Groundwork

Auto · Metro area · Vermont

Insurance agencies in the Burlington-South Burlington, VT metro area

How the Burlington-South Burlington, VT metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 46 out of 100: Lower middle

Ranked #210 of 387 scored metro areas
The only scored metro area based in Vermont

Listings
109
22 chain locations (20%)
Official establishments
73
−17.2% since 2019
Household spending a year
$145.9M
On vehicle insurance · $1,543 a household
Spending per listing
$1.3M
7% above the U.S.
Listings per 10k households
11.5
26% below the U.S.
Population, 2025
227,803
+0.9% since 2020

See the insurance agencies around any address in the Burlington-South Burlington metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Burlington-South Burlington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in the Burlington-South Burlington metro area spend about $145.9M a year on vehicle insurance, or $1,543 per household, 21% below the U.S. average. Spread across 109 insurance agencies, that is $1.3M per agency, 7% above the U.S. figure of $1.3M.

The Burlington-South Burlington metro area has 109 insurance agencies on map listings as of September 2026. Of those, 22 are chain locations, or 20%, against 21% across the U.S. Per 10,000 households, that is 11.5, 26% below the U.S. rate of 15.6.

In 2023, official counts showed 73 businesses with payroll in the Burlington-South Burlington metro area classed as insurance agencies and brokerages, down 17.2% from 2019. That is one for every 1,295 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $40K has gone to businesses classed as insurance agencies and brokerages in the Burlington-South Burlington metro area.

Between 2020 and 2025, the population of the Burlington-South Burlington metro area grew 0.9%, slower than the U.S. (+3.1%). The Burlington-South Burlington metro area scores 46 (lower middle) on the Groundwork market score for insurance agencies, ranking #210 of 387 scored metro areas and the only scored metro area based in Vermont.

How the Burlington-South Burlington metro area compares

The same measures for Vermont and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Burlington-South Burlington, VT metro area compared with Vermont and the U.S.
MeasureBurlington-South Burlington metro areaVermontU.S.
Listings per 10k households11.59.815.6
Spending per listing$1.3M$1.6M$1.3M
Households per official establishment1,2951,315966
Official establishment growth, 2019–2023−17.2%−11.5%−1.0%
Population growth, 2020–2025+0.9%+0.3%+3.1%
Spending per household on vehicle insurance$1,543$1,570$1,957
Median household income$93,043$81,203$80,734
Groundwork market score4656

Official counts and lending

Businesses

Official establishments, 2019 to 2023
73−17.2% over the period
Employees, 2023
750
Annual payroll, 2023
$71.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10922 chain locations
Listings at the U.S. rate for this spending
116The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$40K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Burlington-South Burlington metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Burlington-South Burlington metro area

Population, 2025 estimate
227,803+0.9% since 2020
Households
94,559
Median age
40.5
Homes lived in by their owners
68%
Vehicles per household
1.7
Land area
1,250 sq. mi.
People per square mile
182
Median household income
$93,043+30.3% vs. 2015–2019, before inflation
Average household income
$118,646
Median home value
$401,000
Jobs located here
121,615
Daytime population
237,948Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Burlington-South Burlington metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Burlington-South Burlington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Other business types in the Burlington-South Burlington metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Burlington-South Burlington, VT metro area?

Map listings as of September 2026 show 109 insurance agencies in the Burlington-South Burlington metro area. 22 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 73 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.2% from 2019.

How much do households in the Burlington-South Burlington, VT metro area spend on vehicle insurance?

About $145.9M a year, or $1,543 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). Spread across the 109 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 94,559 households in the Burlington-South Burlington metro area and national spending patterns by income.

How does the Burlington-South Burlington, VT metro area compare with the U.S. for insurance agencies?

The Burlington-South Burlington metro area has 11.5 insurance agencies per 10,000 households, 26% below the U.S. rate of 15.6. Spending per agency is $1.3M, 7% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Burlington-South Burlington metro area would have about 116, against 109 on map listings. There is one business with payroll in the industry for every 1,295 households, against one for every 966 across the U.S. The official count fell 17.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Burlington-South Burlington, VT metro area growing?

Population estimates put the Burlington-South Burlington metro area at 227,803 people in 2025, up 0.9% since 2020, slower than the U.S. (+3.1%). It has 94,559 households. Median household income in the Burlington-South Burlington metro area is $93,043, 15% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Burlington-South Burlington metro area scores 46 for insurance agencies (lower middle), #210 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Burlington-South Burlington metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Burlington-South Burlington metro area

Screening a site or an acquisition in the Burlington-South Burlington metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Burlington-South Burlington metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.