Groundwork

Real estate · County · Ohio

Mortgage brokers and lenders in Butler County, OH

How Butler County, OH compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 48 out of 100: Lower middle

Ranked #479 of 887 scored counties
#19 of 33 scored counties in Ohio

Listings
58
7 chain locations (12%)
Official establishments
18
−14.3% since 2019
Household spending a year
$2.1B
On rent and homeowner costs · $14,547 a household
Housing spending per listing (U.S. = 100)
94
6% below the U.S.
Listings per 10k households
4.0
7% below the U.S.
Population, 2025
400,128
+2.4% since 2020

See the mortgage brokers and lenders around any address in Butler County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Butler County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Butler County comes to about $2.1B a year: $14,547 per household, 13% below the U.S. average. Housing spending per office is 6% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Butler County has 58 mortgage brokers and lenders on map listings as of September 2026. Of those, 7 are chain locations, or 12%, against 21% across the U.S. That comes to 4.0 for every 10,000 households, 7% below the U.S. rate of 4.3.

Official counts show 18 businesses with payroll classed as mortgage brokers and real estate lenders in Butler County in 2023, down 14.3% from 2019. That is one for every 8,157 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Butler County grew 2.4%, slower than the U.S. (+3.1%). For mortgage brokers and lenders, Butler County has a Groundwork market score of 48 (lower middle): #479 of 887 scored counties and #19 of 33 scored counties in Ohio.

How Butler County compares

The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Butler County, OH compared with Ohio and the U.S.
MeasureButler CountyOhioU.S.
Listings per 10k households4.02.94.3
Housing spending per listing (U.S. = 100)94123100
Households per official establishment8,1578,7944,897
Official establishment growth, 2019–2023−14.3%+13.8%+9.5%
Population growth, 2020–2025+2.4%+0.9%+3.1%
Spending per household on rent and homeowner costs$14,547$13,878$16,661
Median household income$81,590$71,389$80,734
Groundwork market score4848

Official counts and lending

Businesses

Official establishments, 2019 to 2023
21 → 18−14.3% over the period
Employees, 2023
99
Annual payroll, 2023
$8.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
587 chain locations
Listings at the U.S. rate for this spending
55The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Butler County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Butler County

Population, 2025 estimate
400,128+2.4% since 2020
Households
146,822
Median age
38.3
Homes lived in by their owners
70%
Vehicles per household
1.9
Land area
467 sq. mi.
People per square mile
842
Median household income
$81,590+23.4% vs. 2015–2019, before inflation
Average household income
$104,751
Median home value
$258,500
Jobs located here
160,654
Daytime population
370,110Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Butler County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Butler County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with Butler County marked.

Top counties in Ohio

Counties in Ohio ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Fairfield County, OH76132.2179+6.5%#62 of 887
2Licking County, OH70172.5152+3.8%#123 of 887
3Wood County, OH6771.3281+1.5%#143 of 887
4Miami County, OH64112.4148+3.4%#187 of 887
5Clermont County, OH64232.7140+3.9%#189 of 887
6Greene County, OH63192.8138+3.7%#203 of 887
7Trumbull County, OH60111.3253−1.3%#239 of 887
8Lorain County, OH58302.4153+3.1%#276 of 887
9Medina County, OH57192.6152+1.3%#292 of 887
10Montgomery County, OH55602.6133+0.5%#330 of 887
19Butler County, OH48584.094+2.4%#479 of 887

Other business types in Butler County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Butler County, OH?

Map listings as of September 2026 show 58 mortgage brokers and lenders in Butler County. 7 of them (12%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 18 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 14.3% from 2019.

How much do households in Butler County, OH spend on rent and homeowner costs?

About $2.1B a year, or $14,547 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). For the 58 mortgage brokers and lenders on map listings, housing spending per office is 6% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 146,822 households in Butler County and national spending patterns by income.

How does Butler County, OH compare with the U.S. for mortgage brokers and lenders?

Butler County has 4.0 mortgage brokers and lenders per 10,000 households, 7% below the U.S. rate of 4.3. The index of housing spending per office is 94, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Butler County would have about 55, against 58 on map listings. There is one business with payroll in the industry for every 8,157 households, against one for every 4,897 across the U.S. The official count fell 14.3% from 2019 to 2023, against +9.5% for the U.S.

How fast is Butler County, OH growing?

Population estimates put Butler County at 400,128 people in 2025, up 2.4% since 2020, slower than the U.S. (+3.1%). It has 146,822 households. Median household income in Butler County is $81,590, in line with the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Butler County scores 48 for mortgage brokers and lenders (lower middle), #479 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Butler County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Butler County

Screening a site or an acquisition in Butler County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Butler County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.