Market rankings · North Dakota
Mortgage brokers and lenders in North Dakota
Markets across North Dakota ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 55
- 10 chain locations (18%)
- Official establishments
- 33
- 0.0% since 2019
- Household spending a year
- $4.7B
- On rent and homeowner costs
- Listings per 10k households
- 1.7
- 60% below the U.S.
- Housing spending per listing (U.S. = 100)
- 219
- 2.2 times the U.S.
- Rank among states
- #6 of 51
- Market score 69 · Upper middle
A site report maps the mortgage brokers and lenders on map listings around any address in North Dakota by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 55 mortgage brokers and lenders in North Dakota. Of those, 10 are chain locations, or 18%, against 21% across the U.S. That is 1.7 per 10,000 households, 60% below the U.S. rate of 4.3.
Households in North Dakota spend about $4.7B a year on rent and homeowner costs, or $14,169 per household, 15% below the U.S. average. Housing spending per office is 2.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
In 2023, official counts showed 33 businesses with payroll in North Dakota classed as mortgage brokers and real estate lenders, unchanged from 2019. That is one for every 10,032 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.
Among the 50 states and DC, North Dakota ranks #6 for mortgage brokers and lenders, with a Groundwork market score of 69 (upper middle). Of the 3 scored metro areas in or partly in North Dakota, the Bismarck metro area scores highest (65). Among 3 scored counties, Grand Forks County scores highest (63).
Every market in North Dakota for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in North Dakota, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Bismarck, ND | 65 | 15 | 2.7 | 141 | +4.5% | #60 of 373 |
| 2Grand Forks, ND-MN | 64 | 6 | 1.4 | 254 | +0.8% | #61 of 373 |
| 3Fargo, ND-MN | 63 | 27 | 2.4 | 149 | +7.7% | #72 of 373 |
| Minot, ND | Not scored | 4 | 1.3 | 291 | −2.4% |
Small-town markets
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| Williston, ND | Not scored | 1 | 0.7 | 585 | +1.4% | |
| Dickinson, ND | Not scored | 2 | 1.3 | 285 | +0.7% | |
| Wahpeton, ND-MN | Not scored | 1 | 1.1 | 338 | 0.0% | |
| Jamestown, ND | Not scored | 0 | 0.0 | n/a | −0.6% |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Grand Forks County, ND | 63 | 5 | 1.6 | 218 | +1.9% | #197 of 887 |
| 2Cass County, ND | 54 | 26 | 3.1 | 118 | +9.1% | #354 of 887 |
| 3Burleigh County, ND | 53 | 15 | 3.6 | 105 | +4.7% | #387 of 887 |
| Ward County, ND | Not scored | 4 | 1.4 | 263 | −2.4% | |
| Williams County, ND | Not scored | 1 | 0.7 | 585 | +1.4% | |
| Morton County, ND | Not scored | 0 | 0.0 | n/a | +3.8% | |
| Stark County, ND | Not scored | 2 | 1.5 | 245 | +0.5% | |
| Stutsman County, ND | Not scored | 0 | 0.0 | n/a | −0.6% | |
| Richland County, ND | Not scored | 1 | 1.5 | 247 | +1.2% | |
| McKenzie County, ND | Not scored | 0 | 0.0 | n/a | +2.8% | |
| Rolette County, ND | Not scored | 0 | 0.0 | n/a | −4.1% | |
| Ramsey County, ND | Not scored | 0 | 0.0 | n/a | −0.4% | |
| Barnes County, ND | Not scored | 0 | 0.0 | n/a | −2.7% | |
| Walsh County, ND | Not scored | 0 | 0.0 | n/a | −3.3% | |
| McLean County, ND | Not scored | 0 | 0.0 | n/a | −0.2% | |
| Mountrail County, ND | Not scored | 0 | 0.0 | n/a | −4.2% | |
| Mercer County, ND | Not scored | 0 | 0.0 | n/a | +1.1% | |
| Traill County, ND | Not scored | 0 | 0.0 | n/a | −0.8% | |
| Pembina County, ND | Not scored | 0 | 0.0 | n/a | −3.8% | |
| Bottineau County, ND | Not scored | 0 | 0.0 | n/a | −1.6% | |
| Benson County, ND | Not scored | 0 | 0.0 | n/a | −3.0% | |
| Ransom County, ND | Not scored | 1 | 4.3 | 82 | −1.5% | |
| McHenry County, ND | Not scored | 0 | 0.0 | n/a | −3.9% | |
| Dickey County, ND | Not scored | 0 | 0.0 | n/a | −1.5% | |
| LaMoure County, ND | Not scored | 0 | 0.0 | n/a | +1.0% |
Show all 53 counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| Dunn County, ND | Not scored | 0 | 0.0 | n/a | −0.9% | |
