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Insurance agencies in Sarpy County, NE

The insurance agencies in Sarpy County, NE, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 51 out of 100: Upper middle

Ranked #1,069 of 2,272 scored counties
#1 of 25 scored counties in Nebraska

Listings
83
18 chain locations (22%)
Official establishments
88
−6.4% since 2019
Household spending a year
$133.2M
On vehicle insurance · $1,798 a household
Spending per listing
$1.6M
28% above the U.S.
Listings per 10k households
11.2
28% below the U.S.
Population, 2025
208,303
+9.0% since 2020

See the insurance agencies around any address in Sarpy County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Sarpy County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 83 insurance agencies in Sarpy County. 18 of them (22%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 11.2, 28% below the U.S. rate of 15.6.

At $1,798 per household (8% below the U.S. average), households in Sarpy County spend about $133.2M a year on vehicle insurance. That works out to $1.6M per agency, 28% above the U.S. figure of $1.3M.

In 2023, official counts showed 88 businesses with payroll in Sarpy County classed as insurance agencies and brokerages, down 6.4% from 2019. That is one for every 842 households, against one for every 966 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $1.1M have gone to businesses classed as insurance agencies and brokerages in Sarpy County.

Between 2020 and 2025, the population of Sarpy County grew 9.0%, faster than the U.S. (+3.1%). For insurance agencies, Sarpy County has a Groundwork market score of 51 (upper middle): #1,069 of 2,272 scored counties and #1 of 25 scored counties in Nebraska.

How Sarpy County compares

The same measures for Nebraska and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Sarpy County, NE compared with Nebraska and the U.S.
MeasureSarpy CountyNebraskaU.S.
Listings per 10k households11.220.415.6
Spending per listing$1.6M$859K$1.3M
Households per official establishment842516966
Official establishment growth, 2019–2023−6.4%+0.1%−1.0%
Population growth, 2020–2025+9.0%+2.8%+3.1%
Spending per household on vehicle insurance$1,798$1,750$1,957
Median household income$103,321$76,475$80,734
Groundwork market score5122

Official counts and lending

Businesses

Official establishments, 2019 to 2023
94 → 88−6.4% over the period
Employees, 2023
337
Annual payroll, 2023
$21.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
8318 chain locations
Listings at the U.S. rate for this spending
106The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$1.1M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Sarpy County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Sarpy County

Population, 2025 estimate
208,303+9.0% since 2020
Households
74,097
Median age
37.0
Homes lived in by their owners
70%
Vehicles per household
2.0
Land area
238 sq. mi.
People per square mile
829
Median household income
$103,321+26.0% vs. 2015–2019, before inflation
Average household income
$124,709
Median home value
$314,100
Jobs located here
78,732
Daytime population
175,418Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Sarpy County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Sarpy County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Nebraska

Every Nebraska market ranked →

The highest-scoring counties in Nebraska for insurance agencies, numbered among those based in Nebraska, with Sarpy County marked.

Top counties in Nebraska

Counties in Nebraska ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sarpy County, NE518311.2$1.6M+9.0%#1,069 of 2,272
2Saunders County, NE491011.2$1.8M+6.0%#1,129 of 2,272
3Otoe County, NE42812.5$1.6M+3.9%#1,383 of 2,272
4Cass County, NE371816.6$1.2M+3.9%#1,573 of 2,272
5Dakota County, NE371418.8$989K+0.7%#1,587 of 2,272
6Saline County, NE35917.5$1.3M+1.9%#1,638 of 2,272
7Seward County, NE301217.7$1.1M+2.3%#1,807 of 2,272
8Washington County, NE291619.0$1.1M+1.8%#1,839 of 2,272
9Dawson County, NE281718.6$1.1M+1.5%#1,867 of 2,272
10Platte County, NE282619.0$981K+3.9%#1,871 of 2,272

Other business types in Sarpy County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Sarpy County, NE?

There are 83 insurance agencies on map listings in Sarpy County as of September 2026. 18 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 88 businesses with payroll classed as insurance agencies and brokerages in 2023, down 6.4% from 2019.

How much do households in Sarpy County, NE spend on vehicle insurance?

About $133.2M a year, or $1,798 per household. That is 8% below the U.S. average (an index of 92, where 100 is the U.S. average). Spread across the 83 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 74,097 households in Sarpy County and national spending patterns by income.

How does Sarpy County, NE compare with the U.S. for insurance agencies?

Sarpy County has 11.2 insurance agencies per 10,000 households, 28% below the U.S. rate of 15.6. Spending per agency is $1.6M, 28% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Sarpy County would have about 106, against 83 on map listings. There is one business with payroll in the industry for every 842 households, against one for every 966 across the U.S. The official count fell 6.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is Sarpy County, NE growing?

Population estimates put Sarpy County at 208,303 people in 2025, up 9.0% since 2020, faster than the U.S. (+3.1%). It has 74,097 households. The median household income in Sarpy County is $103,321 a year, 28% above the U.S. median of $80,734. That rose 26.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Sarpy County scores 51 for insurance agencies (upper middle), #1,069 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Sarpy County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Sarpy County

Screening a site or an acquisition in Sarpy County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Sarpy County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.