Groundwork

Real estate · Small-town market · Ohio

Mortgage brokers and lenders in the Wapakoneta, OH area

The mortgage brokers and lenders in the Wapakoneta, OH area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 2.

Listings
2
1 chain location (50%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$266.1M
On rent and homeowner costs · $14,048 a household
Housing spending per listing (U.S. = 100)
341
Too few listings to compare
Listings per 10k households
1.1
Too few listings to compare
Population, 2025
45,909
−1.2% since 2020

See the mortgage brokers and lenders around any address in the Wapakoneta area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Wapakoneta area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 2 mortgage brokers and lenders in the Wapakoneta area. That is 1.1 per 10,000 households.

Households in the Wapakoneta area spend about $266.1M a year on rent and homeowner costs, or $14,048 per household, 16% below the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Wapakoneta area: counts under 3 aren’t published.

Between 2020 and 2025, the population of the Wapakoneta area declined 1.2%, against +3.1% for the U.S. With 2 mortgage brokers and lenders on map listings, the Wapakoneta area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Wapakoneta area compares

The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Wapakoneta, OH area compared with Ohio and the U.S.
MeasureWapakoneta areaOhioU.S.
Listings per 10k households1.12.94.3
Housing spending per listing (U.S. = 100)341123100
Households per official establishmentn/a8,7944,897
Official establishment growth, 2019–2023n/a+13.8%+9.5%
Population growth, 2020–2025−1.2%+0.9%+3.1%
Spending per household on rent and homeowner costs$14,048$13,878$16,661
Median household income$78,660$71,389$80,734
Groundwork market scoreNot scored48

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
21 chain location
Listings at the U.S. rate for this spending
7The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Wapakoneta area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Wapakoneta area

Population, 2025 estimate
45,909−1.2% since 2020
Households
18,940
Median age
41.5
Homes lived in by their owners
78%
Vehicles per household
2.1
Land area
401 sq. mi.
People per square mile
115
Median household income
$78,660+22.8% vs. 2015–2019, before inflation
Average household income
$94,188
Median home value
$189,800
Jobs located here
21,728
Daytime population
44,759Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Wapakoneta area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Wapakoneta area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Ohio

Every Ohio market ranked →

The highest-scoring small-town markets in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with the Wapakoneta area marked.

Top small-town markets in Ohio

Small-town markets in Ohio ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Mount Vernon, OH6452.1167+1.9%#36 of 177
2Chillicothe, OH5551.7196−0.8%#72 of 177
3Wooster, OH54143.2111−0.1%#78 of 177
4Zanesville, OH50102.9113+0.7%#93 of 177
5Marion, OH4652.0161−0.4%#103 of 177
6Salem, OH3792.2149−2.2%#132 of 177
7Findlay, OH35123.893+0.1%#137 of 177
8Tiffin, OH14114.968−1.0%#177 of 177
Wapakoneta, OHNot scored21.1341−1.2%

Other business types in the Wapakoneta area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Wapakoneta, OH area?

The Wapakoneta area has 2 mortgage brokers and lenders on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Wapakoneta area: counts under 3 are left out.

How much do households in the Wapakoneta, OH area spend on rent and homeowner costs?

About $266.1M a year, or $14,048 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 18,940 households in the Wapakoneta area and national spending patterns by income.

How does the Wapakoneta, OH area compare with the U.S. for mortgage brokers and lenders?

The Wapakoneta area has 2 mortgage brokers and lenders on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of mortgage brokers and lenders to household spending, the Wapakoneta area would have about 7, against 2 on map listings.

How fast is the Wapakoneta, OH area growing?

Population estimates put the Wapakoneta area at 45,909 people in 2025, down 1.2% since 2020, against +3.1% for the U.S. It has 18,940 households. The median household income in the Wapakoneta area is $78,660 a year, 3% below the U.S. median of $80,734. That rose 22.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Wapakoneta area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 2.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Wapakoneta area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Wapakoneta area

Screening a site or an acquisition in the Wapakoneta area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Wapakoneta area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.