Market rankings · Massachusetts
Mortgage brokers and lenders in Massachusetts
Markets across Massachusetts ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 1,000
- 196 chain locations (20%)
- Official establishments
- 478
- +3.5% since 2019
- Household spending a year
- $56.9B
- On rent and homeowner costs
- Listings per 10k households
- 3.6
- 16% below the U.S.
- Housing spending per listing (U.S. = 100)
- 146
- 46% above the U.S.
- Rank among states
- #8 of 51
- Market score 68 · Upper middle
A site report maps the mortgage brokers and lenders on map listings around any address in Massachusetts by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 1,000 mortgage brokers and lenders in Massachusetts. 196 of them (20%) are chain locations, against 21% across the U.S. That is 3.6 per 10,000 households, 16% below the U.S. rate of 4.3.
Households in Massachusetts spend about $56.9B a year on rent and homeowner costs, or $20,433 per household, 23% above the U.S. average. Housing spending per office is 46% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 478 businesses with payroll classed as mortgage brokers and real estate lenders in Massachusetts in 2023, up 3.5% from 2019. That is one for every 5,826 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 2 SBA-backed loans worth $225K have gone to businesses classed as mortgage brokers and real estate lenders in Massachusetts.
Among the 50 states and DC, Massachusetts ranks #8 for mortgage brokers and lenders, with a Groundwork market score of 68 (upper middle). Of the 7 scored metro areas in or partly in Massachusetts, the Amherst Town-Northampton metro area scores highest (90). Among 11 scored counties, Hampshire County scores highest (90).
Every market in Massachusetts for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Massachusetts, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Amherst Town-Northampton, MA | 90 | 13 | 2.1 | 230 | +10.4% | #1 of 373 |
| 2Pittsfield, MA | 77 | 7 | 1.2 | 378 | −1.2% | #9 of 373 |
| 3Worcester, MA | 73 | 95 | 2.8 | 177 | +3.7% | #21 of 373 |
| 4Springfield, MA | 68 | 45 | 2.4 | 182 | +0.2% | #40 of 373 |
| 5Boston-Cambridge-Newton, MA-NH | 60 | 827 | 4.3 | 128 | +2.3% | #99 of 373 |
| 6Barnstable Town, MA | 60 | 45 | 4.3 | 119 | +2.4% | #102 of 373 |
| Providence-Warwick, RI-MA | 52 | 295 | 4.4 | 110 | +2.1% | #165 of 373 |
Small-town markets
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| Greenfield, MA | Not scored | 3 | 1.0 | 469 | −0.3% | |
| Vineyard Haven, MA | Not scored | 1 | 1.3 | 419 | +3.1% | |
| Nantucket, MA | Not scored | 0 | 0.0 | n/a | +3.6% |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Hampshire County, MA | 90 | 13 | 2.1 | 230 | +10.4% | #4 of 887 |
| 2Berkshire County, MA | 77 | 7 | 1.2 | 378 | −1.2% | #50 of 887 |
| 3Worcester County, MA | 75 | 95 | 2.8 | 177 | +3.7% | #67 of 887 |
| 4Middlesex County, MA | 75 | 208 | 3.3 | 175 | +2.8% | #68 of 887 |
| 5Hampden County, MA | 70 | 45 | 2.4 | 182 | +0.2% | #116 of 887 |
| 6Bristol County, MA | 62 | 76 | 3.3 | 147 | +2.9% | #217 of 887 |
| 7Barnstable County, MA | 62 | 45 | 4.3 | 119 | +2.4% | #224 of 887 |
| 8Suffolk County, MA | 61 | 115 | 3.5 | 144 | +0.1% | #232 of 887 |
| 9Norfolk County, MA | 57 | 132 | 4.7 | 124 | +2.2% | #299 of 887 |
| 10Plymouth County, MA | 54 | 104 | 5.1 | 105 | +3.5% | #362 of 887 |
| 11Essex County, MA | 53 | 156 | 5.0 | 104 | +2.3% | #389 of 887 |
| Franklin County, MA | Not scored | 3 | 1.0 | 469 | −0.3% | |
| Dukes County, MA | Not scored | 1 | 1.3 | 419 | +3.1% | |
| Nantucket County, MA | Not scored | 0 | 0.0 | n/a | +3.6% |
Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many mortgage brokers and lenders are in Massachusetts?
Massachusetts has 1,000 mortgage brokers and lenders on map listings as of September 2026. 196 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 478 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 3.5% from 2019.
How much do households in Massachusetts spend on rent and homeowner costs?
About $56.9B a year, or $20,433 per household. That is 23% above the U.S. average (an index of 123, where 100 is the U.S. average). For the 1,000 mortgage brokers and lenders on map listings, housing spending per office is 46% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,785,042 households in Massachusetts and national spending patterns by income.
How does Massachusetts compare with the U.S. for mortgage brokers and lenders?
Massachusetts has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 146, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Massachusetts would have about 1,458, against 1,000 on map listings. There is one business with payroll in the industry for every 5,826 households, against one for every 4,897 across the U.S. The official count rose 3.5% from 2019 to 2023, against +9.5% for the U.S.
Which market in Massachusetts has the highest market score for mortgage brokers and lenders?
Among 7 scored metro areas in or partly in Massachusetts, the Amherst Town-Northampton metro area scores highest, at 90 (very high). Among 11 scored counties in Massachusetts, Hampshire County scores highest, at 90 (very high). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Massachusetts scores 68 for mortgage brokers and lenders (upper middle), #8 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Massachusetts. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
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Top markets for mortgage brokers and lenders across the U.S. · All business types in Massachusetts
Related business types in Massachusetts
- Real estate10,737 listings
- Real estate agents and brokers8,752 listings
- Property management868 listings
- Home inspectors117 listings
Screening a site or an acquisition in Massachusetts?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.