Groundwork

Real estate · County · Ohio

Mortgage brokers and lenders in Miami County, OH

How Miami County, OH compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 64 out of 100: Upper middle

Ranked #187 of 887 scored counties
#4 of 33 scored counties in Ohio

Listings
11
4 chain locations (36%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$633.2M
On rent and homeowner costs · $14,100 a household
Housing spending per listing (U.S. = 100)
148
48% above the U.S.
Listings per 10k households
2.4
44% below the U.S.
Population, 2025
112,634
+3.4% since 2020

See the mortgage brokers and lenders around any address in Miami County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Miami County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Miami County spend about $633.2M a year on rent and homeowner costs, or $14,100 per household, 15% below the U.S. average. Housing spending per office is 48% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Miami County has 11 mortgage brokers and lenders on map listings as of September 2026. Of those, 4 are chain locations, or 36%, against 21% across the U.S. That is 2.4 per 10,000 households, 44% below the U.S. rate of 4.3.

Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in Miami County in 2023. That is one for every 11,227 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of Miami County grew 3.4%, in step with the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Miami County is 64 (upper middle), #187 of 887 scored counties and #4 of 33 scored counties in Ohio. That puts it in the top quarter of counties.

How Miami County compares

The same measures for Ohio and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Miami County, OH compared with Ohio and the U.S.
MeasureMiami CountyOhioU.S.
Listings per 10k households2.42.94.3
Housing spending per listing (U.S. = 100)148123100
Households per official establishment11,2278,7944,897
Official establishment growth, 2019–2023n/a+13.8%+9.5%
Population growth, 2020–2025+3.4%+0.9%+3.1%
Spending per household on rent and homeowner costs$14,100$13,878$16,661
Median household income$76,817$71,389$80,734
Groundwork market score6448

Official counts and lending

Businesses

Official establishments, 2019 to 2023
3 → 4
Employees, 2023
13
Annual payroll, 2023
$1.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
114 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Miami County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Miami County

Population, 2025 estimate
112,634+3.4% since 2020
Households
44,906
Median age
42.1
Homes lived in by their owners
73%
Vehicles per household
2.0
Land area
407 sq. mi.
People per square mile
271
Median household income
$76,817+25.8% vs. 2015–2019, before inflation
Average household income
$96,707
Median home value
$229,100
Jobs located here
42,098
Daytime population
100,851Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Miami County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Miami County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for mortgage brokers and lenders, numbered among those based in Ohio, with Miami County marked.

Top counties in Ohio

Counties in Ohio ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Fairfield County, OH76132.2179+6.5%#62 of 887
2Licking County, OH70172.5152+3.8%#123 of 887
3Wood County, OH6771.3281+1.5%#143 of 887
4Miami County, OH64112.4148+3.4%#187 of 887
5Clermont County, OH64232.7140+3.9%#189 of 887
6Greene County, OH63192.8138+3.7%#203 of 887
7Trumbull County, OH60111.3253−1.3%#239 of 887
8Lorain County, OH58302.4153+3.1%#276 of 887
9Medina County, OH57192.6152+1.3%#292 of 887
10Montgomery County, OH55602.6133+0.5%#330 of 887

Other business types in Miami County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Miami County, OH?

Map listings as of September 2026 show 11 mortgage brokers and lenders in Miami County. 4 of them (36%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Miami County, OH spend on rent and homeowner costs?

About $633.2M a year, or $14,100 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). For the 11 mortgage brokers and lenders on map listings, housing spending per office is 48% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 44,906 households in Miami County and national spending patterns by income.

How does Miami County, OH compare with the U.S. for mortgage brokers and lenders?

Miami County has 2.4 mortgage brokers and lenders per 10,000 households, 44% below the U.S. rate of 4.3. The index of housing spending per office is 148, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Miami County would have about 16, against 11 on map listings. There is one business with payroll in the industry for every 11,227 households, against one for every 4,897 across the U.S.

How fast is Miami County, OH growing?

Population estimates put Miami County at 112,634 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 44,906 households. Median household income in Miami County is $76,817, 5% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Miami County scores 64 for mortgage brokers and lenders (upper middle), #187 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Miami County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Miami County

Screening a site or an acquisition in Miami County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Miami County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.