Market rankings · Illinois
Mortgage brokers and lenders in Illinois
Every metro area, small-town market and county in Illinois, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 1,997
- 611 chain locations (31%)
- Official establishments
- 691
- +2.7% since 2019
- Household spending a year
- $74.9B
- On rent and homeowner costs
- Listings per 10k households
- 4.0
- 7% below the U.S.
- Housing spending per listing (U.S. = 100)
- 96
- 4% below the U.S.
- Rank among states
- #40 of 51
- Market score 38 · Lower middle
A site report maps the mortgage brokers and lenders on map listings around any address in Illinois by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
There are 1,997 mortgage brokers and lenders on map listings in Illinois as of September 2026. Chain locations make up 31% of them, against 21% across the U.S. That comes to 4.0 for every 10,000 households, 7% below the U.S. rate of 4.3.
Household spending on rent and homeowner costs in Illinois comes to about $74.9B a year: $14,866 per household, 11% below the U.S. average. Housing spending per office is 4% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
In 2023, official counts showed 691 businesses with payroll in Illinois classed as mortgage brokers and real estate lenders, up 2.7% from 2019. That is one for every 7,289 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 4 SBA-backed loans worth $756K have gone to businesses classed as mortgage brokers and real estate lenders in Illinois.
Among the 50 states and DC, Illinois ranks #40 for mortgage brokers and lenders, with a Groundwork market score of 38 (lower middle). Of the 11 scored metro areas in or partly in Illinois, the Springfield metro area scores highest (66). Of the 3 scored small-town markets in or partly in Illinois, the Marion-Herrin area scores highest (61).
Every market in Illinois for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Illinois, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Springfield, IL | 66 | 12 | 1.3 | 271 | −1.2% | #48 of 373 |
| 2Champaign-Urbana, IL | 63 | 18 | 1.8 | 189 | +1.5% | #70 of 373 |
| 3Rockford, IL | 62 | 17 | 1.3 | 276 | −0.3% | #80 of 373 |
| 4Bloomington, IL | 59 | 18 | 2.6 | 144 | +0.1% | #107 of 373 |
| 5Peoria, IL | 55 | 28 | 1.8 | 196 | −1.3% | #139 of 373 |
| Davenport-Moline-Rock Island, IA-IL | 55 | 36 | 2.2 | 160 | −0.9% | #141 of 373 |
| 6Kankakee, IL | 50 | 6 | 1.5 | 243 | −1.7% | #179 of 373 |
| Cape Girardeau, MO-IL | 38 | 16 | 4.2 | 81 | +1.7% | #282 of 373 |
| Paducah, KY-IL | 35 | 13 | 3.1 | 116 | −1.2% | #313 of 373 |
| St. Louis, MO-IL | 32 | 525 | 4.5 | 83 | −0.2% | #344 of 373 |
| 7Chicago-Naperville-Elgin, IL-IN | 32 | 1,861 | 5.1 | 77 | 0.0% | #346 of 373 |
| Decatur, IL | Not scored | 4 | 0.9 | 366 | −4.3% |
Small-town markets
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Marion-Herrin, IL | 61 | 6 | 2.1 | 165 | +0.2% | #44 of 177 |
| 2Ottawa, IL | 58 | 8 | 1.3 | 271 | −1.6% | #58 of 177 |
| 3Quincy, IL-MO | 32 | 9 | 2.9 | 116 | −2.0% | #146 of 177 |
| Danville, IL | Not scored | 2 | 0.7 | 485 | −3.7% | |
| Sterling, IL | Not scored | 4 | 1.7 | 195 | −2.6% | |
| Carbondale, IL | Not scored | 0 | 0.0 | n/a | −1.5% | |
| Rochelle, IL | Not scored | 3 | 1.4 | 252 | −0.7% | |
