Groundwork

Real estate · County · Ohio

Mortgage brokers and lenders in Hamilton County, OH

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Hamilton County, OH, set against other counties and the U.S.

Groundwork market score · out of 100

Score 39 out of 100: Lower middle

Ranked #634 of 887 scored counties
#25 of 33 scored counties in Ohio

Listings
130
30 chain locations (23%)
Official establishments
62
+10.7% since 2019
Household spending a year
$5B
On rent and homeowner costs · $14,165 a household
Housing spending per listing (U.S. = 100)
99
In line with the U.S.
Listings per 10k households
3.7
14% below the U.S.
Population, 2025
838,418
+1.0% since 2020

See the mortgage brokers and lenders around any address in Hamilton County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 130 mortgage brokers and lenders in Hamilton County. Of those, 30 are chain locations, or 23%, against 21% across the U.S. That comes to 3.7 for every 10,000 households, 14% below the U.S. rate of 4.3.

At $14,165 per household (15% below the U.S. average), households in Hamilton County spend about $5B a year on rent and homeowner costs. Housing spending per office is in line with the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Hamilton County was 62 in 2023, up 10.7% from 2019. That is one for every 5,722 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Hamilton County from 2020 to 2025 at +1.0%, slower than the U.S. (+3.1%). Hamilton County scores 39 (lower middle) on the Groundwork market score for mortgage brokers and lenders, ranking #634 of 887 scored counties and #25 of 33 scored counties in Ohio.

How Hamilton County compares

The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Hamilton County, OH compared with Ohio and the U.S.
MeasureHamilton CountyOhioU.S.
Listings per 10k households3.72.94.3
Housing spending per listing (U.S. = 100)99123100
Households per official establishment5,7228,7944,897
Official establishment growth, 2019–2023+10.7%+13.8%+9.5%
Population growth, 2020–2025+1.0%+0.9%+3.1%
Spending per household on rent and homeowner costs$14,165$13,878$16,661
Median household income$72,470$71,389$80,734
Groundwork market score3948

Official counts and lending

Businesses

Official establishments, 2019 to 2023
56 → 62+10.7% over the period
Employees, 2023
771
Annual payroll, 2023
$55.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
13030 chain locations
Listings at the U.S. rate for this spending
129The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Hamilton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Hamilton County

Population, 2025 estimate
838,418+1.0% since 2020
Households
354,739
Median age
38.7
Homes lived in by their owners
59%
Vehicles per household
1.6
Land area
406 sq. mi.
People per square mile
2,049
Median household income
$72,470+26.7% vs. 2015–2019, before inflation
Average household income
$106,646
Median home value
$241,900
Jobs located here
534,856
Daytime population
968,934Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Hamilton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with Hamilton County marked.

Top counties in Ohio

Counties in Ohio ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Fairfield County, OH76132.2179+6.5%#62 of 887
2Licking County, OH70172.5152+3.8%#123 of 887
3Wood County, OH6771.3281+1.5%#143 of 887
4Miami County, OH64112.4148+3.4%#187 of 887
5Clermont County, OH64232.7140+3.9%#189 of 887
6Greene County, OH63192.8138+3.7%#203 of 887
7Trumbull County, OH60111.3253−1.3%#239 of 887
8Lorain County, OH58302.4153+3.1%#276 of 887
9Medina County, OH57192.6152+1.3%#292 of 887
10Montgomery County, OH55602.6133+0.5%#330 of 887
25Hamilton County, OH391303.799+1.0%#634 of 887

Other business types in Hamilton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Hamilton County, OH?

There are 130 mortgage brokers and lenders on map listings in Hamilton County as of September 2026. 30 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 62 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 10.7% from 2019.

How much do households in Hamilton County, OH spend on rent and homeowner costs?

About $5B a year, or $14,165 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). For the 130 mortgage brokers and lenders on map listings, housing spending per office is in line with the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 354,739 households in Hamilton County and national spending patterns by income.

How does Hamilton County, OH compare with the U.S. for mortgage brokers and lenders?

Hamilton County has 3.7 mortgage brokers and lenders per 10,000 households, 14% below the U.S. rate of 4.3. The index of housing spending per office is 99, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Hamilton County would have about 129, against 130 on map listings. There is one business with payroll in the industry for every 5,722 households, against one for every 4,897 across the U.S. The official count rose 10.7% from 2019 to 2023, against +9.5% for the U.S.

How fast is Hamilton County, OH growing?

Population estimates put Hamilton County at 838,418 people in 2025, up 1.0% since 2020, slower than the U.S. (+3.1%). It has 354,739 households. The median household income in Hamilton County is $72,470 a year, 10% below the U.S. median of $80,734. That rose 26.7% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Hamilton County scores 39 for mortgage brokers and lenders (lower middle), #634 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Hamilton County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Hamilton County

Screening a site or an acquisition in Hamilton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Hamilton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.