Groundwork

Market rankings · Arizona

Mortgage brokers and lenders in Arizona

Every metro area, small-town market and county in Arizona, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
2,045
347 chain locations (17%)
Official establishments
957
+19.9% since 2019
Household spending a year
$51.6B
On rent and homeowner costs
Listings per 10k households
7.2
67% above the U.S.
Housing spending per listing (U.S. = 100)
65
35% below the U.S.
Rank among states
#45 of 51
Market score 34 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Arizona by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are 2,045 mortgage brokers and lenders on map listings in Arizona as of September 2026. Of those, 347 are chain locations, or 17%, against 21% across the U.S. Per 10,000 households, that is 7.2, 67% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Arizona comes to about $51.6B a year: $18,061 per household, 8% above the U.S. average. Housing spending per office is 35% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Official counts show 957 businesses with payroll classed as mortgage brokers and real estate lenders in Arizona in 2023, up 19.9% from 2019. That is one for every 2,984 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 7 SBA-backed loans worth $2.1M have gone to businesses classed as mortgage brokers and real estate lenders in Arizona.

Among the 50 states and DC, Arizona ranks #45 for mortgage brokers and lenders, with a Groundwork market score of 34 (lower middle). Of the 7 scored metro areas in or partly in Arizona, the Prescott Valley-Prescott metro area scores highest (56). Of the 2 scored small-town markets in or partly in Arizona, the Show Low area scores highest (68).

Every market in Arizona for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Arizona, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Arizona, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Prescott Valley-Prescott, AZ56413.7118+6.5%#138 of 373
2Sierra Vista-Douglas, AZ53183.5115+0.6%#158 of 373
3Yuma, AZ48374.788+9.2%#202 of 373
4Lake Havasu City-Kingman, AZ47403.9103+6.5%#209 of 373
5Tucson, AZ412505.777+2.8%#261 of 373
6Flagstaff, AZ39264.795−0.6%#272 of 373
7Phoenix-Mesa-Chandler, AZ361,6118.557+7.3%#309 of 373

Small-town markets

Small-town markets reaching Arizona, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Show Low, AZ6871.7223+3.0%#23 of 177
2Safford, AZ5953.9107+4.0%#57 of 177
Payson, AZNot scored31.3324+0.9%
Nogales, AZNot scored10.6669+4.8%

Counties

Counties in Arizona, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Pinal County, AZ92211.3349+25.4%#1 of 887
2Navajo County, AZ6271.7223+3.0%#212 of 887
3Yavapai County, AZ57413.7118+6.5%#300 of 887
4Graham County, AZ5553.9107+4.0%#335 of 887
5Cochise County, AZ54183.5115+0.6%#356 of 887
6Yuma County, AZ50374.788+9.2%#452 of 887
7Mohave County, AZ47403.9103+6.5%#494 of 887
8Pima County, AZ462505.777+2.8%#518 of 887
9Coconino County, AZ43264.795−0.6%#568 of 887
10Maricopa County, AZ351,5909.253+5.5%#717 of 887
Apache County, AZNot scored20.9385−2.2%
Gila County, AZNot scored31.3324+0.9%
Santa Cruz County, AZNot scored10.6669+4.8%
La Paz County, AZNot scored22.2173+0.9%
Greenlee County, AZNot scored25.676−2.3%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Arizona?

As of September 2026, map listings count 2,045 mortgage brokers and lenders in Arizona. 347 of them (17%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 957 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 19.9% from 2019.

How much do households in Arizona spend on rent and homeowner costs?

About $51.6B a year, or $18,061 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 2,045 mortgage brokers and lenders on map listings, housing spending per office is 35% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,856,081 households in Arizona and national spending patterns by income.

How does Arizona compare with the U.S. for mortgage brokers and lenders?

Arizona has 7.2 mortgage brokers and lenders per 10,000 households, 67% above the U.S. rate of 4.3. The index of housing spending per office is 65, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Arizona would have about 1,322, against 2,045 on map listings. There is one business with payroll in the industry for every 2,984 households, against one for every 4,897 across the U.S. The official count rose 19.9% from 2019 to 2023, against +9.5% for the U.S.

Which market in Arizona has the highest market score for mortgage brokers and lenders?

Among 7 scored metro areas in or partly in Arizona, the Prescott Valley-Prescott metro area scores highest, at 56 (upper middle). Among 2 scored small-town markets in or partly in Arizona, the Show Low area scores highest, at 68 (upper middle). Among 10 scored counties in Arizona, Pinal County scores highest, at 92 (very high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Arizona scores 34 for mortgage brokers and lenders (lower middle), #45 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Arizona. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Arizona

Screening a site or an acquisition in Arizona?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.