| Galesburg, IL | Not scored | 2 | 1.0 | 335 | −4.1% | |
| Charleston-Mattoon, IL | Not scored | 3 | 1.4 | 223 | −1.0% | |
| Effingham, IL | Not scored | 4 | 2.2 | 163 | −0.9% | |
| Burlington, IA-IL | Not scored | 0 | 0.0 | n/a | −2.5% | |
| Freeport, IL | Not scored | 4 | 2.1 | 161 | −3.0% | |
| Jacksonville, IL | Not scored | 0 | 0.0 | n/a | −3.1% | |
| Centralia, IL | Not scored | 1 | 0.6 | 508 | −3.4% | |
| Mount Vernon, IL | Not scored | 2 | 1.3 | 246 | −2.3% | |
| Pontiac, IL | Not scored | 2 | 1.4 | 258 | −2.1% | |
| Dixon, IL | Not scored | 1 | 0.7 | 467 | −3.4% | |
| Taylorville, IL | Not scored | 0 | 0.0 | n/a | −1.5% | |
| Canton, IL | Not scored | 2 | 1.4 | 227 | −2.0% | |
| Lincoln, IL | Not scored | 2 | 1.8 | 192 | −2.5% | |
| Macomb, IL | Not scored | 2 | 1.7 | 188 | −4.5% |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kendall County, IL | 83 | 6 | 1.3 | 318 | +9.9% | #13 of 887 |
| 2Tazewell County, IL | 66 | 5 | 0.9 | 391 | −0.9% | #156 of 887 |
| 3Sangamon County, IL | 66 | 12 | 1.4 | 256 | −1.0% | #158 of 887 |
| 4Champaign County, IL | 63 | 17 | 2.0 | 173 | +1.8% | #200 of 887 |
| 5Winnebago County, IL | 61 | 17 | 1.5 | 233 | −0.4% | #227 of 887 |
| 6Will County, IL | 60 | 88 | 3.6 | 116 | +2.2% | #254 of 887 |
| 7McLean County, IL | 59 | 18 | 2.6 | 144 | +0.1% | #264 of 887 |
| 8Williamson County, IL | 55 | 6 | 2.1 | 165 | +0.2% | #326 of 887 |
| 9LaSalle County, IL | 52 | 5 | 1.1 | 319 | −1.5% | #395 of 887 |
| 10Kankakee County, IL | 51 | 6 | 1.5 | 243 | −1.7% | #409 of 887 |
| 11Grundy County, IL | 51 | 7 | 3.4 | 115 | +2.9% | #422 of 887 |
| 12McHenry County, IL | 51 | 54 | 4.6 | 90 | +2.5% | #431 of 887 |
| 13Lake County, IL | 50 | 116 | 4.5 | 96 | +0.8% | #448 of 887 |
| 14Rock Island County, IL | 43 | 12 | 1.9 | 175 | −1.7% | #562 of 887 |
| 15Madison County, IL | 43 | 33 | 3.0 | 121 | −1.0% | #565 of 887 |
| 16Peoria County, IL | 43 | 23 | 3.0 | 118 | −1.6% | #566 of 887 |
| 17St. Clair County, IL | 38 | 37 | 3.7 | 98 | −2.5% | #659 of 887 |
| 18DeKalb County, IL | 37 | 13 | 3.3 | 107 | +1.5% | #674 of 887 |
| 19Cook County, IL | 35 | 943 | 4.5 | 85 | −1.3% | #707 of 887 |
| 20Kane County, IL | 33 | 147 | 8.0 | 52 | +1.8% | #743 of 887 |
| 21Adams County, IL | 26 | 9 | 3.2 | 105 | −2.1% | #827 of 887 |
| 22DuPage County, IL | 22 | 364 | 10.4 | 42 | +0.3% | #861 of 887 |
| Macon County, IL | Not scored | 4 | 0.9 | 366 | −4.3% | |
| Vermilion County, IL | Not scored | 2 | 0.7 | 485 | −3.7% | |
| Whiteside County, IL | Not scored | 4 | 1.7 | 195 | −2.6% |
Show all 102 counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| Boone County, IL | Not scored | 0 | 0.0 | n/a | +0.4% | |
| Jackson County, IL | Not scored | 0 | 0.0 | n/a | −1.5% | |
| Ogle County, IL | Not scored | 3 | 1.4 | 252 | −0.7% | |
| Knox County, IL | Not scored | 2 | 1.0 | 335 | −4.1% | |
| Henry County, IL | Not scored | 2 | 1.0 | 359 | −2.2% | |
| Coles County, IL | Not scored | 3 | 1.4 | 223 | −1.0% | |
| Macoupin County, IL | Not scored | 0 | 0.0 | n/a | −2.6% | |
| Stephenson County, IL | Not scored | 4 | 2.1 | 161 | −3.0% | |
| Woodford County, IL | Not scored | 0 | 0.0 | n/a | −0.8% | |
| Franklin County, IL | Not scored | 0 | 0.0 | n/a | −2.1% | |
