Market rankings · Pennsylvania
Mortgage brokers and lenders in Pennsylvania
Every metro area, small-town market and county in Pennsylvania, ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.
- Listings
- 1,323
- 240 chain locations (18%)
- Official establishments
- 678
- +22.8% since 2019
- Household spending a year
- $95.3B
- On rent and homeowner costs
- Listings per 10k households
- 2.5
- 42% below the U.S.
- Housing spending per listing (U.S. = 100)
- 185
- 85% above the U.S.
- Rank among states
- #10 of 51
- Market score 67 · Upper middle
A site report maps the mortgage brokers and lenders on map listings around any address in Pennsylvania by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Pennsylvania has 1,323 mortgage brokers and lenders on map listings as of September 2026. Of those, 240 are chain locations, or 18%, against 21% across the U.S. That is 2.5 per 10,000 households, 42% below the U.S. rate of 4.3.
At $18,070 per household (8% above the U.S. average), households in Pennsylvania spend about $95.3B a year on rent and homeowner costs. Housing spending per office is 85% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
Official counts show 678 businesses with payroll classed as mortgage brokers and real estate lenders in Pennsylvania in 2023, up 22.8% from 2019. That is one for every 7,780 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 4 SBA-backed loans worth $300K have gone to businesses classed as mortgage brokers and real estate lenders in Pennsylvania.
Among the 50 states and DC, Pennsylvania ranks #10 for mortgage brokers and lenders, with a Groundwork market score of 67 (upper middle). Of the 15 scored metro areas in or partly in Pennsylvania, the Lebanon metro area scores highest (83). The one scored small-town market in or partly in Pennsylvania, the East Stroudsburg area, scores 75.
Every market in Pennsylvania for mortgage brokers and lenders
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Pennsylvania, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Lebanon, PA | 83 | 6 | 1.1 | 428 | +2.2% | #3 of 373 |
| 2Harrisburg-Carlisle, PA | 79 | 63 | 2.6 | 182 | +4.2% | #7 of 373 |
| 3Chambersburg, PA | 78 | 12 | 1.9 | 239 | +3.0% | #8 of 373 |
| 4Reading, PA | 77 | 36 | 2.2 | 208 | +2.7% | #12 of 373 |
| 5Scranton–Wilkes-Barre, PA | 76 | 29 | 1.2 | 345 | +1.4% | #15 of 373 |
| 6Erie, PA | 71 | 12 | 1.1 | 390 | −1.8% | #26 of 373 |
| 7York-Hanover, PA | 69 | 59 | 3.2 | 144 | +3.6% | #37 of 373 |
| 8Pittsburgh, PA | 67 | 214 | 2.0 | 227 | −1.3% | #42 of 373 |
| 9Allentown-Bethlehem-Easton, PA-NJ | 66 | 109 | 3.2 | 148 | +3.0% | #53 of 373 |
| 10State College, PA | 63 | 20 | 3.4 | 134 | −0.4% | #74 of 373 |
| 11Johnstown, PA | 61 | 8 | 1.4 | 285 | −3.2% | #85 of 373 |
| 12Williamsport, PA | 60 | 10 | 2.1 | 197 | −1.3% | #94 of 373 |
| 13Lancaster, PA | 57 | 81 | 3.8 | 125 | +1.9% | #123 of 373 |
| 14Altoona, PA | 55 | 14 | 2.8 | 151 | −2.5% | #142 of 373 |
| 15Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 54 | 958 | 3.9 | 126 | +1.4% | #152 of 373 |
| Gettysburg, PA | Not scored | 1 | 0.2 | 1,901 | +3.6% |
Small-town markets
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1East Stroudsburg, PA | 75 | 9 | 1.5 | 315 | −0.7% | #12 of 177 |
| Pottsville, PA | Not scored | 4 | 0.7 | 617 | +1.5% | |
| Hermitage, PA | Not scored | 4 | 0.9 | 479 | −2.4% | |
| Sunbury, PA | Not scored | 2 | 0.4 | 964 | −1.7% | |
| Indiana, PA | Not scored | 1 | 0.3 | 1,327 | −0.3% | |
| Meadville, PA | Not scored | 3 | 0.9 | 458 | −2.4% | |
| DuBois, PA | Not scored | 1 | 0.3 | 1,336 | −2.9% | |
