Market rankings · Ohio

Mortgage brokers and lenders in Ohio

Every metro area, small-town market and county in Ohio, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings: 1,406; 344 chain locations (24%)
Official establishments: 553; +13.8% since 2019
Household spending a year: $67.5B; On rent and homeowner costs
Listings per 10k households: 2.9; 33% below the U.S.
Housing spending per listing (U.S. = 100): 123; 23% above the U.S.
Rank among states: #25 of 51; Market score 48 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Ohio by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are 1,406 mortgage brokers and lenders on map listings in Ohio as of September 2026. Chain locations make up 24% of them, against 21% across the U.S. Per 10,000 households, that is 2.9, 33% below the U.S. rate of 4.3.

At $13,878 per household (17% below the U.S. average), households in Ohio spend about $67.5B a year on rent and homeowner costs. Housing spending per office is 23% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Ohio was 553 in 2023, up 13.8% from 2019. That is one for every 8,794 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.

Among the 50 states and DC, Ohio ranks #25 for mortgage brokers and lenders, with a Groundwork market score of 48 (lower middle). Of the 13 scored metro areas in or partly in Ohio, the Sandusky metro area scores highest (58). Of the 8 scored small-town markets in or partly in Ohio, the Mount Vernon area scores highest (64).

Every market in Ohio for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Ohio, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Ohio, ranked for mortgage brokers and lenders by Groundwork market score
Market	Score	Listings	Per 10k households	Housing spending per listing (U.S. = 100)	Population growth	U.S. rank
1Sandusky, OH	58	9	1.8	200	−2.6%	#114 of 373
2Toledo, OH	56	44	1.7	199	−1.0%	#132 of 373
3Dayton-Kettering-Beavercreek, OH	56	90	2.6	136	+1.5%	#137 of 373
4Youngstown-Warren, OH	52	33	1.8	181	−1.4%	#161 of 373
5Canton-Massillon, OH	52	35	2.1	164	−0.2%	#162 of 373
Wheeling, WV-OH	50	13	2.2	152	−3.6%	#181 of 373
6Columbus, OH	49	352	4.1	93	+4.7%	#193 of 373
Huntington-Ashland, WV-KY-OH	48	42	2.8	128	−2.6%	#198 of 373
7Cincinnati, OH-KY-IN	47	324	3.6	106	+2.7%	#207 of 373
8Akron, OH	46	99	3.3	107	0.0%	#213 of 373
9Lima, OH	35	10	2.4	138	−1.2%	#311 of 373
10Mansfield, OH	34	13	2.6	126	−0.1%	#323 of 373
11Cleveland, OH	32	343	3.7	97	−0.8%	#342 of 373
Springfield, OH	Not scored	3	0.5	621	−0.4%
Weirton-Steubenville, WV-OH	Not scored	4	0.8	416	−3.6%

Small-town markets

Small-town markets reaching Ohio, ranked for mortgage brokers and lenders by Groundwork market score
Market	Score	Listings	Per 10k households	Housing spending per listing (U.S. = 100)	Population growth	U.S. rank
1Mount Vernon, OH	64	5	2.1	167	+1.9%	#36 of 177
2Chillicothe, OH	55	5	1.7	196	−0.8%	#72 of 177
3Wooster, OH	54	14	3.2	111	−0.1%	#78 of 177
4Zanesville, OH	50	10	2.9	113	+0.7%	#93 of 177
5Marion, OH	46	5	2.0	161	−0.4%	#103 of 177
6Salem, OH	37	9	2.2	149	−2.2%	#132 of 177
7Findlay, OH	35	12	3.8	93	+0.1%	#137 of 177
8Tiffin, OH	14	11	4.9	68	−1.0%	#177 of 177
New Philadelphia-Dover, OH	Not scored	4	1.0	320	−0.9%
Portsmouth, OH	Not scored	2	0.7	449	−3.4%
Athens, OH	Not scored	1	0.4	744	+1.3%
Marietta, OH	Not scored	3	1.2	275	−2.1%
Fremont, OH	Not scored	0	0.0	n/a	−0.4%
Norwalk, OH	Not scored	1	0.4	793	−0.4%
Ashland, OH	Not scored	1	0.5	698	+0.1%
Greenville, OH	Not scored	1	0.5	717	−0.7%
Sidney, OH	Not scored	4	2.1	168	−0.2%
Wapakoneta, OH	Not scored	2	1.1	341	−1.2%
Bellefontaine, OH	Not scored	0	0.0	n/a	+0.4%
Celina, OH	Not scored	1	0.6	573	+0.5%
Wilmington, OH	Not scored	3	1.8	193	+0.6%
Bucyrus, OH	Not scored	2	1.1	291	−0.3%
Urbana, OH	Not scored	1	0.6	547	+0.2%
Defiance, OH	Not scored	1	0.7	527	+0.1%
Cambridge, OH	Not scored	2	1.2	263	−0.1%
Coshocton, OH	Not scored	1	0.7	471	+1.6%
Gallipolis, OH	Not scored	2	1.7	187	−0.5%
Washington Court House, OH	Not scored	1	0.9	391	−1.4%
Van Wert, OH	Not scored	0	0.0	n/a	+0.3%

