Groundwork

Market rankings · South Carolina

Mortgage brokers and lenders in South Carolina

Markets across South Carolina ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
1,031
280 chain locations (27%)
Official establishments
461
+25.6% since 2019
Household spending a year
$31.3B
On rent and homeowner costs
Listings per 10k households
4.9
14% above the U.S.
Housing spending per listing (U.S. = 100)
78
22% below the U.S.
Rank among states
#41 of 51
Market score 38 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in South Carolina by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1,031 mortgage brokers and lenders in South Carolina. 280 of them (27%) are chain locations, against 21% across the U.S. That is 4.9 per 10,000 households, 14% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in South Carolina comes to about $31.3B a year: $14,791 per household, 11% below the U.S. average. Housing spending per office is 22% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 461 businesses with payroll in South Carolina classed as mortgage brokers and real estate lenders, up 25.6% from 2019. That is one for every 4,594 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 1 SBA-backed loan worth $127K has gone to businesses classed as mortgage brokers and real estate lenders in South Carolina.

Among the 50 states and DC, South Carolina ranks #41 for mortgage brokers and lenders, with a Groundwork market score of 38 (lower middle). Of the 10 scored metro areas in or partly in South Carolina, the Spartanburg metro area scores highest (71). Of the 3 scored small-town markets in or partly in South Carolina, the Murrells Inlet area scores highest (51).

Every market in South Carolina for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in South Carolina, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching South Carolina, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Spartanburg, SC71342.4153+14.3%#31 of 373
Augusta-Richmond County, GA-SC57793.4111+4.7%#126 of 373
2Hilton Head Island-Bluffton-Port Royal, SC40495.181+12.0%#265 of 373
3Greenville-Anderson-Greer, SC382035.372+9.0%#284 of 373
Charlotte-Concord-Gastonia, NC-SC386916.464+10.1%#286 of 373
4Florence, SC37263.3106+0.9%#290 of 373
5Columbia, SC371985.865+6.0%#302 of 373
6Charleston-North Charleston, SC342487.456+10.7%#331 of 373
7Sumter, SC32153.796−0.3%#343 of 373
8Myrtle Beach-Conway-North Myrtle Beach, SC301026.457+20.9%#353 of 373

Small-town markets

Small-town markets reaching South Carolina, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Murrells Inlet, SC51155.569+3.8%#90 of 177
2Greenwood, SC47102.7130+1.7%#99 of 177
3Orangeburg, SC4372.1154−0.9%#117 of 177
Seneca, SCNot scored30.9422+6.3%
Gaffney, SCNot scored20.9368+3.7%
Newberry, SCNot scored32.0179+4.8%

Counties

Counties in South Carolina, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Spartanburg County, SC71332.5147+15.6%#110 of 887
2Aiken County, SC70172.4156+7.3%#122 of 887
3Pickens County, SC64112.1172+5.7%#186 of 887
4Anderson County, SC54232.7134+7.7%#347 of 887
5York County, SC54433.8111+8.1%#360 of 887
6Berkeley County, SC46434.687+18.7%#514 of 887
7Georgetown County, SC46155.569+3.8%#521 of 887
8Dorchester County, SC43335.276+10.1%#572 of 887
9Lexington County, SC42645.274+7.7%#595 of 887
10Orangeburg County, SC4072.1154−0.9%#612 of 887
11Beaufort County, SC38485.872+8.9%#664 of 887
12Lancaster County, SC37358.746+18.3%#683 of 887
13Sumter County, SC36153.796−0.3%#690 of 887
14Greenville County, SC341667.553+10.6%#734 of 887
15Horry County, SC331026.457+20.9%#742 of 887
16Richland County, SC321307.748+4.6%#756 of 887
17Charleston County, SC311729.644+6.4%#774 of 887
18Greenwood County, SC30103.695+1.5%#777 of 887
19Florence County, SC28244.578+1.2%#808 of 887
Oconee County, SCNot scored30.9422+6.3%
Laurens County, SCNot scored31.1309+6.2%
Kershaw County, SCNot scored20.7499+11.6%
Darlington County, SCNot scored20.8434+0.1%
Cherokee County, SCNot scored20.9368+3.7%
Chesterfield County, SCNot scored21.1290+3.4%
Show all 46 counties
Counties in South Carolina, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Colleton County, SCNot scored31.8187+2.2%
Newberry County, SCNot scored32.0179+4.8%
Chester County, SCNot scored32.3147+2.2%
Jasper County, SCNot scored10.8477+32.2%
Clarendon County, SCNot scored21.6206+0.7%
Williamsburg County, SCNot scored21.6195−4.0%
Marion County, SCNot scored21.6184−2.9%
Dillon County, SCNot scored32.8116−2.9%
Edgefield County, SCNot scored00.0n/a+16.1%
Union County, SCNot scored10.9370−1.4%
Marlboro County, SCNot scored11.0294−3.8%
Abbeville County, SCNot scored00.0n/a+2.3%
Fairfield County, SCNot scored11.1302−2.6%
Barnwell County, SCNot scored11.2267+0.4%
Saluda County, SCNot scored00.0n/a+4.1%
Hampton County, SCNot scored00.0n/a−1.9%
Lee County, SCNot scored00.0n/a−5.0%
Calhoun County, SCNot scored11.6217+0.6%
Bamberg County, SCNot scored12.2145−3.5%
McCormick County, SCNot scored00.0n/a+7.3%
Allendale County, SCNot scored13.198−7.4%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in South Carolina?

There are 1,031 mortgage brokers and lenders on map listings in South Carolina as of September 2026. 280 of them (27%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 461 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 25.6% from 2019.

How much do households in South Carolina spend on rent and homeowner costs?

About $31.3B a year, or $14,791 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). For the 1,031 mortgage brokers and lenders on map listings, housing spending per office is 22% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,117,989 households in South Carolina and national spending patterns by income.

How does South Carolina compare with the U.S. for mortgage brokers and lenders?

South Carolina has 4.9 mortgage brokers and lenders per 10,000 households, 14% above the U.S. rate of 4.3. The index of housing spending per office is 78, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, South Carolina would have about 803, against 1,031 on map listings. There is one business with payroll in the industry for every 4,594 households, against one for every 4,897 across the U.S. The official count rose 25.6% from 2019 to 2023, against +9.5% for the U.S.

Which market in South Carolina has the highest market score for mortgage brokers and lenders?

Among 10 scored metro areas in or partly in South Carolina, the Spartanburg metro area scores highest, at 71 (upper middle). Among 3 scored small-town markets in or partly in South Carolina, the Murrells Inlet area scores highest, at 51 (upper middle). Among 19 scored counties in South Carolina, Spartanburg County scores highest, at 71 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. South Carolina scores 38 for mortgage brokers and lenders (lower middle), #41 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in South Carolina. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in South Carolina

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.