Real estate · County · Ohio
Mortgage brokers and lenders in Lucas County, OH
How Lucas County, OH compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 54 out of 100: Upper middle
Ranked #341 of 887 scored counties
#11 of 33 scored counties in Ohio
- Listings
- 37
- 6 chain locations (16%)
- Official establishments
- 15
- Businesses with payroll, 2023
- Household spending a year
- $2.4B
- On rent and homeowner costs · $13,174 a household
- Housing spending per listing (U.S. = 100)
- 167
- 67% above the U.S.
- Listings per 10k households
- 2.0
- 53% below the U.S.
- Population, 2025
- 423,347
- −1.7% since 2020
See the mortgage brokers and lenders around any address in Lucas County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lucas County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $13,174 per household (21% below the U.S. average), households in Lucas County spend about $2.4B a year on rent and homeowner costs. Housing spending per office is 67% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 37 mortgage brokers and lenders on map listings in Lucas County as of September 2026. 6 of them (16%) are chain locations, against 21% across the U.S. That is 2.0 per 10,000 households, 53% below the U.S. rate of 4.3.
The official count of businesses with payroll classed as mortgage brokers and real estate lenders in Lucas County was 15 in 2023. That is one for every 12,216 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Lucas County declined 1.7%, against +3.1% for the U.S. The Groundwork market score for mortgage brokers and lenders in Lucas County is 54 (upper middle), #341 of 887 scored counties and #11 of 33 scored counties in Ohio.
How Lucas County compares
The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Lucas County | Ohio | U.S. |
|---|---|---|---|
| Listings per 10k households | 2.0 | 2.9 | 4.3 |
| Housing spending per listing (U.S. = 100) | 167 | 123 | 100 |
| Households per official establishment | 12,216 | 8,794 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +13.8% | +9.5% |
| Population growth, 2020–2025 | −1.7% | +0.9% | +3.1% |
| Spending per household on rent and homeowner costs | $13,174 | $13,878 | $16,661 |
| Median household income | $62,224 | $71,389 | $80,734 |
| Groundwork market score | 54 | 48 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 14 → 15
- Employees, 2023
- 91
- Annual payroll, 2023
- $6.3M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 376 chain locations
- Listings at the U.S. rate for this spending
- 62The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Lucas County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lucas County
- Population, 2025 estimate
- 423,347−1.7% since 2020
- Households
- 183,243
- Median age
- 39.7
- Homes lived in by their owners
- 62%
- Vehicles per household
- 1.6
- Land area
- 340 sq. mi.
- People per square mile
- 1,260
- Median household income
- $62,224+27.7% vs. 2015–2019, before inflation
- Average household income
- $87,001
- Median home value
- $163,900
- Jobs located here
- 202,605
- Daytime population
- 443,876Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lucas County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Lucas County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Ohio
Every Ohio market ranked →The highest-scoring counties in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with Lucas County marked.
Top counties in Ohio
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Fairfield County, OH | 76 | 13 | 2.2 | 179 | +6.5% | #62 of 887 |
| 2Licking County, OH | 70 | 17 | 2.5 | 152 | +3.8% | #123 of 887 |
| 3Wood County, OH | 67 | 7 | 1.3 | 281 | +1.5% | #143 of 887 |
| 4Miami County, OH | 64 | 11 | 2.4 | 148 | +3.4% | #187 of 887 |
| 5Clermont County, OH | 64 | 23 | 2.7 | 140 | +3.9% | #189 of 887 |
| 6Greene County, OH | 63 | 19 | 2.8 | 138 | +3.7% | #203 of 887 |
| 7Trumbull County, OH | 60 | 11 | 1.3 | 253 | −1.3% | #239 of 887 |
| 8Lorain County, OH | 58 | 30 | 2.4 | 153 | +3.1% | #276 of 887 |
| 9Medina County, OH | 57 | 19 | 2.6 | 152 | +1.3% | #292 of 887 |
| 10Montgomery County, OH | 55 | 60 | 2.6 | 133 | +0.5% | #330 of 887 |
| 11Lucas County, OH | 54 | 37 | 2.0 | 167 | −1.7% | #341 of 887 |
Other business types in Lucas County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate33
- Real estate agents and brokers38
- Property management33
- Mortgage brokers and lenders54
- Home inspectors53
Funeral services
Questions
How many mortgage brokers and lenders are in Lucas County, OH?
As of September 2026, map listings count 37 mortgage brokers and lenders in Lucas County. 6 of them (16%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 15 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Lucas County, OH spend on rent and homeowner costs?
About $2.4B a year, or $13,174 per household. That is 21% below the U.S. average (an index of 79, where 100 is the U.S. average). For the 37 mortgage brokers and lenders on map listings, housing spending per office is 67% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 183,243 households in Lucas County and national spending patterns by income.
How does Lucas County, OH compare with the U.S. for mortgage brokers and lenders?
Lucas County has 2.0 mortgage brokers and lenders per 10,000 households, 53% below the U.S. rate of 4.3. The index of housing spending per office is 167, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Lucas County would have about 62, against 37 on map listings. There is one business with payroll in the industry for every 12,216 households, against one for every 4,897 across the U.S.
How fast is Lucas County, OH growing?
Population estimates put Lucas County at 423,347 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 183,243 households. Median household income in Lucas County is $62,224, 23% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lucas County scores 54 for mortgage brokers and lenders (upper middle), #341 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lucas County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Lucas County
Screening a site or an acquisition in Lucas County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lucas County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.