Groundwork

Market rankings · Colorado

Mortgage brokers and lenders in Colorado

Every metro area, small-town market and county in Colorado, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
1,816
286 chain locations (16%)
Official establishments
945
+5.4% since 2019
Household spending a year
$46.3B
On rent and homeowner costs
Listings per 10k households
7.6
77% above the U.S.
Housing spending per listing (U.S. = 100)
65
35% below the U.S.
Rank among states
#44 of 51
Market score 34 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Colorado by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are 1,816 mortgage brokers and lenders on map listings in Colorado as of September 2026. Of those, 286 are chain locations, or 16%, against 21% across the U.S. That is 7.6 per 10,000 households, 77% above the U.S. rate of 4.3.

Households in Colorado spend about $46.3B a year on rent and homeowner costs, or $19,501 per household, 17% above the U.S. average. Housing spending per office is 35% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

In 2023, official counts showed 945 businesses with payroll in Colorado classed as mortgage brokers and real estate lenders, up 5.4% from 2019. That is one for every 2,512 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 4 SBA-backed loans worth $1.1M have gone to businesses classed as mortgage brokers and real estate lenders in Colorado.

Among the 50 states and DC, Colorado ranks #44 for mortgage brokers and lenders, with a Groundwork market score of 34 (lower middle). Of the 7 scored metro areas in or partly in Colorado, the Greeley metro area scores highest (75). Of the 7 scored small-town markets in or partly in Colorado, the Steamboat Springs area scores highest (63).

Every market in Colorado for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Colorado, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Colorado, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Greeley, CO75473.8129+14.2%#18 of 373
2Pueblo, CO51263.8111+0.6%#175 of 373
3Fort Collins-Loveland, CO371137.367+4.8%#300 of 373
4Denver-Aurora-Centennial, CO351,1069.158+4.1%#321 of 373
5Colorado Springs, CO332287.564+3.1%#339 of 373
6Grand Junction, CO297210.940+4.4%#356 of 373
7Boulder, CO271007.372−0.7%#362 of 373

Small-town markets

Small-town markets reaching Colorado, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Steamboat Springs, CO6353.0165+0.9%#38 of 177
2Montrose, CO5884.498+4.1%#66 of 177
3Cañon City, CO5473.9106+2.4%#80 of 177
4Rifle, CO44175.295+1.2%#113 of 177
5Durango, CO43135.389+2.2%#121 of 177
6Breckenridge, CO39106.483+1.1%#126 of 177
7Edwards, CO242410.948−2.4%#169 of 177
Fort Morgan, CONot scored00.0n/a+4.2%
Alamosa, CONot scored10.9447+2.1%
Sterling, CONot scored00.0n/a−2.7%

