Auto · Metro area · Nebraska
Insurance agencies in the Grand Island, NE metro area
How the Grand Island, NE metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 18 out of 100: Low
Ranked #371 of 387 scored metro areas
#3 of 3 scored metro areas based in Nebraska
- Listings
- 64
- 20 chain locations (31%)
- Official establishments
- 64
- −3.0% since 2019
- Household spending a year
- $55.1M
- On vehicle insurance · $1,818 a household
- Spending per listing
- $861K
- 31% below the U.S.
- Listings per 10k households
- 21.1
- 35% above the U.S.
- Population, 2025
- 78,076
- +1.5% since 2020
See the insurance agencies around any address in the Grand Island metro area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Grand Island metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Grand Island metro area scores 18 (low) on the Groundwork market score for insurance agencies, ranking #371 of 387 scored metro areas and #3 of 3 scored metro areas based in Nebraska. That puts it in the bottom quarter of metro areas.
As of September 2026, map listings count 64 insurance agencies in the Grand Island metro area. Chain locations make up 31% of them, against 21% across the U.S. That is 21.1 per 10,000 households, 35% above the U.S. rate of 15.6.
At $1,818 per household (7% below the U.S. average), households in the Grand Island metro area spend about $55.1M a year on vehicle insurance. Spread across 64 insurance agencies, that is $861K per agency, 31% below the U.S. figure of $1.3M.
Official counts show 64 businesses with payroll classed as insurance agencies and brokerages in the Grand Island metro area in 2023, down 3.0% from 2019. That is one for every 473 households, against one for every 966 across the U.S. Population estimates put the population change in the Grand Island metro area from 2020 to 2025 at +1.5%, slower than the U.S. (+3.1%).
How the Grand Island metro area compares
The same measures for Nebraska and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Grand Island metro area | Nebraska | U.S. |
|---|---|---|---|
| Listings per 10k households | 21.1 | 20.4 | 15.6 |
| Spending per listing | $861K | $859K | $1.3M |
| Households per official establishment | 473 | 516 | 966 |
| Official establishment growth, 2019–2023 | −3.0% | +0.1% | −1.0% |
| Population growth, 2020–2025 | +1.5% | +2.8% | +3.1% |
| Spending per household on vehicle insurance | $1,818 | $1,750 | $1,957 |
| Median household income | $69,704 | $76,475 | $80,734 |
| Groundwork market score | 18 | 22 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 64−3.0% over the period
- Employees, 2023
- 200
- Annual payroll, 2023
- $11.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 6420 chain locations
- Listings at the U.S. rate for this spending
- 44The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Grand Island metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Grand Island metro area
- Population, 2025 estimate
- 78,076+1.5% since 2020
- Households
- 30,296
- Median age
- 37.9
- Homes lived in by their owners
- 65%
- Vehicles per household
- 2.1
- Land area
- 1,604 sq. mi.
- People per square mile
- 48
- Median household income
- $69,704+22.1% vs. 2015–2019, before inflation
- Average household income
- $90,207
- Median home value
- $218,400
- Jobs located here
- 39,132
- Daytime population
- 77,545Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Grand Island metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Grand Island metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Nebraska
Every Nebraska market ranked →The highest-scoring metro areas in Nebraska for insurance agencies, numbered among those based in Nebraska (a market based in another state is listed without a number), with the Grand Island metro area marked.
Top metro areas in Nebraska
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Omaha, NE-IA | 22 | 743 | 19.1 | $867K | +4.2% | #356 of 387 |
| 2Lincoln, NE | 21 | 255 | 18.1 | $912K | +3.3% | #362 of 387 |
| 3Grand Island, NE | 18 | 64 | 21.1 | $861K | +1.5% | #371 of 387 |
| Sioux City, IA-NE-SD | 17 | 118 | 21.3 | $834K | +1.0% | #375 of 387 |
Other business types in the Grand Island metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Grand Island, NE metro area?
The Grand Island metro area has 64 insurance agencies on map listings as of September 2026. 20 of them (31%) are chain locations. The listings count insurance agencies. Official counts show 64 businesses with payroll classed as insurance agencies and brokerages in 2023, down 3.0% from 2019.
How much do households in the Grand Island, NE metro area spend on vehicle insurance?
About $55.1M a year, or $1,818 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 64 insurance agencies on map listings, it comes to $861K per agency. It is estimated from the incomes of the 30,296 households in the Grand Island metro area and national spending patterns by income.
How does the Grand Island, NE metro area compare with the U.S. for insurance agencies?
The Grand Island metro area has 21.1 insurance agencies per 10,000 households, 35% above the U.S. rate of 15.6. Spending per agency is $861K, 31% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Grand Island metro area would have about 44, against 64 on map listings. There is one business with payroll in the industry for every 473 households, against one for every 966 across the U.S. The official count fell 3.0% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Grand Island, NE metro area growing?
Population estimates put the Grand Island metro area at 78,076 people in 2025, up 1.5% since 2020, slower than the U.S. (+3.1%). It has 30,296 households. The median household income in the Grand Island metro area is $69,704 a year, 14% below the U.S. median of $80,734. That rose 22.1% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Grand Island metro area scores 18 for insurance agencies (low), #371 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Grand Island metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Grand Island metro area
Screening a site or an acquisition in the Grand Island metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Grand Island metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.