Groundwork

Market rankings · Vermont

Mortgage brokers and lenders in Vermont

Markets across Vermont ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
41
15 chain locations (37%)
Official establishments
23
−8.0% since 2019
Household spending a year
$5B
On rent and homeowner costs
Listings per 10k households
1.5
65% below the U.S.
Housing spending per listing (U.S. = 100)
311
3.1 times the U.S.
Rank among states
#2 of 51
Market score 76 · High

A site report maps the mortgage brokers and lenders on map listings around any address in Vermont by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 41 mortgage brokers and lenders in Vermont. Of those, 15 are chain locations, or 37%, against 21% across the U.S. That comes to 1.5 for every 10,000 households, 65% below the U.S. rate of 4.3.

At $18,181 per household (9% above the U.S. average), households in Vermont spend about $5B a year on rent and homeowner costs. Housing spending per office is 3.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 23 businesses with payroll in Vermont classed as mortgage brokers and real estate lenders, down 8.0% from 2019. That is one for every 11,888 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.

Among the 50 states and DC, Vermont ranks #2 for mortgage brokers and lenders, with a Groundwork market score of 76 (high). The one scored metro area in or partly in Vermont, the Burlington-South Burlington metro area, scores 61. The one scored small-town market in or partly in Vermont, the Lebanon-Claremont area, scores 88.

Every market in Vermont for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Vermont, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Vermont, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Burlington-South Burlington, VT61323.4144+0.9%#89 of 373

Small-town markets

Small-town markets reaching Vermont, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Lebanon-Claremont, NH-VT8860.7722+1.5%#2 of 177
Rutland, VTNot scored20.8550−1.4%
Barre, VTNot scored31.2403−0.2%
Brattleboro, VTNot scored10.5887−1.4%
Bennington, VTNot scored10.7677−1.8%

Counties

Counties in Vermont, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Chittenden County, VT54304.2118+0.4%#353 of 887
Rutland County, VTNot scored20.8550−1.4%
Washington County, VTNot scored31.2403−0.2%
Windsor County, VTNot scored10.41,181−0.7%
Franklin County, VTNot scored21.0454+2.3%
Windham County, VTNot scored10.5887−1.4%
Addison County, VTNot scored00.0n/a+1.8%
Bennington County, VTNot scored10.7677−1.8%
Caledonia County, VTNot scored00.0n/a+0.8%
Orange County, VTNot scored00.0n/a+2.4%
Orleans County, VTNot scored00.0n/a+0.7%
Lamoille County, VTNot scored10.8550+1.4%
Grand Isle County, VTNot scored00.0n/a+3.2%
Essex County, VTNot scored00.0n/a+2.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Vermont?

Vermont has 41 mortgage brokers and lenders on map listings as of September 2026. 15 of them (37%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 23 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 8.0% from 2019.

How much do households in Vermont spend on rent and homeowner costs?

About $5B a year, or $18,181 per household. That is 9% above the U.S. average (an index of 109, where 100 is the U.S. average). For the 41 mortgage brokers and lenders on map listings, housing spending per office is 3.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 273,416 households in Vermont and national spending patterns by income.

How does Vermont compare with the U.S. for mortgage brokers and lenders?

Vermont has 1.5 mortgage brokers and lenders per 10,000 households, 65% below the U.S. rate of 4.3. The index of housing spending per office is 311, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Vermont would have about 127, against 41 on map listings. There is one business with payroll in the industry for every 11,888 households, against one for every 4,897 across the U.S. The official count fell 8.0% from 2019 to 2023, against +9.5% for the U.S.

Which market in Vermont has the highest market score for mortgage brokers and lenders?

The one scored metro area in or partly in Vermont is the Burlington-South Burlington metro area, at 61 (upper middle). The one scored small-town market in or partly in Vermont is the Lebanon-Claremont area, at 88 (high). The one scored county in Vermont is Chittenden County, at 54 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Vermont scores 76 for mortgage brokers and lenders (high), #2 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Vermont. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Vermont

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.