Groundwork

Market rankings · Arkansas

Mortgage brokers and lenders in Arkansas

Markets across Arkansas ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
239
75 chain locations (31%)
Official establishments
178
+25.4% since 2019
Household spending a year
$17B
On rent and homeowner costs
Listings per 10k households
2.0
53% below the U.S.
Housing spending per listing (U.S. = 100)
182
82% above the U.S.
Rank among states
#14 of 51
Market score 62 · Upper middle

A site report maps the mortgage brokers and lenders on map listings around any address in Arkansas by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 239 mortgage brokers and lenders in Arkansas. Of those, 75 are chain locations, or 31%, against 21% across the U.S. That is 2.0 per 10,000 households, 53% below the U.S. rate of 4.3.

At $14,055 per household (16% below the U.S. average), households in Arkansas spend about $17B a year on rent and homeowner costs. Housing spending per office is 82% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 178 businesses with payroll in Arkansas classed as mortgage brokers and real estate lenders, up 25.4% from 2019. That is one for every 6,775 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 1 SBA-backed loan worth $270K has gone to businesses classed as mortgage brokers and real estate lenders in Arkansas.

Among the 50 states and DC, Arkansas ranks #14 for mortgage brokers and lenders, with a Groundwork market score of 62 (upper middle). Of the 7 scored metro areas in or partly in Arkansas, the Fort Smith metro area scores highest (66). Of the 2 scored small-town markets in or partly in Arkansas, the Russellville area scores highest (64).

Every market in Arkansas for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Arkansas, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Arkansas, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Fort Smith, AR-OK66101.1321+3.1%#47 of 373
2Fayetteville-Springdale-Rogers, AR64693.2127+13.1%#67 of 373
Memphis, TN-MS-AR541492.8132−0.3%#151 of 373
3Little Rock-North Little Rock-Conway, AR52812.6144+3.8%#163 of 373
4Jonesboro, AR47183.4105+3.6%#208 of 373
5Hot Springs, AR45112.5138−0.6%#220 of 373
Texarkana, TX-AR43142.5140−0.4%#234 of 373

Small-town markets

Small-town markets reaching Arkansas, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Russellville, AR6482.4143+1.6%#37 of 177
2Searcy, AR54113.792+4.2%#81 of 177
Pine Bluff, ARNot scored10.4902−5.6%
Paragould, ARNot scored10.6624+3.4%
Harrison, ARNot scored42.2158+2.4%
Mountain Home, ARNot scored31.6215+3.1%
Blytheville, ARNot scored00.0n/a−6.7%
Batesville, ARNot scored10.7507+2.2%
El Dorado, ARNot scored00.0n/a−5.2%
Malvern, ARNot scored10.8418+1.1%
Camden, ARNot scored00.0n/a−3.6%
Forrest City, ARNot scored11.3242−5.3%
Magnolia, ARNot scored00.0n/a−3.7%
Arkadelphia, ARNot scored22.5138−2.2%

