Auto · County · Vermont
Insurance agencies in Caledonia County, VT
How Caledonia County, VT compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 45 out of 100: Lower middle
Ranked #1,273 of 2,272 scored counties
#7 of 11 scored counties in Vermont
- Listings
- 13
- 3 chain locations (23%)
- Official establishments
- 11
- Businesses with payroll, 2023
- Household spending a year
- $20.6M
- On vehicle insurance · $1,571 a household
- Spending per listing
- $1.6M
- 26% above the U.S.
- Listings per 10k households
- 9.9
- 37% below the U.S.
- Population, 2025
- 30,414
- +0.8% since 2020
See the insurance agencies around any address in Caledonia County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Caledonia County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $1,571 per household (20% below the U.S. average), households in Caledonia County spend about $20.6M a year on vehicle insurance. Spread across 13 insurance agencies, that is $1.6M per agency, 26% above the U.S. figure of $1.3M.
There are 13 insurance agencies on map listings in Caledonia County as of September 2026. 3 of them (23%) are chain locations, against 21% across the U.S. That comes to 9.9 for every 10,000 households, 37% below the U.S. rate of 15.6.
In 2023, official counts showed 11 businesses with payroll in Caledonia County classed as insurance agencies and brokerages. That is one for every 1,190 households, against one for every 966 across the U.S.
Population estimates show Caledonia County grew 0.8% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Caledonia County is 45 (lower middle), #1,273 of 2,272 scored counties and #7 of 11 scored counties in Vermont.
How Caledonia County compares
The same measures for Vermont and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Caledonia County | Vermont | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.9 | 9.8 | 15.6 |
| Spending per listing | $1.6M | $1.6M | $1.3M |
| Households per official establishment | 1,190 | 1,315 | 966 |
| Official establishment growth, 2019–2023 | n/a | −11.5% | −1.0% |
| Population growth, 2020–2025 | +0.8% | +0.3% | +3.1% |
| Spending per household on vehicle insurance | $1,571 | $1,570 | $1,957 |
| Median household income | $69,970 | $81,203 | $80,734 |
| Groundwork market score | 45 | 56 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 11 → 11
- Employees, 2023
- 114
- Annual payroll, 2023
- $8.4M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 133 chain locations
- Listings at the U.S. rate for this spending
- 16The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Caledonia County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Caledonia County
- Population, 2025 estimate
- 30,414+0.8% since 2020
- Households
- 13,091
- Median age
- 45.3
- Homes lived in by their owners
- 79%
- Vehicles per household
- 1.8
- Land area
- 649 sq. mi.
- People per square mile
- 47
- Median household income
- $69,970+38.4% vs. 2015–2019, before inflation
- Average household income
- $91,960
- Median home value
- $227,900
- Jobs located here
- 10,231
- Daytime population
- 27,782Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Caledonia County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Caledonia County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Vermont
Every Vermont market ranked →The highest-scoring counties in Vermont for insurance agencies, numbered among those based in Vermont, with Caledonia County marked.
Top counties in Vermont
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Orange County, VT | 70 | 8 | 6.3 | $2.7M | +2.4% | #454 of 2,272 |
| 2Addison County, VT | 59 | 15 | 10.0 | $1.7M | +1.8% | #808 of 2,272 |
| 3Windsor County, VT | 54 | 17 | 6.7 | $2.4M | −0.7% | #972 of 2,272 |
| 4Windham County, VT | 54 | 15 | 7.6 | $2M | −1.4% | #974 of 2,272 |
| 5Orleans County, VT | 53 | 8 | 6.6 | $2.4M | +0.7% | #1,000 of 2,272 |
| 6Franklin County, VT | 51 | 20 | 10.0 | $1.6M | +2.3% | #1,067 of 2,272 |
| 7Caledonia County, VT | 45 | 13 | 9.9 | $1.6M | +0.8% | #1,273 of 2,272 |
| 8Bennington County, VT | 39 | 15 | 10.0 | $1.5M | −1.8% | #1,486 of 2,272 |
| 9Washington County, VT | 38 | 32 | 12.4 | $1.2M | −0.2% | #1,533 of 2,272 |
| 10Chittenden County, VT | 37 | 88 | 12.3 | $1.2M | +0.4% | #1,570 of 2,272 |
Other business types in Caledonia County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Caledonia County, VT?
As of September 2026, map listings count 13 insurance agencies in Caledonia County. 3 of them (23%) are chain locations. The listings count insurance agencies. Official counts show 11 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Caledonia County, VT spend on vehicle insurance?
About $20.6M a year, or $1,571 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 13 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 13,091 households in Caledonia County and national spending patterns by income.
How does Caledonia County, VT compare with the U.S. for insurance agencies?
Caledonia County has 9.9 insurance agencies per 10,000 households, 37% below the U.S. rate of 15.6. Spending per agency is $1.6M, 26% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Caledonia County would have about 16, against 13 on map listings. There is one business with payroll in the industry for every 1,190 households, against one for every 966 across the U.S.
How fast is Caledonia County, VT growing?
Population estimates put Caledonia County at 30,414 people in 2025, up 0.8% since 2020, slower than the U.S. (+3.1%). It has 13,091 households. Median household income in Caledonia County is $69,970, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.4%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Caledonia County scores 45 for insurance agencies (lower middle), #1,273 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Caledonia County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Caledonia County
Screening a site or an acquisition in Caledonia County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Caledonia County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.