening a site or an acquisition in Bottineau County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Bottineau County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.