Groundwork

Auto · County · Delaware

Insurance agencies in New Castle County, DE

How New Castle County, DE compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 64 out of 100: Upper middle

Ranked #658 of 2,272 scored counties
#3 of 3 scored counties in Delaware

Listings
271
59 chain locations (22%)
Official establishments
192
−7.2% since 2019
Household spending a year
$518.8M
On vehicle insurance · $2,314 a household
Spending per listing
$1.9M
52% above the U.S.
Listings per 10k households
12.1
22% below the U.S.
Population, 2025
588,026
+3.0% since 2020

See the insurance agencies around any address in New Castle County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of New Castle County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in New Castle County comes to about $518.8M a year: $2,314 per household, 18% above the U.S. average. That works out to $1.9M per agency, 52% above the U.S. figure of $1.3M.

New Castle County has 271 insurance agencies on map listings as of September 2026. 59 of them (22%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 12.1, 22% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in New Castle County was 192 in 2023, down 7.2% from 2019. That is one for every 1,168 households, against one for every 966 across the U.S. Since fiscal 2022, 6 SBA-backed loans worth $980K have gone to businesses classed as insurance agencies and brokerages in New Castle County.

Population estimates show New Castle County grew 3.0% from 2020 to 2025, in step with the U.S. (+3.1%). New Castle County scores 64 (upper middle) on the Groundwork market score for insurance agencies, ranking #658 of 2,272 scored counties and #3 of 3 scored counties in Delaware.

How New Castle County compares

The same measures for Delaware and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in New Castle County, DE compared with Delaware and the U.S.
MeasureNew Castle CountyDelawareU.S.
Listings per 10k households12.110.615.6
Spending per listing$1.9M$2.3M$1.3M
Households per official establishment1,1681,276966
Official establishment growth, 2019–2023−7.2%+4.0%−1.0%
Population growth, 2020–2025+3.0%+6.9%+3.1%
Spending per household on vehicle insurance$2,314$2,419$1,957
Median household income$91,166$84,954$80,734
Groundwork market score6488

Official counts and lending

Businesses

Official establishments, 2019 to 2023
207 → 192−7.2% over the period
Employees, 2023
1,605
Annual payroll, 2023
$172.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
27159 chain locations
Listings at the U.S. rate for this spending
413The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
6
Amount
$980K

SBA-backed loans to businesses classed as insurance agencies and brokerages in New Castle County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in New Castle County

Population, 2025 estimate
588,026+3.0% since 2020
Households
224,173
Median age
40.7
Homes lived in by their owners
69%
Vehicles per household
1.7
Land area
426 sq. mi.
People per square mile
1,356
Median household income
$91,166+23.4% vs. 2015–2019, before inflation
Average household income
$120,517
Median home value
$352,200
Jobs located here
298,174
Daytime population
607,117Residents who don’t work, plus everyone whose job is here

Looking at a specific site in New Castle County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of New Castle County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Delaware

Every Delaware market ranked →

The highest-scoring counties in Delaware for insurance agencies, numbered among those based in Delaware, with New Castle County marked.

Top counties in Delaware

Counties in Delaware ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sussex County, DE91767.1$3.6M+16.1%#44 of 2,272
2Kent County, DE788011.2$2.3M+6.8%#269 of 2,272
3New Castle County, DE6427112.1$1.9M+3.0%#658 of 2,272

Other business types in New Castle County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in New Castle County, DE?

Map listings as of September 2026 show 271 insurance agencies in New Castle County. 59 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 192 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.2% from 2019.

How much do households in New Castle County, DE spend on vehicle insurance?

About $518.8M a year, or $2,314 per household. That is 18% above the U.S. average (an index of 118, where 100 is the U.S. average). Spread across the 271 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 224,173 households in New Castle County and national spending patterns by income.

How does New Castle County, DE compare with the U.S. for insurance agencies?

New Castle County has 12.1 insurance agencies per 10,000 households, 22% below the U.S. rate of 15.6. Spending per agency is $1.9M, 52% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, New Castle County would have about 413, against 271 on map listings. There is one business with payroll in the industry for every 1,168 households, against one for every 966 across the U.S. The official count fell 7.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is New Castle County, DE growing?

Population estimates put New Castle County at 588,026 people in 2025, up 3.0% since 2020, in step with the U.S. (+3.1%). It has 224,173 households. Median household income in New Castle County is $91,166, 13% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. New Castle County scores 64 for insurance agencies (upper middle), #658 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in New Castle County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in New Castle County

Screening a site or an acquisition in New Castle County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of New Castle County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.