Groundwork

Market rankings · Montana

Mortgage brokers and lenders in Montana

Markets across Montana ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
144
35 chain locations (24%)
Official establishments
103
+32.1% since 2019
Household spending a year
$7.9B
On rent and homeowner costs
Listings per 10k households
3.1
28% below the U.S.
Housing spending per listing (U.S. = 100)
141
41% above the U.S.
Rank among states
#16 of 51
Market score 59 · Upper middle

A site report maps the mortgage brokers and lenders on map listings around any address in Montana by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 144 mortgage brokers and lenders in Montana. Of those, 35 are chain locations, or 24%, against 21% across the U.S. That comes to 3.1 for every 10,000 households, 28% below the U.S. rate of 4.3.

At $17,303 per household (4% above the U.S. average), households in Montana spend about $7.9B a year on rent and homeowner costs. Housing spending per office is 41% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 103 businesses with payroll classed as mortgage brokers and real estate lenders in Montana in 2023, up 32.1% from 2019. That is one for every 4,455 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.

Among the 50 states and DC, Montana ranks #16 for mortgage brokers and lenders, with a Groundwork market score of 59 (upper middle). Of the 5 scored metro areas in or partly in Montana, the Helena metro area scores highest (77). The one scored small-town market in or partly in Montana, the Kalispell area, scores 47.

Every market in Montana for mortgage brokers and lenders

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Numbered by Groundwork market score among the markets based in Montana, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Montana, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Helena, MT7782.0225+7.7%#10 of 373
2Great Falls, MT6682.2191+0.7%#50 of 373
3Billings, MT55334.2108+4.8%#145 of 373
4Missoula, MT49234.2107+4.7%#192 of 373
5Bozeman, MT39377.269+7.7%#277 of 373

Small-town markets

Small-town markets reaching Montana, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Kalispell, MT47235.286+10.1%#101 of 177
Butte-Silver Bow, MTNot scored42.6156+2.6%

Counties

Counties in Montana, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Lewis and Clark County, MT7382.6179+5.8%#81 of 887
2Cascade County, MT6982.2191+0.7%#128 of 887
3Yellowstone County, MT55324.699+4.5%#337 of 887
4Missoula County, MT48234.4103+4.4%#475 of 887
5Flathead County, MT44235.286+10.1%#552 of 887
6Gallatin County, MT42377.269+7.7%#597 of 887
Ravalli County, MTNot scored21.1405+9.4%
Silver Bow County, MTNot scored42.6156+2.6%
Lake County, MTNot scored00.0n/a+6.9%
Lincoln County, MTNot scored00.0n/a+13.1%
Park County, MTNot scored11.2372+5.7%
Hill County, MTNot scored23.2123−0.5%
Glacier County, MTNot scored00.0n/a−2.0%
Sanders County, MTNot scored00.0n/a+12.9%
Big Horn County, MTNot scored00.0n/a−2.5%
Jefferson County, MTNot scored00.0n/a+9.8%
Custer County, MTNot scored00.0n/a+1.5%
Fergus County, MTNot scored00.0n/a+3.1%
Richland County, MTNot scored00.0n/a−1.3%
Carbon County, MTNot scored12.1213+9.1%
Roosevelt County, MTNot scored00.0n/a−5.2%
Beaverhead County, MTNot scored00.0n/a+7.1%
Deer Lodge County, MTNot scored00.0n/a+3.0%
Madison County, MTNot scored00.0n/a+15.8%
Stillwater County, MTNot scored00.0n/a+5.0%
Show all 56 counties
Counties in Montana, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Dawson County, MTNot scored00.0n/a−2.6%
Rosebud County, MTNot scored00.0n/a−0.7%
Broadwater County, MTNot scored00.0n/a+23.8%
Valley County, MTNot scored00.0n/a−2.4%
Powell County, MTNot scored14.1101+3.1%
Blaine County, MTNot scored00.0n/a−2.1%
Teton County, MTNot scored14.1104+3.9%
Pondera County, MTNot scored00.0n/a+3.2%
Chouteau County, MTNot scored00.0n/a−0.8%
Musselshell County, MTNot scored00.0n/a+17.6%
Toole County, MTNot scored00.0n/a+4.9%
Mineral County, MTNot scored00.0n/a+13.5%
Phillips County, MTNot scored00.0n/a−0.1%
Sweet Grass County, MTNot scored00.0n/a+2.4%
Sheridan County, MTNot scored00.0n/a−2.9%
Granite County, MTNot scored00.0n/a+10.6%
Fallon County, MTNot scored00.0n/a−2.3%
Judith Basin County, MTNot scored00.0n/a+6.8%
Wheatland County, MTNot scored00.0n/a+1.2%
Meagher County, MTNot scored00.0n/a+11.2%
Liberty County, MTNot scored00.0n/a+0.1%
Powder River County, MTNot scored00.0n/a+5.1%
McCone County, MTNot scored00.0n/a−0.6%
Daniels County, MTNot scored00.0n/a−2.3%
Carter County, MTNot scored116.723−1.6%
Prairie County, MTNot scored00.0n/a+1.7%
Wibaux County, MTNot scored00.0n/a−5.4%
Garfield County, MTNot scored00.0n/a−1.9%
Golden Valley County, MTNot scored00.0n/a+2.7%
Treasure County, MTNot scored00.0n/a−4.0%
Petroleum County, MTNot scored00.0n/a+9.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Montana?

There are 144 mortgage brokers and lenders on map listings in Montana as of September 2026. 35 of them (24%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 103 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 32.1% from 2019.

How much do households in Montana spend on rent and homeowner costs?

About $7.9B a year, or $17,303 per household. That is 4% above the U.S. average (an index of 104, where 100 is the U.S. average). For the 144 mortgage brokers and lenders on map listings, housing spending per office is 41% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 458,859 households in Montana and national spending patterns by income.

How does Montana compare with the U.S. for mortgage brokers and lenders?

Montana has 3.1 mortgage brokers and lenders per 10,000 households, 28% below the U.S. rate of 4.3. The index of housing spending per office is 141, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Montana would have about 204, against 144 on map listings. There is one business with payroll in the industry for every 4,455 households, against one for every 4,897 across the U.S. The official count rose 32.1% from 2019 to 2023, against +9.5% for the U.S.

Which market in Montana has the highest market score for mortgage brokers and lenders?

Among 5 scored metro areas in or partly in Montana, the Helena metro area scores highest, at 77 (high). The one scored small-town market in or partly in Montana is the Kalispell area, at 47 (lower middle). Among 6 scored counties in Montana, Lewis and Clark County scores highest, at 73 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montana scores 59 for mortgage brokers and lenders (upper middle), #16 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Montana. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Montana

Screening a site or an acquisition in Montana?

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.