Auto · Small-town market · Delaware
Insurance agencies in the Seaford, DE area
How the Seaford, DE area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 95 out of 100: Very high
Ranked #3 of 537 scored small-town markets
The only scored small-town market based in Delaware
- Listings
- 76
- 12 chain locations (16%)
- Official establishments
- 60
- +17.7% since 2019
- Household spending a year
- $273.7M
- On vehicle insurance · $2,571 a household
- Spending per listing
- $3.6M
- 2.9 times the U.S.
- Listings per 10k households
- 7.1
- 54% below the U.S.
- Population, 2025
- 277,140
- +16.1% since 2020
See the insurance agencies around any address in the Seaford area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Seaford area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Seaford area scores 95 (very high) on the Groundwork market score for insurance agencies, ranking #3 of 537 scored small-town markets and the only scored small-town market based in Delaware. That puts it in the top 10% of small-town markets for insurance agencies.
Households in the Seaford area spend about $273.7M a year on vehicle insurance, or $2,571 per household, 31% above the U.S. average. Spread across 76 insurance agencies, that is $3.6M per agency, 2.9 times the U.S. figure of $1.3M.
The Seaford area has 76 insurance agencies on map listings as of September 2026. Chain locations make up 16% of them, against 21% across the U.S. Per 10,000 households, that is 7.1, 54% below the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in the Seaford area was 60 in 2023, up 17.7% from 2019. That is one for every 1,774 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $185K have gone to businesses classed as insurance agencies and brokerages in the Seaford area. Population estimates put the population change in the Seaford area from 2020 to 2025 at +16.1%, faster than the U.S. (+3.1%).
How the Seaford area compares
The same measures for Delaware and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Seaford area | Delaware | U.S. |
|---|---|---|---|
| Listings per 10k households | 7.1 | 10.6 | 15.6 |
| Spending per listing | $3.6M | $2.3M | $1.3M |
| Households per official establishment | 1,774 | 1,276 | 966 |
| Official establishment growth, 2019–2023 | +17.7% | +4.0% | −1.0% |
| Population growth, 2020–2025 | +16.1% | +6.9% | +3.1% |
| Spending per household on vehicle insurance | $2,571 | $2,419 | $1,957 |
| Median household income | $81,497 | $84,954 | $80,734 |
| Groundwork market score | 95 | 88 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 60+17.7% over the period
- Employees, 2023
- 438
- Annual payroll, 2023
- $25.6M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 7612 chain locations
- Listings at the U.S. rate for this spending
- 218The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 2
- Amount
- $185K
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Seaford area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Seaford area
- Population, 2025 estimate
- 277,140+16.1% since 2020
- Households
- 106,441
- Median age
- 49.6
- Homes lived in by their owners
- 82%
- Vehicles per household
- 1.9
- Land area
- 936 sq. mi.
- People per square mile
- 273
- Median household income
- $81,497
- Average household income
- $109,287
- Median home value
- $382,600
- Jobs located here
- 85,870
- Daytime population
- 239,628Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Seaford area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Seaford area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardOther business types in the Seaford area
Each with its Groundwork market score here, out of 100, where it has one.
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Questions
How many insurance agencies are in the Seaford, DE area?
Map listings as of September 2026 show 76 insurance agencies in the Seaford area. 12 of them (16%) are chain locations. The listings count insurance agencies. Official counts show 60 businesses with payroll classed as insurance agencies and brokerages in 2023, up 17.7% from 2019.
How much do households in the Seaford, DE area spend on vehicle insurance?
About $273.7M a year, or $2,571 per household. That is 31% above the U.S. average (an index of 131, where 100 is the U.S. average). Spread across the 76 insurance agencies on map listings, it comes to $3.6M per agency. It is estimated from the incomes of the 106,441 households in the Seaford area and national spending patterns by income.
How does the Seaford, DE area compare with the U.S. for insurance agencies?
The Seaford area has 7.1 insurance agencies per 10,000 households, 54% below the U.S. rate of 15.6. Spending per agency is $3.6M, 2.9 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Seaford area would have about 218, against 76 on map listings. There is one business with payroll in the industry for every 1,774 households, against one for every 966 across the U.S. The official count rose 17.7% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Seaford, DE area growing?
Population estimates put the Seaford area at 277,140 people in 2025, up 16.1% since 2020, faster than the U.S. (+3.1%). It has 106,441 households. Median household income in the Seaford area is $81,497, in line with the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Seaford area scores 95 for insurance agencies (very high), #3 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Seaford area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Seaford area
Screening a site or an acquisition in the Seaford area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Seaford area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.