Counties

Counties in Ohio, ranked for mortgage brokers and lenders by Groundwork market score
Market	Score	Listings	Per 10k households	Housing spending per listing (U.S. = 100)	Population growth	U.S. rank
1Fairfield County, OH	76	13	2.2	179	+6.5%	#62 of 887
2Licking County, OH	70	17	2.5	152	+3.8%	#123 of 887
3Wood County, OH	67	7	1.3	281	+1.5%	#143 of 887
4Miami County, OH	64	11	2.4	148	+3.4%	#187 of 887
5Clermont County, OH	64	23	2.7	140	+3.9%	#189 of 887
6Greene County, OH	63	19	2.8	138	+3.7%	#203 of 887
7Trumbull County, OH	60	11	1.3	253	−1.3%	#239 of 887
8Lorain County, OH	58	30	2.4	153	+3.1%	#276 of 887
9Medina County, OH	57	19	2.6	152	+1.3%	#292 of 887
10Montgomery County, OH	55	60	2.6	133	+0.5%	#330 of 887
11Lucas County, OH	54	37	2.0	167	−1.7%	#341 of 887
12Knox County, OH	54	5	2.1	167	+1.9%	#342 of 887
13Stark County, OH	54	34	2.2	157	−0.2%	#343 of 887
14Warren County, OH	54	39	4.2	100	+5.7%	#364 of 887
15Ross County, OH	51	5	1.7	196	−0.8%	#410 of 887
16Lake County, OH	51	29	2.9	128	−0.1%	#419 of 887
17Wayne County, OH	50	14	3.2	111	−0.1%	#443 of 887
18Mahoning County, OH	49	22	2.2	146	−1.4%	#455 of 887
19Butler County, OH	48	58	4.0	94	+2.4%	#479 of 887
20Delaware County, OH	48	59	7.2	64	+12.5%	#485 of 887
21Muskingum County, OH	47	10	2.9	113	+0.7%	#491 of 887
22Erie County, OH	46	9	2.8	125	−2.9%	#504 of 887
23Marion County, OH	42	5	2.0	161	−0.4%	#577 of 887
24Summit County, OH	41	95	4.1	87	−0.3%	#606 of 887
25Hamilton County, OH	39	130	3.7	99	+1.0%	#634 of 887

