Groundwork

Market rankings · New Mexico

Mortgage brokers and lenders in New Mexico

Every metro area, small-town market and county in New Mexico, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
322
67 chain locations (21%)
Official establishments
130
+44.4% since 2019
Household spending a year
$13.9B
On rent and homeowner costs
Listings per 10k households
3.8
12% below the U.S.
Housing spending per listing (U.S. = 100)
111
11% above the U.S.
Rank among states
#30 of 51
Market score 46 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in New Mexico by name and distance, and the spending within reach.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are 322 mortgage brokers and lenders on map listings in New Mexico as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. That is 3.8 per 10,000 households, 12% below the U.S. rate of 4.3.

At $16,591 per household (in line with the U.S. average), households in New Mexico spend about $13.9B a year on rent and homeowner costs. Housing spending per office is 11% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Official counts show 130 businesses with payroll classed as mortgage brokers and real estate lenders in New Mexico in 2023, up 44.4% from 2019. That is one for every 6,442 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 1 SBA-backed loan worth $100K has gone to businesses classed as mortgage brokers and real estate lenders in New Mexico.

Among the 50 states and DC, New Mexico ranks #30 for mortgage brokers and lenders, with a Groundwork market score of 46 (lower middle). Of the 4 scored metro areas in or partly in New Mexico, the Santa Fe metro area scores highest (61). The one scored small-town market in or partly in New Mexico, the Clovis area, scores 64.

Every market in New Mexico for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in New Mexico, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching New Mexico, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Santa Fe, NM61253.5132+1.2%#91 of 373
2Las Cruces, NM57323.8107+4.1%#128 of 373
3Farmington, NM44194.689−0.9%#232 of 373
4Albuquerque, NM342205.975+0.8%#327 of 373

Small-town markets

Small-town markets reaching New Mexico, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Clovis, NM6451.9206−3.3%#35 of 177
Hobbs, NMNot scored41.6266+0.2%
Gallup, NMNot scored10.5802−6.1%
Alamogordo, NMNot scored20.8494+3.7%
Roswell, NMNot scored41.7232−2.7%
Carlsbad-Artesia, NMNot scored20.8529+0.3%
Española, NMNot scored00.0n/a−1.0%
Taos, NMNot scored21.3320+0.3%
Las Vegas, NMNot scored00.0n/a−3.2%
Silver City, NMNot scored00.0n/a−3.4%
Deming, NMNot scored00.0n/a−0.2%
Ruidoso, NMNot scored44.099−2.3%
Los Alamos, NMNot scored11.24870.0%

Counties

Counties in New Mexico, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Sandoval County, NM8961.1445+6.9%#5 of 887
2Valencia County, NM7072.5161+7.2%#120 of 887
3Santa Fe County, NM62253.5132+1.2%#219 of 887
4Doña Ana County, NM58323.8107+4.1%#281 of 887
5Curry County, NM5052.7149−3.5%#436 of 887
6San Juan County, NM47194.689−0.9%#497 of 887
7Bernalillo County, NM272077.360−1.4%#823 of 887
Lea County, NMNot scored41.6266+0.2%
McKinley County, NMNot scored10.5802−6.1%
Otero County, NMNot scored20.8494+3.7%
Chaves County, NMNot scored41.7232−2.7%
Eddy County, NMNot scored20.8529+0.3%
Rio Arriba County, NMNot scored00.0n/a−1.0%
Taos County, NMNot scored21.3320+0.3%
Grant County, NMNot scored00.0n/a−3.4%
San Miguel County, NMNot scored00.0n/a−3.2%
Cibola County, NMNot scored00.0n/a−0.6%
Luna County, NMNot scored00.0n/a−0.2%
Lincoln County, NMNot scored44.099−2.3%
Los Alamos County, NMNot scored11.24870.0%
Roosevelt County, NMNot scored00.0n/a−2.8%
Socorro County, NMNot scored00.0n/a−4.3%
Torrance County, NMNot scored00.0n/a+6.9%
Colfax County, NMNot scored00.0n/a−1.4%
Sierra County, NMNot scored00.0n/a−1.4%
Show all 33 counties
Counties in New Mexico, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Quay County, NMNot scored00.0n/a−3.0%
Guadalupe County, NMNot scored00.0n/a−2.2%
Mora County, NMNot scored00.0n/a−3.3%
Hidalgo County, NMNot scored00.0n/a−5.6%
Union County, NMNot scored17.055−5.5%
Catron County, NMNot scored00.0n/a+6.1%
De Baca County, NMNot scored00.0n/a−2.4%
Harding County, NMNot scored00.0n/a−5.4%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in New Mexico?

As of September 2026, map listings count 322 mortgage brokers and lenders in New Mexico. 67 of them (21%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 130 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 44.4% from 2019.

How much do households in New Mexico spend on rent and homeowner costs?

About $13.9B a year, or $16,591 per household. That is in line with the U.S. average (an index of 100, where 100 is the U.S. average). For the 322 mortgage brokers and lenders on map listings, housing spending per office is 11% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 837,414 households in New Mexico and national spending patterns by income.

How does New Mexico compare with the U.S. for mortgage brokers and lenders?

New Mexico has 3.8 mortgage brokers and lenders per 10,000 households, 12% below the U.S. rate of 4.3. The index of housing spending per office is 111, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, New Mexico would have about 356, against 322 on map listings. There is one business with payroll in the industry for every 6,442 households, against one for every 4,897 across the U.S. The official count rose 44.4% from 2019 to 2023, against +9.5% for the U.S.

Which market in New Mexico has the highest market score for mortgage brokers and lenders?

Among 4 scored metro areas in or partly in New Mexico, the Santa Fe metro area scores highest, at 61 (upper middle). The one scored small-town market in or partly in New Mexico is the Clovis area, at 64 (upper middle). Among 7 scored counties in New Mexico, Sandoval County scores highest, at 89 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. New Mexico scores 46 for mortgage brokers and lenders (lower middle), #30 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in New Mexico. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in New Mexico

Screening a site or an acquisition in New Mexico?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.