Groundwork

Real estate · Metro area · West Virginia

Mortgage brokers and lenders in the Wheeling, WV-OH metro area

The mortgage brokers and lenders in the Wheeling, WV-OH metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 50 out of 100: Upper middle

Ranked #181 of 373 scored metro areas
#3 of 6 scored metro areas based in West Virginia

Listings
13
3 chain locations (23%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$770M
On rent and homeowner costs · $13,270 a household
Housing spending per listing (U.S. = 100)
152
52% above the U.S.
Listings per 10k households
2.2
49% below the U.S.
Population, 2025
134,089
−3.6% since 2020

See the mortgage brokers and lenders around any address in the Wheeling metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Wheeling metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $13,270 per household (20% below the U.S. average), households in the Wheeling metro area spend about $770M a year on rent and homeowner costs. Housing spending per office is 52% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Wheeling metro area has 13 mortgage brokers and lenders on map listings as of September 2026. 3 of them (23%) are chain locations, against 21% across the U.S. That comes to 2.2 for every 10,000 households, 49% below the U.S. rate of 4.3.

Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in the Wheeling metro area in 2023. That is one for every 14,506 households, against one for every 4,897 across the U.S.

Population estimates put the population change in the Wheeling metro area from 2020 to 2025 at −3.6%, against +3.1% for the U.S. The Wheeling metro area scores 50 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #181 of 373 scored metro areas and #3 of 6 scored metro areas based in West Virginia.

How the Wheeling metro area compares

The same measures for West Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Wheeling, WV-OH metro area compared with West Virginia and the U.S.
MeasureWheeling metro areaWest VirginiaU.S.
Listings per 10k households2.21.94.3
Housing spending per listing (U.S. = 100)152192100
Households per official establishment14,50613,2484,897
Official establishment growth, 2019–2023n/a−9.8%+9.5%
Population growth, 2020–2025−3.6%−1.4%+3.1%
Spending per household on rent and homeowner costs$13,270$13,873$16,661
Median household income$57,418$59,608$80,734
Groundwork market score5058

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4
Employees, 2023
11
Annual payroll, 2023
$677K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
133 chain locations
Listings at the U.S. rate for this spending
20The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Wheeling metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Wheeling metro area

Population, 2025 estimate
134,089−3.6% since 2020
Households
58,024
Median age
44.8
Homes lived in by their owners
72%
Vehicles per household
1.7
Land area
944 sq. mi.
People per square mile
145
Median household income
$57,418+14.0% vs. 2015–2019, before inflation
Average household income
$79,303
Median home value
$156,600
Jobs located here
58,297
Daytime population
134,771Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Wheeling metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Wheeling metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across West Virginia

Every West Virginia market ranked →

The highest-scoring metro areas in West Virginia for mortgage brokers and lenders, numbered among those based in West Virginia (a market based in another state is listed without a number), with the Wheeling metro area marked.

Top metro areas in West Virginia

Metro areas in West Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Hagerstown-Martinsburg, MD-WV65302.5154+7.1%#59 of 373
1Morgantown, WV61152.6143+1.3%#90 of 373
2Charleston, WV58171.9183−4.7%#115 of 373
Washington-Arlington-Alexandria, DC-VA-MD-WV521,0804.6107+3.3%#166 of 373
3Wheeling, WV-OH50132.2152−3.6%#181 of 373
4Parkersburg-Vienna, WV4851.3266−2.3%#196 of 373
5Huntington-Ashland, WV-KY-OH48422.8128−2.6%#198 of 373
Winchester, VA-WV41295.278+6.5%#260 of 373
6Beckley, WV3892.0167−4.3%#279 of 373

Other business types in the Wheeling metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Wheeling, WV-OH metro area?

Map listings as of September 2026 show 13 mortgage brokers and lenders in the Wheeling metro area. 3 of them (23%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Wheeling, WV-OH metro area spend on rent and homeowner costs?

About $770M a year, or $13,270 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). For the 13 mortgage brokers and lenders on map listings, housing spending per office is 52% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 58,024 households in the Wheeling metro area and national spending patterns by income.

How does the Wheeling, WV-OH metro area compare with the U.S. for mortgage brokers and lenders?

The Wheeling metro area has 2.2 mortgage brokers and lenders per 10,000 households, 49% below the U.S. rate of 4.3. The index of housing spending per office is 152, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Wheeling metro area would have about 20, against 13 on map listings. There is one business with payroll in the industry for every 14,506 households, against one for every 4,897 across the U.S.

How fast is the Wheeling, WV-OH metro area growing?

Population estimates put the Wheeling metro area at 134,089 people in 2025, down 3.6% since 2020, against +3.1% for the U.S. It has 58,024 households. Median household income in the Wheeling metro area is $57,418, 29% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 14.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Wheeling metro area scores 50 for mortgage brokers and lenders (upper middle), #181 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Wheeling metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Wheeling metro area

Screening a site or an acquisition in the Wheeling metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Wheeling metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.