Auto · County · North Dakota
Insurance agencies in Cass County, ND
How Cass County, ND compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 24 out of 100: Low
Ranked #1,989 of 2,272 scored counties
#7 of 13 scored counties in North Dakota
- Listings
- 165
- 23 chain locations (14%)
- Official establishments
- 136
- −4.9% since 2019
- Household spending a year
- $130.8M
- On vehicle insurance · $1,558 a household
- Spending per listing
- $793K
- 37% below the U.S.
- Listings per 10k households
- 19.7
- 26% above the U.S.
- Population, 2025
- 201,794
- +9.1% since 2020
See the insurance agencies around any address in Cass County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For insurance agencies, Cass County has a Groundwork market score of 24 (low): #1,989 of 2,272 scored counties and #7 of 13 scored counties in North Dakota. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 165 insurance agencies in Cass County. Chain locations make up 14% of them, against 21% across the U.S. That is 19.7 per 10,000 households, 26% above the U.S. rate of 15.6.
Households in Cass County spend about $130.8M a year on vehicle insurance, or $1,558 per household, 20% below the U.S. average. That is about $793K of household spending for each agency on map listings, 37% below the U.S. figure of $1.3M.
In 2023, official counts showed 136 businesses with payroll in Cass County classed as insurance agencies and brokerages, down 4.9% from 2019. That is one for every 617 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $500K have gone to businesses classed as insurance agencies and brokerages in Cass County. Population estimates show Cass County grew 9.1% from 2020 to 2025, faster than the U.S. (+3.1%).
How Cass County compares
The same measures for North Dakota and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cass County | North Dakota | U.S. |
|---|---|---|---|
| Listings per 10k households | 19.7 | 17.7 | 15.6 |
| Spending per listing | $793K | $994K | $1.3M |
| Households per official establishment | 617 | 512 | 966 |
| Official establishment growth, 2019–2023 | −4.9% | −0.8% | −1.0% |
| Population growth, 2020–2025 | +9.1% | +2.5% | +3.1% |
| Spending per household on vehicle insurance | $1,558 | $1,756 | $1,957 |
| Median household income | $75,555 | $76,657 | $80,734 |
| Groundwork market score | 24 | 23 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 143 → 136−4.9% over the period
- Employees, 2023
- 888
- Annual payroll, 2023
- $69.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 16523 chain locations
- Listings at the U.S. rate for this spending
- 104The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 3
- Amount
- $500K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Cass County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cass County
- Population, 2025 estimate
- 201,794+9.1% since 2020
- Households
- 83,945
- Median age
- 34.3
- Homes lived in by their owners
- 52%
- Vehicles per household
- 1.8
- Land area
- 1,765 sq. mi.
- People per square mile
- 110
- Median household income
- $75,555+17.2% vs. 2015–2019, before inflation
- Average household income
- $103,789
- Median home value
- $298,000
- Jobs located here
- 131,603
- Daytime population
- 221,162Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cass County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across North Dakota
Every North Dakota market ranked →The highest-scoring counties in North Dakota for insurance agencies, numbered among those based in North Dakota, with Cass County marked.
Top counties in North Dakota
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1McKenzie County, ND | 56 | 6 | 10.0 | $2.1M | +2.8% | #899 of 2,272 |
| 2Williams County, ND | 43 | 15 | 9.9 | $1.8M | +1.4% | #1,343 of 2,272 |
| 3Morton County, ND | 38 | 22 | 15.8 | $1.3M | +3.8% | #1,529 of 2,272 |
| 4Grand Forks County, ND | 31 | 43 | 13.7 | $1.1M | +1.9% | #1,774 of 2,272 |
| 5Burleigh County, ND | 25 | 78 | 18.9 | $909K | +4.7% | #1,956 of 2,272 |
| 6Stark County, ND | 24 | 23 | 17.0 | $1M | +0.5% | #1,973 of 2,272 |
| 7Cass County, ND | 24 | 165 | 19.7 | $793K | +9.1% | #1,989 of 2,272 |
| 8Barnes County, ND | 20 | 8 | 16.3 | $1.2M | −2.7% | #2,068 of 2,272 |
| 9Ward County, ND | 19 | 40 | 14.0 | $1.2M | −2.4% | #2,085 of 2,272 |
| 10Richland County, ND | 19 | 14 | 20.4 | $888K | +1.2% | #2,098 of 2,272 |
Other business types in Cass County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Cass County, ND?
Cass County has 165 insurance agencies on map listings as of September 2026. 23 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 136 businesses with payroll classed as insurance agencies and brokerages in 2023, down 4.9% from 2019.
How much do households in Cass County, ND spend on vehicle insurance?
About $130.8M a year, or $1,558 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 165 insurance agencies on map listings, it comes to $793K per agency. It is estimated from the incomes of the 83,945 households in Cass County and national spending patterns by income.
How does Cass County, ND compare with the U.S. for insurance agencies?
Cass County has 19.7 insurance agencies per 10,000 households, 26% above the U.S. rate of 15.6. Spending per agency is $793K, 37% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Cass County would have about 104, against 165 on map listings. There is one business with payroll in the industry for every 617 households, against one for every 966 across the U.S. The official count fell 4.9% from 2019 to 2023, against −1.0% for the U.S.
How fast is Cass County, ND growing?
Population estimates put Cass County at 201,794 people in 2025, up 9.1% since 2020, faster than the U.S. (+3.1%). It has 83,945 households. The median household income in Cass County is $75,555 a year, 6% below the U.S. median of $80,734. That rose 17.2% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cass County scores 24 for insurance agencies (low), #1,989 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cass County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Cass County
Screening a site or an acquisition in Cass County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cass County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.