| Marion County, IL | Not scored | 1 | 0.6 | 508 | −3.4% | |
| Clinton County, IL | Not scored | 2 | 1.4 | 272 | +0.6% | |
| Jefferson County, IL | Not scored | 2 | 1.3 | 246 | −2.3% | |
| Livingston County, IL | Not scored | 2 | 1.4 | 258 | −2.1% | |
| Monroe County, IL | Not scored | 1 | 0.7 | 566 | −0.3% | |
| Effingham County, IL | Not scored | 4 | 2.9 | 127 | −0.5% | |
| Lee County, IL | Not scored | 1 | 0.7 | 467 | −3.4% | |
| Christian County, IL | Not scored | 0 | 0.0 | n/a | −1.5% | |
| Morgan County, IL | Not scored | 0 | 0.0 | n/a | −2.9% | |
| Fulton County, IL | Not scored | 2 | 1.4 | 227 | −2.0% | |
| Bureau County, IL | Not scored | 3 | 2.1 | 160 | −2.1% | |
| Randolph County, IL | Not scored | 0 | 0.0 | n/a | −0.6% | |
| Montgomery County, IL | Not scored | 0 | 0.0 | n/a | −0.6% | |
| Logan County, IL | Not scored | 2 | 1.8 | 192 | −2.5% | |
| McDonough County, IL | Not scored | 2 | 1.7 | 188 | −4.5% | |
| Iroquois County, IL | Not scored | 1 | 0.9 | 386 | −3.0% | |
| Saline County, IL | Not scored | 1 | 1.0 | 322 | −4.1% | |
| Jo Daviess County, IL | Not scored | 0 | 0.0 | n/a | −2.2% | |
| Fayette County, IL | Not scored | 0 | 0.0 | n/a | −3.2% | |
| Jersey County, IL | Not scored | 0 | 0.0 | n/a | −1.5% | |
| Shelby County, IL | Not scored | 0 | 0.0 | n/a | −1.6% | |
| Perry County, IL | Not scored | 3 | 3.8 | 88 | −3.5% | |
| Douglas County, IL | Not scored | 0 | 0.0 | n/a | +0.5% | |
| Crawford County, IL | Not scored | 0 | 0.0 | n/a | +0.1% | |
| Hancock County, IL | Not scored | 1 | 1.3 | 255 | −4.4% | |
| Union County, IL | Not scored | 1 | 1.5 | 222 | −3.7% | |
| Bond County, IL | Not scored | 0 | 0.0 | n/a | +0.6% | |
| Piatt County, IL | Not scored | 1 | 1.4 | 267 | +0.6% | |
| Edgar County, IL | Not scored | 0 | 0.0 | n/a | −2.9% | |
| Warren County, IL | Not scored | 1 | 1.5 | 232 | −3.6% | |
| Wayne County, IL | Not scored | 0 | 0.0 | n/a | −1.6% | |
| Richland County, IL | Not scored | 1 | 1.6 | 212 | −3.7% | |
| Carroll County, IL | Not scored | 0 | 0.0 | n/a | −1.7% | |
| Mercer County, IL | Not scored | 1 | 1.5 | 234 | −2.6% | |
| De Witt County, IL | Not scored | 0 | 0.0 | n/a | −2.1% | |
| Clark County, IL | Not scored | 1 | 1.5 | 225 | −2.2% | |
| Lawrence County, IL | Not scored | 1 | 1.8 | 182 | −9.7% | |
| Pike County, IL | Not scored | 0 | 0.0 | n/a | −2.8% | |
| Moultrie County, IL | Not scored | 0 | 0.0 | n/a | −0.8% | |
| Massac County, IL | Not scored | 0 | 0.0 | n/a | −4.5% | |
| Washington County, IL | Not scored | 0 | 0.0 | n/a | −1.2% | |
| White County, IL | Not scored | 0 | 0.0 | n/a | −4.0% | |
| Ford County, IL | Not scored | 0 | 0.0 | n/a | −2.2% | |
| Johnson County, IL | Not scored | 0 | 0.0 | n/a | +0.4% | |
| Clay County, IL | Not scored | 0 | 0.0 | n/a | −3.6% | |
| Cass County, IL | Not scored | 0 | 0.0 | n/a | −4.0% | |
| Mason County, IL | Not scored | 0 | 0.0 | n/a | −4.9% | |
| Menard County, IL | Not scored | 0 | 0.0 | n/a | −3.3% | |
| Greene County, IL | Not scored | 0 | 0.0 | n/a | −5.1% | |
| Marshall County, IL | Not scored | 0 | 0.0 | n/a | −2.0% | |
| Wabash County, IL | Not scored | 0 | 0.0 | n/a | −3.6% | |
| Cumberland County, IL | Not scored | 0 | 0.0 | n/a | −2.1% | |
| Jasper County, IL | Not scored | 0 | 0.0 | n/a | −2.4% | |