| Somerset, PA | Not scored | 3 | 1.0 | 402 | −2.7% | |
| Bloomsburg-Berwick, PA | Not scored | 1 | 0.4 | 1,103 | +2.3% | |
| Hemlock Farms, PA | Not scored | 1 | 0.4 | 1,130 | +7.2% | |
| Sayre, PA | Not scored | 2 | 0.8 | 520 | −0.6% | |
| Oil City, PA | Not scored | 1 | 0.5 | 869 | −2.0% | |
| Lewistown, PA | Not scored | 1 | 0.5 | 757 | 0.0% | |
| Huntingdon, PA | Not scored | 0 | 0.0 | n/a | −2.4% | |
| Lewisburg, PA | Not scored | 2 | 1.4 | 327 | −0.8% | |
| Bradford, PA | Not scored | 0 | 0.0 | n/a | −3.5% | |
| Selinsgrove, PA | Not scored | 1 | 0.7 | 627 | −0.2% | |
| Warren, PA | Not scored | 1 | 0.6 | 659 | −3.8% | |
| Lock Haven, PA | Not scored | 1 | 0.6 | 638 | +1.3% | |
| St. Marys, PA | Not scored | 1 | 0.8 | 555 | −3.3% |
Counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Northampton County, PA | 83 | 24 | 2.0 | 246 | +3.7% | #18 of 887 |
| 2Lebanon County, PA | 82 | 6 | 1.1 | 428 | +2.2% | #21 of 887 |
| 3Luzerne County, PA | 79 | 11 | 0.8 | 522 | +2.1% | #34 of 887 |
| 4Franklin County, PA | 79 | 12 | 1.9 | 239 | +3.0% | #35 of 887 |
| 5Berks County, PA | 78 | 36 | 2.2 | 208 | +2.7% | #45 of 887 |
| 6Westmoreland County, PA | 76 | 17 | 1.1 | 409 | −1.4% | #58 of 887 |
| 7Beaver County, PA | 76 | 9 | 1.2 | 354 | −1.1% | #60 of 887 |
| 8Dauphin County, PA | 75 | 22 | 1.8 | 250 | +2.3% | #65 of 887 |
| 9Washington County, PA | 74 | 13 | 1.5 | 316 | +0.7% | #71 of 887 |
| 10Erie County, PA | 72 | 12 | 1.1 | 390 | −1.8% | #91 of 887 |
| 11Philadelphia County, PA | 71 | 96 | 1.4 | 302 | −1.6% | #101 of 887 |
| 12Monroe County, PA | 70 | 9 | 1.5 | 315 | −0.7% | #113 of 887 |
| 13Butler County, PA | 70 | 27 | 3.3 | 145 | +3.2% | #125 of 887 |
| 14York County, PA | 70 | 59 | 3.2 | 144 | +3.6% | #126 of 887 |
| 15Lackawanna County, PA | 69 | 18 | 2.0 | 211 | +0.5% | #127 of 887 |
| 16Cumberland County, PA | 68 | 40 | 3.8 | 128 | +6.5% | #141 of 887 |
| 17Centre County, PA | 64 | 20 | 3.4 | 134 | −0.4% | #192 of 887 |
| 18Allegheny County, PA | 63 | 140 | 2.6 | 182 | −2.0% | #199 of 887 |
| 19Lawrence County, PA | 62 | 5 | 1.4 | 301 | −2.4% | #210 of 887 |
| 20Cambria County, PA | 60 | 8 | 1.4 | 285 | −3.2% | #238 of 887 |
| 21Lycoming County, PA | 60 | 10 | 2.1 | 197 | −1.3% | #242 of 887 |
| 22Lancaster County, PA | 58 | 81 | 3.8 | 125 | +1.9% | #277 of 887 |
| 23Blair County, PA | 57 | 14 | 2.8 | 151 | −2.5% | #293 of 887 |
| 24Delaware County, PA | 57 | 78 | 3.6 | 138 | +0.8% | #295 of 887 |
| 25Chester County, PA | 56 | 106 | 5.2 | 110 | +4.2% | #316 of 887 |
Show all 67 counties
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 26Bucks County, PA | 50 | 116 | 4.7 | 117 | +0.3% | #440 of 887 |
| 27Lehigh County, PA | 48 | 68 | 4.7 | 100 | +2.7% | #478 of 887 |
| 28Montgomery County, PA | 42 | 221 | 6.6 | 83 | +2.4% | #589 of 887 |
| Schuylkill County, PA | Not scored | 4 | 0.7 | 617 | +1.5% | |
| Fayette County, PA | Not scored | 1 | 0.2 | 2,228 | −4.3% | |
| Mercer County, PA | Not scored | 4 | 0.9 | 479 | −2.4% | |
| Adams County, PA | Not scored | 1 | 0.2 | 1,901 | +3.6% | |
| Northumberland County, PA | Not scored | 1 | 0.3 | 1,566 | −1.8% | |
| Indiana County, PA | Not scored | 1 | 0.3 | 1,327 | −0.3% | |
| Crawford County, PA | Not scored | 3 | 0.9 | 458 | −2.4% | |
| Clearfield County, PA | Not scored | 1 | 0.3 | 1,336 | −2.9% | |
| Somerset County, PA | Not scored | 3 | 1.0 | 402 | −2.7% | |
| Carbon County, PA | Not scored | 2 | 0.7 | 583 | +1.7% | |
| Columbia County, PA | Not scored | 1 | 0.4 | 1,103 | +2.3% | |
| Armstrong County, PA | Not scored | 2 | 0.7 | 589 | −2.7% | |
| Pike County, PA | Not scored | 1 | 0.4 | 1,130 | +7.2% | |
