Groundwork

Market rankings · Utah

Mortgage brokers and lenders in Utah

Markets across Utah ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
1,091
129 chain locations (12%)
Official establishments
549
+8.1% since 2019
Household spending a year
$21.6B
On rent and homeowner costs
Listings per 10k households
9.7
2.3 times the U.S.
Housing spending per listing (U.S. = 100)
51
49% below the U.S.
Rank among states
#43 of 51
Market score 35 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Utah by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1,091 mortgage brokers and lenders in Utah. 129 of them (12%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 9.7, 2.3 times the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Utah comes to about $21.6B a year: $19,198 per household, 15% above the U.S. average. Housing spending per office is 49% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Utah was 549 in 2023, up 8.1% from 2019. That is one for every 2,049 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 13 SBA-backed loans worth $6.5M have gone to businesses classed as mortgage brokers and real estate lenders in Utah.

Among the 50 states and DC, Utah ranks #43 for mortgage brokers and lenders, with a Groundwork market score of 35 (lower middle). Of the 5 scored metro areas in or partly in Utah, the Provo-Orem-Lehi metro area scores highest (43). Of the 4 scored small-town markets in or partly in Utah, the Vernal area scores highest (66).

Every market in Utah for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Utah, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Utah, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Provo-Orem-Lehi, UT431467.171+14.5%#242 of 373
2Logan, UT-ID41295.978+8.8%#259 of 373
3Ogden, UT381647.765+5.3%#285 of 373
4St. George, UT367110.245+17.4%#310 of 373
5Salt Lake City-Murray, UT3160413.437+3.8%#351 of 373

Small-town markets

Small-town markets reaching Utah, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Vernal, UT6654.1107+7.3%#30 of 177
2Brigham City, UT-ID46146.570+12.6%#106 of 177
3Cedar City, UT41157.458+16.4%#124 of 177
4Heber, UT40289.858+5.3%#125 of 177
Evanston, WY-UTNot scored00.0n/a+2.0%
Price, UTNot scored22.5163+1.0%

Counties

Counties in Utah, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Uintah County, UT6354.1107+7.3%#208 of 887
2Tooele County, UT59114.6109+19.2%#269 of 887
3Wasatch County, UT4986.288+9.9%#463 of 887
4Utah County, UT461457.171+14.5%#520 of 887
5Weber County, UT45778.258+5.8%#537 of 887
6Sevier County, UT4456.766+5.9%#560 of 887
7Cache County, UT42276.176+8.5%#594 of 887
8Box Elder County, UT42147.264+12.7%#600 of 887
9Davis County, UT40867.470+4.8%#625 of 887
10Iron County, UT40157.458+16.4%#627 of 887
11Washington County, UT367110.245+17.4%#704 of 887
12Summit County, UT312012.746+1.6%#772 of 887
13Salt Lake County, UT2959313.936+2.9%#800 of 887
Sanpete County, UTNot scored44.595+10.3%
Carbon County, UTNot scored22.5163+1.0%
Duchesne County, UTNot scored34.4103+6.3%
San Juan County, UTNot scored24.493+0.1%
Millard County, UTNot scored00.0n/a+7.7%
Morgan County, UTNot scored12.6211+8.1%
Juab County, UTNot scored12.6186+14.8%
Emery County, UTNot scored00.0n/a+3.4%
Grand County, UTNot scored12.2196+1.1%
Kane County, UTNot scored00.0n/a+11.7%
Beaver County, UTNot scored00.0n/a+3.0%
Garfield County, UTNot scored00.0n/a+3.0%
Rich County, UTNot scored00.0n/a+7.4%
Wayne County, UTNot scored00.0n/a+3.3%
Piute County, UTNot scored00.0n/a+4.8%
Daggett County, UTNot scored00.0n/a−1.8%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Utah?

There are 1,091 mortgage brokers and lenders on map listings in Utah as of September 2026. 129 of them (12%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 549 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 8.1% from 2019.

How much do households in Utah spend on rent and homeowner costs?

About $21.6B a year, or $19,198 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). For the 1,091 mortgage brokers and lenders on map listings, housing spending per office is 49% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,124,822 households in Utah and national spending patterns by income.

How does Utah compare with the U.S. for mortgage brokers and lenders?

Utah has 9.7 mortgage brokers and lenders per 10,000 households, 2.3 times the U.S. rate of 4.3. The index of housing spending per office is 51, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Utah would have about 553, against 1,091 on map listings. There is one business with payroll in the industry for every 2,049 households, against one for every 4,897 across the U.S. The official count rose 8.1% from 2019 to 2023, against +9.5% for the U.S.

Which market in Utah has the highest market score for mortgage brokers and lenders?

Among 5 scored metro areas in or partly in Utah, the Provo-Orem-Lehi metro area scores highest, at 43 (lower middle). Among 4 scored small-town markets in or partly in Utah, the Vernal area scores highest, at 66 (upper middle). Among 13 scored counties in Utah, Uintah County scores highest, at 63 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Utah scores 35 for mortgage brokers and lenders (lower middle), #43 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Utah. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Utah

Screening a site or an acquisition in Utah?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.