| Pierce County, ND | Not scored | 0 | 0.0 | n/a | −3.6% | |
| Wells County, ND | Not scored | 0 | 0.0 | n/a | −5.9% | |
| Sargent County, ND | Not scored | 0 | 0.0 | n/a | −3.4% | |
| Sioux County, ND | Not scored | 0 | 0.0 | n/a | −5.4% | |
| Cavalier County, ND | Not scored | 0 | 0.0 | n/a | −5.4% | |
| Foster County, ND | Not scored | 0 | 0.0 | n/a | −5.1% | |
| Emmons County, ND | Not scored | 0 | 0.0 | n/a | −2.4% | |
| Nelson County, ND | Not scored | 0 | 0.0 | n/a | −1.0% | |
| Bowman County, ND | Not scored | 0 | 0.0 | n/a | −7.1% | |
| McIntosh County, ND | Not scored | 0 | 0.0 | n/a | −2.5% | |
| Hettinger County, ND | Not scored | 0 | 0.0 | n/a | +0.4% | |
| Kidder County, ND | Not scored | 0 | 0.0 | n/a | +0.5% | |
| Eddy County, ND | Not scored | 0 | 0.0 | n/a | +0.1% | |
| Renville County, ND | Not scored | 0 | 0.0 | n/a | +2.9% | |
| Grant County, ND | Not scored | 0 | 0.0 | n/a | −3.5% | |
| Griggs County, ND | Not scored | 0 | 0.0 | n/a | −2.5% | |
| Divide County, ND | Not scored | 0 | 0.0 | n/a | −4.2% | |
| Burke County, ND | Not scored | 0 | 0.0 | n/a | −2.7% | |
| Adams County, ND | Not scored | 0 | 0.0 | n/a | +3.7% | |
| Towner County, ND | Not scored | 0 | 0.0 | n/a | −5.0% | |
| Oliver County, ND | Not scored | 0 | 0.0 | n/a | +1.7% | |
| Logan County, ND | Not scored | 0 | 0.0 | n/a | −1.3% | |
| Steele County, ND | Not scored | 0 | 0.0 | n/a | −0.1% | |
| Golden Valley County, ND | Not scored | 0 | 0.0 | n/a | +4.8% | |
| Sheridan County, ND | Not scored | 0 | 0.0 | n/a | +2.7% | |
| Billings County, ND | Not scored | 0 | 0.0 | n/a | +15.2% | |
| Slope County, ND | Not scored | 0 | 0.0 | n/a | −9.9% |
Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many mortgage brokers and lenders are in North Dakota?
There are 55 mortgage brokers and lenders on map listings in North Dakota as of September 2026. 10 of them (18%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 33 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, unchanged from 2019.
How much do households in North Dakota spend on rent and homeowner costs?
About $4.7B a year, or $14,169 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). For the 55 mortgage brokers and lenders on map listings, housing spending per office is 2.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 331,063 households in North Dakota and national spending patterns by income.
How does North Dakota compare with the U.S. for mortgage brokers and lenders?
North Dakota has 1.7 mortgage brokers and lenders per 10,000 households, 60% below the U.S. rate of 4.3. The index of housing spending per office is 219, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, North Dakota would have about 120, against 55 on map listings. There is one business with payroll in the industry for every 10,032 households, against one for every 4,897 across the U.S. The official count held level from 2019 to 2023, against +9.5% for the U.S.
Which market in North Dakota has the highest market score for mortgage brokers and lenders?
Among 3 scored metro areas in or partly in North Dakota, the Bismarck metro area scores highest, at 65 (upper middle). Among 3 scored counties in North Dakota, Grand Forks County scores highest, at 63 (upper middle). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. North Dakota scores 69 for mortgage brokers and lenders (upper middle), #6 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in North Dakota. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
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Top markets for mortgage brokers and lenders across the U.S. · All business types in North Dakota
Related business types in North Dakota
- Real estate899 listings
- Real estate agents and brokers678 listings
- Property management147 listings
- Home inspectors19 listings
Screening a site or an acquisition in North Dakota?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.