Show all 88 counties

Counties in Ohio, ranked for mortgage brokers and lenders by Groundwork market score, continued
Market	Score	Listings	Per 10k households	Housing spending per listing (U.S. = 100)	Population growth	U.S. rank
26Franklin County, OH	39	255	4.6	80	+2.8%	#642 of 887
27Columbiana County, OH	37	9	2.2	149	−2.2%	#669 of 887
28Allen County, OH	37	10	2.4	138	−1.2%	#670 of 887
29Richland County, OH	37	13	2.6	126	−0.1%	#671 of 887
30Belmont County, OH	36	6	2.2	147	−2.8%	#688 of 887
31Hancock County, OH	28	12	3.8	93	+0.1%	#804 of 887
32Cuyahoga County, OH	24	260	4.7	74	−2.3%	#847 of 887
33Seneca County, OH	13	11	4.9	68	−1.0%	#882 of 887
Portage County, OH	Not scored	4	0.6	583	+1.0%
Clark County, OH	Not scored	3	0.5	621	−0.4%
Ashtabula County, OH	Not scored	1	0.3	1,268	−0.8%
Geauga County, OH	Not scored	4	1.1	378	+0.3%
Tuscarawas County, OH	Not scored	4	1.0	320	−0.9%
Scioto County, OH	Not scored	2	0.7	449	−3.4%
Union County, OH	Not scored	1	0.4	1,016	+16.5%
Jefferson County, OH	Not scored	3	1.1	290	−2.4%
Athens County, OH	Not scored	1	0.4	744	+1.3%
Pickaway County, OH	Not scored	2	0.9	391	+7.4%
Washington County, OH	Not scored	3	1.2	275	−2.1%
Sandusky County, OH	Not scored	0	0.0	n/a	−0.4%
Huron County, OH	Not scored	1	0.4	793	−0.4%
Lawrence County, OH	Not scored	3	1.3	244	−4.2%
Ashland County, OH	Not scored	1	0.5	698	+0.1%
Darke County, OH	Not scored	1	0.5	717	−0.7%
Shelby County, OH	Not scored	4	2.1	168	−0.2%
Auglaize County, OH	Not scored	2	1.1	341	−1.2%
Logan County, OH	Not scored	0	0.0	n/a	+0.4%
Madison County, OH	Not scored	2	1.3	294	+7.1%
Holmes County, OH	Not scored	1	0.7	492	+1.7%
Brown County, OH	Not scored	0	0.0	n/a	+1.6%
Highland County, OH	Not scored	0	0.0	n/a	+1.1%
Mercer County, OH	Not scored	1	0.6	573	+0.5%
Fulton County, OH	Not scored	0	0.0	n/a	−1.9%
Clinton County, OH	Not scored	3	1.8	193	+0.6%
Crawford County, OH	Not scored	2	1.1	291	−0.3%
Preble County, OH	Not scored	2	1.2	283	−0.8%
Ottawa County, OH	Not scored	0	0.0	n/a	−2.0%
Champaign County, OH	Not scored	1	0.6	547	+0.2%
Defiance County, OH	Not scored	1	0.7	527	+0.1%
Guernsey County, OH	Not scored	2	1.2	263	−0.1%
Coshocton County, OH	Not scored	1	0.7	471	+1.6%
Williams County, OH	Not scored	2	1.3	252	−1.4%
Perry County, OH	Not scored	2	1.5	230	+1.3%
Morrow County, OH	Not scored	1	0.7	482	+3.7%
Putnam County, OH	Not scored	0	0.0	n/a	0.0%
Jackson County, OH	Not scored	2	1.5	207	+0.5%
Hardin County, OH	Not scored	0	0.0	n/a	−2.1%
Gallia County, OH	Not scored	2	1.7	187	−0.5%
Fayette County, OH	Not scored	1	0.9	391	−1.4%
Van Wert County, OH	Not scored	0	0.0	n/a	+0.3%
Hocking County, OH	Not scored	0	0.0	n/a	−1.9%
Henry County, OH	Not scored	1	0.9	409	−0.2%
Adams County, OH	Not scored	0	0.0	n/a	+1.5%
Pike County, OH	Not scored	0	0.0	n/a	0.0%
Carroll County, OH	Not scored	1	0.9	378	−1.1%
Meigs County, OH	Not scored	0	0.0	n/a	−2.6%
Wyandot County, OH	Not scored	1	1.1	307	−1.4%
Paulding County, OH	Not scored	0	0.0	n/a	−0.4%
Harrison County, OH	Not scored	0	0.0	n/a	−2.9%
Noble County, OH	Not scored	0	0.0	n/a	+1.3%
Morgan County, OH	Not scored	0	0.0	n/a	−0.9%
Monroe County, OH	Not scored	0	0.0	n/a	−2.7%
Vinton County, OH	Not scored	0	0.0	n/a	−1.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Ohio?

As of September 2026, map listings count 1,406 mortgage brokers and lenders in Ohio. 344 of them (24%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 553 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 13.8% from 2019.

How much do households in Ohio spend on rent and homeowner costs?

About $67.5B a year, or $13,878 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 1,406 mortgage brokers and lenders on map listings, housing spending per office is 23% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 4,863,191 households in Ohio and national spending patterns by income.

How does Ohio compare with the U.S. for mortgage brokers and lenders?

Ohio has 2.9 mortgage brokers and lenders per 10,000 households, 33% below the U.S. rate of 4.3. The index of housing spending per office is 123, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Ohio would have about 1,730, against 1,406 on map listings. There is one business with payroll in the industry for every 8,794 households, against one for every 4,897 across the U.S. The official count rose 13.8% from 2019 to 2023, against +9.5% for the U.S.

Which market in Ohio has the highest market score for mortgage brokers and lenders?

Among 13 scored metro areas in or partly in Ohio, the Sandusky metro area scores highest, at 58 (upper middle). Among 8 scored small-town markets in or partly in Ohio, the Mount Vernon area scores highest, at 64 (upper middle). Among 33 scored counties in Ohio, Fairfield County scores highest, at 76 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ohio scores 48 for mortgage brokers and lenders (lower middle), #25 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ohio. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Real estate12,819 listings
Real estate agents and brokers10,076 listings
Property management1,004 listings
Home inspectors333 listings

Screening a site or an acquisition in Ohio?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

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