Groundwork

Real estate · Small-town market · Ohio

Mortgage brokers and lenders in the Salem, OH area

How the Salem, OH area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #132 of 177 scored small-town markets
#6 of 8 scored small-town markets based in Ohio

Listings
9
1 chain location (11%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$524.1M
On rent and homeowner costs · $12,642 a household
Housing spending per listing (U.S. = 100)
149
49% above the U.S.
Listings per 10k households
2.2
49% below the U.S.
Population, 2025
99,377
−2.2% since 2020

See the mortgage brokers and lenders around any address in the Salem area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Salem area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Salem area comes to about $524.1M a year: $12,642 per household, 24% below the U.S. average. Housing spending per office is 49% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There are 9 mortgage brokers and lenders on map listings in the Salem area as of September 2026. One of them (11%) is a chain location, against 21% across the U.S. That comes to 2.2 for every 10,000 households, 49% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Salem area, since they leave out counts under 3.

Between 2020 and 2025, the population of the Salem area declined 2.2%, against +3.1% for the U.S. The Groundwork market score for mortgage brokers and lenders in the Salem area is 37 (lower middle), #132 of 177 scored small-town markets and #6 of 8 scored small-town markets based in Ohio.

How the Salem area compares

The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Salem, OH area compared with Ohio and the U.S.
MeasureSalem areaOhioU.S.
Listings per 10k households2.22.94.3
Housing spending per listing (U.S. = 100)149123100
Households per official establishmentn/a8,7944,897
Official establishment growth, 2019–2023n/a+13.8%+9.5%
Population growth, 2020–2025−2.2%+0.9%+3.1%
Spending per household on rent and homeowner costs$12,642$13,878$16,661
Median household income$58,180$71,389$80,734
Groundwork market score3748

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
91 chain location
Listings at the U.S. rate for this spending
13The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Salem area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Salem area

Population, 2025 estimate
99,377−2.2% since 2020
Households
41,459
Median age
44.5
Homes lived in by their owners
73%
Vehicles per household
1.9
Land area
532 sq. mi.
People per square mile
189
Median household income
$58,180+20.3% vs. 2015–2019, before inflation
Average household income
$78,065
Median home value
$151,600
Jobs located here
28,013
Daytime population
85,744Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Salem area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Salem area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Ohio

Every Ohio market ranked →

The highest-scoring small-town markets in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with the Salem area marked.

Top small-town markets in Ohio

Small-town markets in Ohio ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Mount Vernon, OH6452.1167+1.9%#36 of 177
2Chillicothe, OH5551.7196−0.8%#72 of 177
3Wooster, OH54143.2111−0.1%#78 of 177
4Zanesville, OH50102.9113+0.7%#93 of 177
5Marion, OH4652.0161−0.4%#103 of 177
6Salem, OH3792.2149−2.2%#132 of 177
7Findlay, OH35123.893+0.1%#137 of 177
8Tiffin, OH14114.968−1.0%#177 of 177

Other business types in the Salem area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Salem, OH area?

As of September 2026, map listings count 9 mortgage brokers and lenders in the Salem area. One of them (11%) is a chain location. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Salem area: counts under 3 are left out.

How much do households in the Salem, OH area spend on rent and homeowner costs?

About $524.1M a year, or $12,642 per household. That is 24% below the U.S. average (an index of 76, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 49% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 41,459 households in the Salem area and national spending patterns by income.

How does the Salem, OH area compare with the U.S. for mortgage brokers and lenders?

The Salem area has 2.2 mortgage brokers and lenders per 10,000 households, 49% below the U.S. rate of 4.3. The index of housing spending per office is 149, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Salem area would have about 13, against 9 on map listings.

How fast is the Salem, OH area growing?

Population estimates put the Salem area at 99,377 people in 2025, down 2.2% since 2020, against +3.1% for the U.S. It has 41,459 households. Median household income in the Salem area is $58,180, 28% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Salem area scores 37 for mortgage brokers and lenders (lower middle), #132 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Salem area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Salem area

Screening a site or an acquisition in the Salem area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Salem area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.