Counties

Counties in Colorado, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Weld County, CO76473.8129+14.2%#63 of 887
2Adams County, CO72633.3147+6.6%#99 of 887
3Montrose County, CO5484.498+4.1%#365 of 887
4Pueblo County, CO53263.8111+0.6%#386 of 887
5Fremont County, CO5073.9106+2.4%#444 of 887
6Broomfield County, CO47257.971+6.3%#500 of 887
7Teller County, CO4654.21110.0%#509 of 887
8Chaffee County, CO4688.157+6.9%#523 of 887
9Pitkin County, CO4455.496−4.2%#546 of 887
10Garfield County, CO42125.194+2.7%#581 of 887
11Douglas County, CO421339.563+10.9%#601 of 887
12Larimer County, CO391137.367+4.8%#644 of 887
13La Plata County, CO37135.389+2.2%#678 of 887
14Jefferson County, CO361476.187−0.5%#691 of 887
15Delta County, CO3686.266+3.6%#699 of 887
16El Paso County, CO362237.763+3.2%#701 of 887
17Denver County, CO3335510.648+3.2%#745 of 887
18Summit County, CO32108.068+0.9%#752 of 887
19Boulder County, CO311007.372−0.7%#763 of 887
20Mesa County, CO297210.940+4.4%#799 of 887
21Arapahoe County, CO2938114.835+2.8%#801 of 887
22Eagle County, CO222410.948−2.4%#860 of 887
Morgan County, CONot scored00.0n/a+4.2%
Elbert County, CONot scored11.0564+16.5%
Montezuma County, CONot scored43.5119+3.0%
Show all 64 counties
Counties in Colorado, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Routt County, CONot scored43.5149+2.0%
Logan County, CONot scored00.0n/a−2.7%
Otero County, CONot scored00.0n/a−5.2%
Park County, CONot scored11.1449+5.1%
Gunnison County, CONot scored33.5133+2.9%
Alamosa County, CONot scored11.5264+1.9%
Grand County, CONot scored45.489+4.8%
Las Animas County, CONot scored00.0n/a−0.7%
Archuleta County, CONot scored23.4136+6.6%
Moffat County, CONot scored11.9231−1.1%
Prowers County, CONot scored36.362−1.1%
Rio Grande County, CONot scored11.9214−3.9%
Yuma County, CONot scored12.5170−0.8%
Clear Creek County, CONot scored00.0n/a−3.9%
San Miguel County, CONot scored24.3112−3.7%
Conejos County, CONot scored00.0n/a+1.0%
Lake County, CONot scored00.0n/a+1.9%
Kit Carson County, CONot scored00.0n/a+0.1%
Huerfano County, CONot scored00.0n/a+2.7%
Saguache County, CONot scored00.0n/a+5.3%
Rio Blanco County, CONot scored13.6117+2.5%
Gilpin County, CONot scored00.0n/a+4.4%
Crowley County, CONot scored00.0n/a−0.5%
Lincoln County, CONot scored00.0n/a−0.4%
Bent County, CONot scored00.0n/a+4.5%
Custer County, CONot scored00.0n/a+18.3%
Ouray County, CONot scored00.0n/a+7.9%
Washington County, CONot scored00.0n/a−1.6%
Phillips County, CONot scored15.188−2.4%
Costilla County, CONot scored00.0n/a+5.1%
Baca County, CONot scored00.0n/a−3.8%
Dolores County, CONot scored00.0n/a+5.8%
Sedgwick County, CONot scored19.840−6.0%
Cheyenne County, CONot scored00.0n/a−1.9%
Kiowa County, CONot scored00.0n/a−2.8%
Jackson County, CONot scored00.0n/a−12.2%
Hinsdale County, CONot scored00.0n/a−4.6%
Mineral County, CONot scored00.0n/a+4.6%
San Juan County, CONot scored00.0n/a+14.5%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Colorado?

As of September 2026, map listings count 1,816 mortgage brokers and lenders in Colorado. 286 of them (16%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 945 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 5.4% from 2019.

How much do households in Colorado spend on rent and homeowner costs?

About $46.3B a year, or $19,501 per household. That is 17% above the U.S. average (an index of 117, where 100 is the U.S. average). For the 1,816 mortgage brokers and lenders on map listings, housing spending per office is 35% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,374,218 households in Colorado and national spending patterns by income.

How does Colorado compare with the U.S. for mortgage brokers and lenders?

Colorado has 7.6 mortgage brokers and lenders per 10,000 households, 77% above the U.S. rate of 4.3. The index of housing spending per office is 65, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Colorado would have about 1,187, against 1,816 on map listings. There is one business with payroll in the industry for every 2,512 households, against one for every 4,897 across the U.S. The official count rose 5.4% from 2019 to 2023, against +9.5% for the U.S.

Which market in Colorado has the highest market score for mortgage brokers and lenders?

Among 7 scored metro areas in or partly in Colorado, the Greeley metro area scores highest, at 75 (high). Among 7 scored small-town markets in or partly in Colorado, the Steamboat Springs area scores highest, at 63 (upper middle). Among 22 scored counties in Colorado, Weld County scores highest, at 76 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Colorado scores 34 for mortgage brokers and lenders (lower middle), #44 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Colorado. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Colorado

Screening a site or an acquisition in Colorado?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.