| Hamilton County, IL | Not scored | 0 | 0.0 | n/a | −1.7% | |
| Schuyler County, IL | Not scored | 0 | 0.0 | n/a | −3.0% | |
| Brown County, IL | Not scored | 0 | 0.0 | n/a | +2.7% | |
| Henderson County, IL | Not scored | 0 | 0.0 | n/a | −5.6% | |
| Edwards County, IL | Not scored | 0 | 0.0 | n/a | −5.0% | |
| Putnam County, IL | Not scored | 0 | 0.0 | n/a | −0.1% | |
| Stark County, IL | Not scored | 0 | 0.0 | n/a | −1.2% | |
| Pulaski County, IL | Not scored | 0 | 0.0 | n/a | −6.9% | |
| Scott County, IL | Not scored | 0 | 0.0 | n/a | −4.0% | |
| Alexander County, IL | Not scored | 0 | 0.0 | n/a | −11.6% | |
| Gallatin County, IL | Not scored | 0 | 0.0 | n/a | −6.4% | |
| Calhoun County, IL | Not scored | 0 | 0.0 | n/a | −2.2% | |
| Pope County, IL | Not scored | 0 | 0.0 | n/a | −2.2% | |
| Hardin County, IL | Not scored | 0 | 0.0 | n/a | −1.8% |
Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many mortgage brokers and lenders are in Illinois?
As of September 2026, map listings count 1,997 mortgage brokers and lenders in Illinois. 611 of them (31%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 691 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 2.7% from 2019.
How much do households in Illinois spend on rent and homeowner costs?
About $74.9B a year, or $14,866 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). For the 1,997 mortgage brokers and lenders on map listings, housing spending per office is 4% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 5,036,449 households in Illinois and national spending patterns by income.
How does Illinois compare with the U.S. for mortgage brokers and lenders?
Illinois has 4.0 mortgage brokers and lenders per 10,000 households, 7% below the U.S. rate of 4.3. The index of housing spending per office is 96, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Illinois would have about 1,919, against 1,997 on map listings. There is one business with payroll in the industry for every 7,289 households, against one for every 4,897 across the U.S. The official count rose 2.7% from 2019 to 2023, against +9.5% for the U.S.
Which market in Illinois has the highest market score for mortgage brokers and lenders?
Among 11 scored metro areas in or partly in Illinois, the Springfield metro area scores highest, at 66 (upper middle). Among 3 scored small-town markets in or partly in Illinois, the Marion-Herrin area scores highest, at 61 (upper middle). Among 22 scored counties in Illinois, Kendall County scores highest, at 83 (high). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Illinois scores 38 for mortgage brokers and lenders (lower middle), #40 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Illinois. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
Mortgage brokers and lenders in other states
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Top markets for mortgage brokers and lenders across the U.S. · All business types in Illinois
Related business types in Illinois
- Real estate16,459 listings
- Real estate agents and brokers12,860 listings
- Property management1,280 listings
- Home inspectors322 listings
Screening a site or an acquisition in Illinois?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.