Groundwork

Market rankings · Washington

Mortgage brokers and lenders in Washington

Every metro area, small-town market and county in Washington, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
1,867
356 chain locations (19%)
Official establishments
798
+2.3% since 2019
Household spending a year
$60.6B
On rent and homeowner costs
Listings per 10k households
6.1
42% above the U.S.
Housing spending per listing (U.S. = 100)
83
17% below the U.S.
Rank among states
#32 of 51
Market score 43 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Washington by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are 1,867 mortgage brokers and lenders on map listings in Washington as of September 2026. Chain locations make up 19% of them, against 21% across the U.S. Per 10,000 households, that is 6.1, 42% above the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Washington comes to about $60.6B a year: $19,779 per household, 19% above the U.S. average. Housing spending per office is 17% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Official counts show 798 businesses with payroll classed as mortgage brokers and real estate lenders in Washington in 2023, up 2.3% from 2019. That is one for every 3,841 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 2 SBA-backed loans worth $156K have gone to businesses classed as mortgage brokers and real estate lenders in Washington.

Among the 50 states and DC, Washington ranks #32 for mortgage brokers and lenders, with a Groundwork market score of 43 (lower middle). Of the 13 scored metro areas in or partly in Washington, the Kennewick-Richland metro area scores highest (59). Of the 7 scored small-town markets in or partly in Washington, the Centralia area scores highest (88).

Every market in Washington for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Washington, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Washington, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Kennewick-Richland, WA59514.7101+6.5%#112 of 373
2Longview-Kelso, WA58143.2139+3.5%#116 of 373
3Yakima, WA52343.9111+1.0%#164 of 373
4Bremerton-Silverdale-Port Orchard, WA50575.397+2.7%#188 of 373
5Mount Vernon-Anacortes, WA48254.8100+2.4%#199 of 373
6Wenatchee-East Wenatchee, WA47347.266+5.0%#211 of 373
7Bellingham, WA46515.486+3.9%#216 of 373
8Walla Walla, WA42114.795−0.4%#246 of 373
Lewiston, ID-WA42134.990+1.5%#247 of 373
9Seattle-Tacoma-Bellevue, WA411,1176.978+3.3%#258 of 373
10Olympia-Lacey-Tumwater, WA40746.278+2.8%#268 of 373
11Spokane-Spokane Valley, WA371526.471+3.5%#299 of 373
Portland-Vancouver-Hillsboro, OR-WA317267.270+1.0%#348 of 373

Small-town markets

Small-town markets reaching Washington, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Centralia, WA8872.1207+6.7%#4 of 177
2Shelton, WA8183.1150+7.8%#7 of 177
3Moses Lake, WA7892.5172+6.3%#9 of 177
4Oak Harbor, WA60133.6132−1.5%#47 of 177
5Pullman, WA5963.2129+1.5%#54 of 177
6Port Angeles, WA59123.4128+1.1%#55 of 177
7Ellensburg, WA44115.583+4.2%#115 of 177
Aberdeen, WANot scored41.3321+3.0%
Port Townsend, WANot scored31.8246+2.7%
Othello, WANot scored11.6268+4.3%

Counties

Counties in Washington, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Lewis County, WA8272.1207+6.7%#23 of 887
2Mason County, WA7783.1150+7.8%#53 of 887
3Grant County, WA7392.5172+6.3%#82 of 887
4Cowlitz County, WA60143.2139+3.5%#247 of 887
5Island County, WA57133.6132−1.5%#297 of 887
6Clallam County, WA55123.4128+1.1%#332 of 887
7Whitman County, WA5463.2129+1.5%#349 of 887
8Yakima County, WA54343.9111+1.0%#361 of 887
9Kitsap County, WA51575.397+2.7%#427 of 887
10Skagit County, WA50254.8100+2.4%#446 of 887
11Benton County, WA50506.475+6.9%#453 of 887
12Whatcom County, WA48515.486+3.9%#481 of 887
13Snohomish County, WA462287.274+4.9%#519 of 887
14Walla Walla County, WA45114.795−0.4%#532 of 887
15King County, WA456326.784+3.1%#534 of 887
16Thurston County, WA44746.278+2.8%#555 of 887
17Kittitas County, WA39115.583+4.2%#640 of 887
18Pierce County, WA392577.369+2.5%#643 of 887
19Clark County, WA391678.558+5.3%#647 of 887
20Spokane County, WA381496.867+3.2%#665 of 887
21Chelan County, WA373410.844+3.3%#685 of 887
Franklin County, WANot scored10.31,416+5.6%
Grays Harbor County, WANot scored41.3321+3.0%
Stevens County, WANot scored31.5281+6.6%
Douglas County, WANot scored00.0n/a+8.0%
Show all 39 counties
Counties in Washington, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Okanogan County, WANot scored21.1367+7.3%
Jefferson County, WANot scored31.8246+2.7%
Pacific County, WANot scored00.0n/a+3.6%
Klickitat County, WANot scored00.0n/a+6.6%
Asotin County, WANot scored22.1211+1.0%
Adams County, WANot scored11.6268+4.3%
San Juan County, WANot scored11.1432+4.2%
Pend Oreille County, WANot scored11.7257+7.1%
Skamania County, WANot scored00.0n/a+5.2%
Lincoln County, WANot scored00.0n/a+9.7%
Ferry County, WANot scored00.0n/a+4.4%
Wahkiakum County, WANot scored00.0n/a+9.6%
Columbia County, WANot scored00.0n/a+4.7%
Garfield County, WANot scored00.0n/a+5.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Washington?

As of September 2026, map listings count 1,867 mortgage brokers and lenders in Washington. 356 of them (19%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 798 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 2.3% from 2019.

How much do households in Washington spend on rent and homeowner costs?

About $60.6B a year, or $19,779 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). For the 1,867 mortgage brokers and lenders on map listings, housing spending per office is 17% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 3,064,820 households in Washington and national spending patterns by income.

How does Washington compare with the U.S. for mortgage brokers and lenders?

Washington has 6.1 mortgage brokers and lenders per 10,000 households, 42% above the U.S. rate of 4.3. The index of housing spending per office is 83, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Washington would have about 1,554, against 1,867 on map listings. There is one business with payroll in the industry for every 3,841 households, against one for every 4,897 across the U.S. The official count rose 2.3% from 2019 to 2023, against +9.5% for the U.S.

Which market in Washington has the highest market score for mortgage brokers and lenders?

Among 13 scored metro areas in or partly in Washington, the Kennewick-Richland metro area scores highest, at 59 (upper middle). Among 7 scored small-town markets in or partly in Washington, the Centralia area scores highest, at 88 (high). Among 21 scored counties in Washington, Lewis County scores highest, at 82 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Washington scores 43 for mortgage brokers and lenders (lower middle), #32 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Washington. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Washington

Screening a site or an acquisition in Washington?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.