Counties

Counties in Arkansas, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Saline County, AR8081.6243+7.6%#33 of 887
2Washington County, AR78141.4266+9.9%#41 of 887
3Faulkner County, AR70112.2167+8.2%#118 of 887
4Sebastian County, AR6591.7206+2.2%#162 of 887
5Lonoke County, AR5872.5154+3.5%#275 of 887
6Benton County, AR53554.987+16.0%#393 of 887
7Garland County, AR49112.5138−0.6%#456 of 887
8Pope County, AR4883.3107+2.5%#474 of 887
9White County, AR48113.792+4.2%#480 of 887
10Craighead County, AR44184.189+4.8%#550 of 887
11Pulaski County, AR37543.1118+1.3%#672 of 887
Jefferson County, ARNot scored10.4800−5.7%
Crawford County, ARNot scored00.0n/a+4.1%
Crittenden County, ARNot scored31.6206−3.9%
Greene County, ARNot scored10.6624+3.4%
Baxter County, ARNot scored31.6215+3.1%
Miller County, ARNot scored00.0n/a−0.5%
Mississippi County, ARNot scored00.0n/a−6.7%
Independence County, ARNot scored10.7507+2.2%
Boone County, ARNot scored42.6132+3.3%
Union County, ARNot scored00.0n/a−5.2%
Hot Spring County, ARNot scored10.8418+1.1%
Carroll County, ARNot scored00.0n/a+3.6%
Johnson County, ARNot scored21.9166+2.0%
Cleburne County, ARNot scored21.9180+3.9%
Show all 75 counties
Counties in Arkansas, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Poinsett County, ARNot scored00.0n/a−2.0%
St. Francis County, ARNot scored11.3242−5.3%
Columbia County, ARNot scored00.0n/a−3.7%
Ouachita County, ARNot scored00.0n/a−3.9%
Logan County, ARNot scored11.2300+2.5%
Clark County, ARNot scored22.5138−2.2%
Conway County, ARNot scored00.0n/a+3.2%
Yell County, ARNot scored00.0n/a−1.3%
Hempstead County, ARNot scored00.0n/a−4.6%
Polk County, ARNot scored11.3265+1.6%
Randolph County, ARNot scored00.0n/a+1.5%
Ashley County, ARNot scored11.4230−5.9%
Grant County, ARNot scored11.4261+4.1%
Sharp County, ARNot scored00.0n/a+4.7%
Madison County, ARNot scored00.0n/a+11.2%
Franklin County, ARNot scored11.4238+3.5%
Marion County, ARNot scored00.0n/a+4.3%
Drew County, ARNot scored00.0n/a−1.5%
Jackson County, ARNot scored11.61980.0%
Cross County, ARNot scored34.674−3.6%
Arkansas County, ARNot scored00.0n/a−7.4%
Lawrence County, ARNot scored00.0n/a+0.3%
Van Buren County, ARNot scored11.3242+2.8%
Sevier County, ARNot scored00.0n/a−0.1%
Phillips County, ARNot scored00.0n/a−13.0%
Clay County, ARNot scored00.0n/a−3.3%
Izard County, ARNot scored00.0n/a+5.9%
Lincoln County, ARNot scored00.0n/a−1.0%
Howard County, ARNot scored00.0n/a−3.6%
Stone County, ARNot scored23.881+2.9%
Fulton County, ARNot scored00.0n/a+3.7%
Little River County, ARNot scored00.0n/a−1.8%
Desha County, ARNot scored00.0n/a−11.8%
Bradley County, ARNot scored00.0n/a−6.4%
Pike County, ARNot scored00.0n/a−1.9%
Perry County, ARNot scored00.0n/a+3.1%
Scott County, ARNot scored00.0n/a+1.4%
Chicot County, ARNot scored00.0n/a−10.3%
Montgomery County, ARNot scored00.0n/a+1.1%
Lee County, ARNot scored00.0n/a−6.4%
Nevada County, ARNot scored00.0n/a−4.1%
Prairie County, ARNot scored00.0n/a−3.9%
Searcy County, ARNot scored00.0n/a0.0%
Cleveland County, ARNot scored00.0n/a−4.3%
Newton County, ARNot scored00.0n/a−2.3%
Monroe County, ARNot scored00.0n/a−7.8%
Dallas County, ARNot scored00.0n/a−6.7%
Lafayette County, ARNot scored00.0n/a−6.4%
Woodruff County, ARNot scored00.0n/a−8.2%
Calhoun County, ARNot scored00.0n/a−2.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Arkansas?

There are 239 mortgage brokers and lenders on map listings in Arkansas as of September 2026. 75 of them (31%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 178 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 25.4% from 2019.

How much do households in Arkansas spend on rent and homeowner costs?

About $17B a year, or $14,055 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). For the 239 mortgage brokers and lenders on map listings, housing spending per office is 82% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,205,987 households in Arkansas and national spending patterns by income.

How does Arkansas compare with the U.S. for mortgage brokers and lenders?

Arkansas has 2.0 mortgage brokers and lenders per 10,000 households, 53% below the U.S. rate of 4.3. The index of housing spending per office is 182, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Arkansas would have about 434, against 239 on map listings. There is one business with payroll in the industry for every 6,775 households, against one for every 4,897 across the U.S. The official count rose 25.4% from 2019 to 2023, against +9.5% for the U.S.

Which market in Arkansas has the highest market score for mortgage brokers and lenders?

Among 7 scored metro areas in or partly in Arkansas, the Fort Smith metro area scores highest, at 66 (upper middle). Among 2 scored small-town markets in or partly in Arkansas, the Russellville area scores highest, at 64 (upper middle). Among 11 scored counties in Arkansas, Saline County scores highest, at 80 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Arkansas scores 62 for mortgage brokers and lenders (upper middle), #14 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Arkansas. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

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Top markets for mortgage brokers and lenders across the U.S. · All business types in Arkansas

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.