Market rankings · Maryland
Mortgage brokers and lenders in Maryland
Every metro area, small-town market and county in Maryland, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 1,078
- 217 chain locations (20%)
- Official establishments
- 557
- +5.9% since 2019
- Household spending a year
- $41.3B
- On rent and homeowner costs
- Listings per 10k households
- 4.6
- 7% above the U.S.
- Housing spending per listing (U.S. = 100)
- 98
- 2% below the U.S.
- Rank among states
- #36 of 51
- Market score 39 · Lower middle
A site report maps the mortgage brokers and lenders on map listings around any address in Maryland by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Maryland has 1,078 mortgage brokers and lenders on map listings as of September 2026. 217 of them (20%) are chain locations, against 21% across the U.S. That is 4.6 per 10,000 households, 7% above the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Maryland comes to about $41.3B a year: $17,488 per household, 5% above the U.S. average. Housing spending per office is 2% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
In 2023, official counts showed 557 businesses with payroll in Maryland classed as mortgage brokers and real estate lenders, up 5.9% from 2019. That is one for every 4,242 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 3 SBA-backed loans worth $250K have gone to businesses classed as mortgage brokers and real estate lenders in Maryland.
Among the 50 states and DC, Maryland ranks #36 for mortgage brokers and lenders, with a Groundwork market score of 39 (lower middle). Of the 6 scored metro areas in or partly in Maryland, the Hagerstown-Martinsburg metro area scores highest (65). Of the 2 scored small-town markets in or partly in Maryland, the Easton area scores highest (39).
Every market in Maryland for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Maryland, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hagerstown-Martinsburg, MD-WV | 65 | 30 | 2.5 | 154 | +7.1% | #59 of 373 |
| 2Salisbury, MD | 59 | 14 | 2.9 | 133 | +2.9% | #109 of 373 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 54 | 958 | 3.9 | 126 | +1.4% | #152 of 373 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 52 | 1,080 | 4.6 | 107 | +3.3% | #166 of 373 |
| 3Lexington Park, MD | 48 | 39 | 5.1 | 94 | +2.1% | #200 of 373 |
| 4Baltimore-Columbia-Towson, MD | 34 | 558 | 5.0 | 88 | +0.4% | #325 of 373 |
Small-town markets
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Easton, MD | 39 | 9 | 5.5 | 76 | +2.0% | #128 of 177 |
| 2Ocean Pines, MD | 32 | 25 | 10.4 | 40 | +3.7% | #151 of 177 |
| Cumberland, MD-WV | Not scored | 4 | 1.0 | 338 | −1.3% | |
| Cambridge, MD | Not scored | 2 | 1.5 | 246 | +3.4% |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Prince George’s County, MD | 74 | 61 | 1.8 | 251 | +0.5% | #72 of 887 |
| 2St. Mary’s County, MD | 73 | 11 | 2.6 | 182 | +2.4% | #80 of 887 |
| 3Washington County, MD | 68 | 12 | 2.0 | 196 | +2.0% | #132 of 887 |
| 4Cecil County, MD | 67 | 10 | 2.5 | 169 | +3.2% | #146 of 887 |
| 5Charles County, MD | 64 | 28 | 4.6 | 103 | +5.9% | #196 of 887 |
| 6Baltimore city, MD | 55 | 47 | 1.8 | 201 | −2.3% | #325 of 887 |
| 7Wicomico County, MD | 55 | 13 | 3.2 | 121 | +3.2% | #333 of 887 |
| 8Carroll County, MD | 54 | 22 | 3.4 | 137 | +2.2% | #346 of 887 |
| 9Harford County, MD | 49 | 40 | 3.9 | 116 | +2.0% | #457 of 887 |
| 10Frederick County, MD | 49 | 66 | 6.3 | 76 | +11.0% | #467 of 887 |
| 11Queen Anne’s County, MD | 46 | 10 | 5.0 | 92 | +8.8% | #512 of 887 |
| 12Calvert County, MD | 43 | 28 | 8.4 | 59 | +1.7% | #576 of 887 |
| 13Montgomery County, MD | 38 | 245 | 6.3 | 79 | +1.3% | #663 of 887 |
| 14Talbot County, MD | 36 | 9 | 5.5 | 76 | +2.0% | #696 of 887 |
| 15Anne Arundel County, MD | 36 | 159 | 7.1 | 68 | +1.7% | #698 of 887 |
| 16Howard County, MD | 34 | 93 | 7.7 | 68 | +1.9% | #727 of 887 |
| 17Garrett County, MD | 31 | 5 | 4.0 | 95 | −1.5% | #760 of 887 |
| 18Baltimore County, MD | 28 | 187 | 5.6 | 76 | −0.7% | #809 of 887 |
| 19Worcester County, MD | 28 | 25 | 10.4 | 40 | +3.7% | #817 of 887 |
| Allegany County, MD | Not scored | 3 | 1.1 | 316 | −1.6% | |
| Caroline County, MD | Not scored | 0 | 0.0 | n/a | +2.5% | |
| Dorchester County, MD | Not scored | 2 | 1.5 | 246 | +3.4% | |
| Somerset County, MD | Not scored | 1 | 1.2 | 292 | +1.7% | |
| Kent County, MD | Not scored | 1 | 1.2 | 337 | +2.3% |
Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many mortgage brokers and lenders are in Maryland?
Map listings as of September 2026 show 1,078 mortgage brokers and lenders in Maryland. 217 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 557 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 5.9% from 2019.
How much do households in Maryland spend on rent and homeowner costs?
About $41.3B a year, or $17,488 per household. That is 5% above the U.S. average (an index of 105, where 100 is the U.S. average). For the 1,078 mortgage brokers and lenders on map listings, housing spending per office is 2% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,362,928 households in Maryland and national spending patterns by income.
How does Maryland compare with the U.S. for mortgage brokers and lenders?
Maryland has 4.6 mortgage brokers and lenders per 10,000 households, 7% above the U.S. rate of 4.3. The index of housing spending per office is 98, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Maryland would have about 1,059, against 1,078 on map listings. There is one business with payroll in the industry for every 4,242 households, against one for every 4,897 across the U.S. The official count rose 5.9% from 2019 to 2023, against +9.5% for the U.S.
Which market in Maryland has the highest market score for mortgage brokers and lenders?
Among 6 scored metro areas in or partly in Maryland, the Hagerstown-Martinsburg metro area scores highest, at 65 (upper middle). Among 2 scored small-town markets in or partly in Maryland, the Easton area scores highest, at 39 (lower middle). Among 19 scored counties in Maryland, Prince George’s County scores highest, at 74 (upper middle). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Maryland scores 39 for mortgage brokers and lenders (lower middle), #36 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Maryland. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
Mortgage brokers and lenders in other states
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Top markets for mortgage brokers and lenders across the U.S. · All business types in Maryland
Related business types in Maryland
- Real estate9,548 listings
- Real estate agents and brokers7,521 listings
- Property management805 listings
- Home inspectors144 listings
Screening a site or an acquisition in Maryland?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.