Market rankings · Rhode Island
Mortgage brokers and lenders in Rhode Island
Every metro area, small-town market and county in Rhode Island, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 219
- 43 chain locations (20%)
- Official establishments
- 74
- −3.9% since 2019
- Household spending a year
- $8.3B
- On rent and homeowner costs
- Listings per 10k households
- 5.0
- 16% above the U.S.
- Housing spending per listing (U.S. = 100)
- 97
- 3% below the U.S.
- Rank among states
- #26 of 51
- Market score 48 · Lower middle
A site report maps the mortgage brokers and lenders on map listings around any address in Rhode Island by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
There are 219 mortgage brokers and lenders on map listings in Rhode Island as of September 2026. Of those, 43 are chain locations, or 20%, against 21% across the U.S. Per 10,000 households, that is 5.0, 16% above the U.S. rate of 4.3.
Households in Rhode Island spend about $8.3B a year on rent and homeowner costs, or $18,750 per household, 13% above the U.S. average. Housing spending per office is 3% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
In 2023, official counts showed 74 businesses with payroll in Rhode Island classed as mortgage brokers and real estate lenders, down 3.9% from 2019. That is one for every 5,967 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.
Among the 50 states and DC, Rhode Island ranks #26 for mortgage brokers and lenders, with a Groundwork market score of 48 (lower middle). The one scored metro area in or partly in Rhode Island, the Providence-Warwick metro area, scores 52. Among 5 scored counties, Washington County scores highest (72).
Every market in Rhode Island for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Rhode Island, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Providence-Warwick, RI-MA | 52 | 295 | 4.4 | 110 | +2.1% | #165 of 373 |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Washington County, RI | 72 | 14 | 2.7 | 197 | 0.0% | #93 of 887 |
| 2Bristol County, RI | 68 | 6 | 3.0 | 181 | −1.5% | #133 of 887 |
| 3Newport County, RI | 63 | 14 | 3.8 | 136 | −2.9% | #204 of 887 |
| 4Providence County, RI | 54 | 128 | 4.9 | 93 | +2.8% | #367 of 887 |
| 5Kent County, RI | 33 | 57 | 7.8 | 63 | +1.8% | #740 of 887 |
Questions
How many mortgage brokers and lenders are in Rhode Island?
As of September 2026, map listings count 219 mortgage brokers and lenders in Rhode Island. 43 of them (20%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 74 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, down 3.9% from 2019.
How much do households in Rhode Island spend on rent and homeowner costs?
About $8.3B a year, or $18,750 per household. That is 13% above the U.S. average (an index of 113, where 100 is the U.S. average). For the 219 mortgage brokers and lenders on map listings, housing spending per office is 3% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 441,570 households in Rhode Island and national spending patterns by income.
How does Rhode Island compare with the U.S. for mortgage brokers and lenders?
Rhode Island has 5.0 mortgage brokers and lenders per 10,000 households, 16% above the U.S. rate of 4.3. The index of housing spending per office is 97, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Rhode Island would have about 212, against 219 on map listings. There is one business with payroll in the industry for every 5,967 households, against one for every 4,897 across the U.S. The official count fell 3.9% from 2019 to 2023, against +9.5% for the U.S.
Which market in Rhode Island has the highest market score for mortgage brokers and lenders?
The one scored metro area in or partly in Rhode Island is the Providence-Warwick metro area, at 52 (upper middle). Among 5 scored counties in Rhode Island, Washington County scores highest, at 72 (upper middle). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Rhode Island scores 48 for mortgage brokers and lenders (lower middle), #26 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Rhode Island. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
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Top markets for mortgage brokers and lenders across the U.S. · All business types in Rhode Island
Related business types in Rhode Island
- Real estate1,499 listings
- Real estate agents and brokers1,147 listings
- Property management117 listings
- Home inspectors16 listings
Screening a site or an acquisition in Rhode Island?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.