Auto · County · Vermont
Insurance agencies in Chittenden County, VT
Competitor counts, household spending and official business counts for insurance agencies in Chittenden County, VT, set against other counties and the U.S.
Groundwork market score · out of 100
Score 37 out of 100: Lower middle
Ranked #1,570 of 2,272 scored counties
#10 of 11 scored counties in Vermont
- Listings
- 88
- 18 chain locations (20%)
- Official establishments
- 56
- −21.1% since 2019
- Household spending a year
- $107.3M
- On vehicle insurance · $1,502 a household
- Spending per listing
- $1.2M
- 3% below the U.S.
- Listings per 10k households
- 12.3
- 21% below the U.S.
- Population, 2025
- 169,115
- +0.4% since 2020
See the insurance agencies around any address in Chittenden County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Chittenden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Chittenden County spend about $107.3M a year on vehicle insurance, or $1,502 per household, 23% below the U.S. average. That works out to $1.2M per agency, 3% below the U.S. figure of $1.3M.
Chittenden County has 88 insurance agencies on map listings as of September 2026. 18 of them (20%) are chain locations, against 21% across the U.S. That comes to 12.3 for every 10,000 households, 21% below the U.S. rate of 15.6.
Official counts show 56 businesses with payroll classed as insurance agencies and brokerages in Chittenden County in 2023, down 21.1% from 2019. That is one for every 1,276 households, against one for every 966 across the U.S.
Population estimates put the population change in Chittenden County from 2020 to 2025 at +0.4%, slower than the U.S. (+3.1%). Chittenden County scores 37 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,570 of 2,272 scored counties and #10 of 11 scored counties in Vermont.
How Chittenden County compares
The same measures for Vermont and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Chittenden County | Vermont | U.S. |
|---|---|---|---|
| Listings per 10k households | 12.3 | 9.8 | 15.6 |
| Spending per listing | $1.2M | $1.6M | $1.3M |
| Households per official establishment | 1,276 | 1,315 | 966 |
| Official establishment growth, 2019–2023 | −21.1% | −11.5% | −1.0% |
| Population growth, 2020–2025 | +0.4% | +0.3% | +3.1% |
| Spending per household on vehicle insurance | $1,502 | $1,570 | $1,957 |
| Median household income | $96,759 | $81,203 | $80,734 |
| Groundwork market score | 37 | 56 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 71 → 56−21.1% over the period
- Employees, 2023
- 679
- Annual payroll, 2023
- $67.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8818 chain locations
- Listings at the U.S. rate for this spending
- 86The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Chittenden County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Chittenden County
- Population, 2025 estimate
- 169,115+0.4% since 2020
- Households
- 71,456
- Median age
- 39.7
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.7
- Land area
- 537 sq. mi.
- People per square mile
- 316
- Median household income
- $96,759+31.4% vs. 2015–2019, before inflation
- Average household income
- $123,699
- Median home value
- $439,200
- Jobs located here
- 103,357
- Daytime population
- 189,839Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Chittenden County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Chittenden County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Vermont
Every Vermont market ranked →The highest-scoring counties in Vermont for insurance agencies, numbered among those based in Vermont, with Chittenden County marked.
Top counties in Vermont
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Orange County, VT | 70 | 8 | 6.3 | $2.7M | +2.4% | #454 of 2,272 |
| 2Addison County, VT | 59 | 15 | 10.0 | $1.7M | +1.8% | #808 of 2,272 |
| 3Windsor County, VT | 54 | 17 | 6.7 | $2.4M | −0.7% | #972 of 2,272 |
| 4Windham County, VT | 54 | 15 | 7.6 | $2M | −1.4% | #974 of 2,272 |
| 5Orleans County, VT | 53 | 8 | 6.6 | $2.4M | +0.7% | #1,000 of 2,272 |
| 6Franklin County, VT | 51 | 20 | 10.0 | $1.6M | +2.3% | #1,067 of 2,272 |
| 7Caledonia County, VT | 45 | 13 | 9.9 | $1.6M | +0.8% | #1,273 of 2,272 |
| 8Bennington County, VT | 39 | 15 | 10.0 | $1.5M | −1.8% | #1,486 of 2,272 |
| 9Washington County, VT | 38 | 32 | 12.4 | $1.2M | −0.2% | #1,533 of 2,272 |
| 10Chittenden County, VT | 37 | 88 | 12.3 | $1.2M | +0.4% | #1,570 of 2,272 |
Other business types in Chittenden County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Chittenden County, VT?
Map listings as of September 2026 show 88 insurance agencies in Chittenden County. 18 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 56 businesses with payroll classed as insurance agencies and brokerages in 2023, down 21.1% from 2019.
How much do households in Chittenden County, VT spend on vehicle insurance?
About $107.3M a year, or $1,502 per household. That is 23% below the U.S. average (an index of 77, where 100 is the U.S. average). Spread across the 88 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 71,456 households in Chittenden County and national spending patterns by income.
How does Chittenden County, VT compare with the U.S. for insurance agencies?
Chittenden County has 12.3 insurance agencies per 10,000 households, 21% below the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Chittenden County would have about 86, against 88 on map listings. There is one business with payroll in the industry for every 1,276 households, against one for every 966 across the U.S. The official count fell 21.1% from 2019 to 2023, against −1.0% for the U.S.
How fast is Chittenden County, VT growing?
Population estimates put Chittenden County at 169,115 people in 2025, up 0.4% since 2020, slower than the U.S. (+3.1%). It has 71,456 households. Median household income in Chittenden County is $96,759, 20% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.4%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Chittenden County scores 37 for insurance agencies (lower middle), #1,570 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Chittenden County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Chittenden County
Screening a site or an acquisition in Chittenden County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Chittenden County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.