Auto · County · North Dakota
Insurance agencies in Grand Forks County, ND
How Grand Forks County, ND compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 31 out of 100: Lower middle
Ranked #1,774 of 2,272 scored counties
#4 of 13 scored counties in North Dakota
- Listings
- 43
- 10 chain locations (23%)
- Official establishments
- 33
- 0.0% since 2019
- Household spending a year
- $48.5M
- On vehicle insurance · $1,550 a household
- Spending per listing
- $1.1M
- 10% below the U.S.
- Listings per 10k households
- 13.7
- 12% below the U.S.
- Population, 2025
- 74,501
- +1.9% since 2020
See the insurance agencies around any address in Grand Forks County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Grand Forks County scores 31 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,774 of 2,272 scored counties and #4 of 13 scored counties in North Dakota. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 43 insurance agencies in Grand Forks County. Chain locations make up 23% of them, against 21% across the U.S. That comes to 13.7 for every 10,000 households, 12% below the U.S. rate of 15.6.
At $1,550 per household (21% below the U.S. average), households in Grand Forks County spend about $48.5M a year on vehicle insurance. That is about $1.1M of household spending for each agency on map listings, 10% below the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Grand Forks County was 33 in 2023, unchanged from 2019. That is one for every 948 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Grand Forks County grew 1.9%, slower than the U.S. (+3.1%).
How Grand Forks County compares
The same measures for North Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Grand Forks County | North Dakota | U.S. |
|---|---|---|---|
| Listings per 10k households | 13.7 | 17.7 | 15.6 |
| Spending per listing | $1.1M | $994K | $1.3M |
| Households per official establishment | 948 | 512 | 966 |
| Official establishment growth, 2019–2023 | 0.0% | −0.8% | −1.0% |
| Population growth, 2020–2025 | +1.9% | +2.5% | +3.1% |
| Spending per household on vehicle insurance | $1,550 | $1,756 | $1,957 |
| Median household income | $68,075 | $76,657 | $80,734 |
| Groundwork market score | 31 | 23 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 33 → 330.0% over the period
- Employees, 2023
- 128
- Annual payroll, 2023
- $9.6M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 4310 chain locations
- Listings at the U.S. rate for this spending
- 39The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Grand Forks County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Grand Forks County
- Population, 2025 estimate
- 74,501+1.9% since 2020
- Households
- 31,295
- Median age
- 33.2
- Homes lived in by their owners
- 52%
- Vehicles per household
- 1.8
- Land area
- 1,436 sq. mi.
- People per square mile
- 51
- Median household income
- $68,075+26.0% vs. 2015–2019, before inflation
- Average household income
- $92,591
- Median home value
- $252,700
- Jobs located here
- 38,188
- Daytime population
- 77,655Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Grand Forks County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across North Dakota
Every North Dakota market ranked →The highest-scoring counties in North Dakota for insurance agencies, numbered among those based in North Dakota, with Grand Forks County marked.
Top counties in North Dakota
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1McKenzie County, ND | 56 | 6 | 10.0 | $2.1M | +2.8% | #899 of 2,272 |
| 2Williams County, ND | 43 | 15 | 9.9 | $1.8M | +1.4% | #1,343 of 2,272 |
| 3Morton County, ND | 38 | 22 | 15.8 | $1.3M | +3.8% | #1,529 of 2,272 |
| 4Grand Forks County, ND | 31 | 43 | 13.7 | $1.1M | +1.9% | #1,774 of 2,272 |
| 5Burleigh County, ND | 25 | 78 | 18.9 | $909K | +4.7% | #1,956 of 2,272 |
| 6Stark County, ND | 24 | 23 | 17.0 | $1M | +0.5% | #1,973 of 2,272 |
| 7Cass County, ND | 24 | 165 | 19.7 | $793K | +9.1% | #1,989 of 2,272 |
| 8Barnes County, ND | 20 | 8 | 16.3 | $1.2M | −2.7% | #2,068 of 2,272 |
| 9Ward County, ND | 19 | 40 | 14.0 | $1.2M | −2.4% | #2,085 of 2,272 |
| 10Richland County, ND | 19 | 14 | 20.4 | $888K | +1.2% | #2,098 of 2,272 |
Other business types in Grand Forks County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Grand Forks County, ND?
Grand Forks County has 43 insurance agencies on map listings as of September 2026. 10 of them (23%) are chain locations. The listings count insurance agencies. Official counts show 33 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.
How much do households in Grand Forks County, ND spend on vehicle insurance?
About $48.5M a year, or $1,550 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 43 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 31,295 households in Grand Forks County and national spending patterns by income.
How does Grand Forks County, ND compare with the U.S. for insurance agencies?
Grand Forks County has 13.7 insurance agencies per 10,000 households, 12% below the U.S. rate of 15.6. Spending per agency is $1.1M, 10% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Grand Forks County would have about 39, against 43 on map listings. There is one business with payroll in the industry for every 948 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.
How fast is Grand Forks County, ND growing?
Population estimates put Grand Forks County at 74,501 people in 2025, up 1.9% since 2020, slower than the U.S. (+3.1%). It has 31,295 households. The median household income in Grand Forks County is $68,075 a year, 16% below the U.S. median of $80,734. That rose 26.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Grand Forks County scores 31 for insurance agencies (lower middle), #1,774 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Grand Forks County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Grand Forks County
Screening a site or an acquisition in Grand Forks County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Grand Forks County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.