| Bradford County, PA | Not scored | 2 | 0.8 | 520 | −0.6% | |
| Wayne County, PA | Not scored | 3 | 1.4 | 295 | +1.1% | |
| Venango County, PA | Not scored | 1 | 0.5 | 869 | −2.0% | |
| Bedford County, PA | Not scored | 1 | 0.5 | 808 | −0.2% | |
| Perry County, PA | Not scored | 1 | 0.5 | 829 | +2.1% | |
| Mifflin County, PA | Not scored | 1 | 0.5 | 757 | 0.0% | |
| Jefferson County, PA | Not scored | 0 | 0.0 | n/a | −2.8% | |
| Huntingdon County, PA | Not scored | 0 | 0.0 | n/a | −2.4% | |
| Union County, PA | Not scored | 2 | 1.4 | 327 | −0.8% | |
| Tioga County, PA | Not scored | 1 | 0.6 | 701 | −1.3% | |
| McKean County, PA | Not scored | 0 | 0.0 | n/a | −3.5% | |
| Snyder County, PA | Not scored | 1 | 0.7 | 627 | −0.2% | |
| Susquehanna County, PA | Not scored | 0 | 0.0 | n/a | −0.3% | |
| Warren County, PA | Not scored | 1 | 0.6 | 659 | −3.8% | |
| Clinton County, PA | Not scored | 1 | 0.6 | 638 | +1.3% | |
| Clarion County, PA | Not scored | 1 | 0.7 | 621 | −1.4% | |
| Greene County, PA | Not scored | 0 | 0.0 | n/a | −5.5% | |
| Elk County, PA | Not scored | 1 | 0.8 | 555 | −3.3% | |
| Wyoming County, PA | Not scored | 0 | 0.0 | n/a | −0.9% | |
| Juniata County, PA | Not scored | 2 | 2.2 | 193 | −0.3% | |
| Montour County, PA | Not scored | 1 | 1.3 | 363 | −1.4% | |
| Potter County, PA | Not scored | 0 | 0.0 | n/a | −3.0% | |
| Fulton County, PA | Not scored | 0 | 0.0 | n/a | −0.6% | |
| Forest County, PA | Not scored | 0 | 0.0 | n/a | −5.1% | |
| Sullivan County, PA | Not scored | 0 | 0.0 | n/a | +0.6% | |
| Cameron County, PA | Not scored | 0 | 0.0 | n/a | −7.0% |
Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many mortgage brokers and lenders are in Pennsylvania?
Map listings as of September 2026 show 1,323 mortgage brokers and lenders in Pennsylvania. 240 of them (18%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 678 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 22.8% from 2019.
How much do households in Pennsylvania spend on rent and homeowner costs?
About $95.3B a year, or $18,070 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 1,323 mortgage brokers and lenders on map listings, housing spending per office is 85% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 5,274,853 households in Pennsylvania and national spending patterns by income.
How does Pennsylvania compare with the U.S. for mortgage brokers and lenders?
Pennsylvania has 2.5 mortgage brokers and lenders per 10,000 households, 42% below the U.S. rate of 4.3. The index of housing spending per office is 185, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Pennsylvania would have about 2,443, against 1,323 on map listings. There is one business with payroll in the industry for every 7,780 households, against one for every 4,897 across the U.S. The official count rose 22.8% from 2019 to 2023, against +9.5% for the U.S.
Which market in Pennsylvania has the highest market score for mortgage brokers and lenders?
Among 15 scored metro areas in or partly in Pennsylvania, the Lebanon metro area scores highest, at 83 (high). The one scored small-town market in or partly in Pennsylvania is the East Stroudsburg area, at 75 (high). Among 28 scored counties in Pennsylvania, Northampton County scores highest, at 83 (high). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Pennsylvania scores 67 for mortgage brokers and lenders (upper middle), #10 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Pennsylvania. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
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Top markets for mortgage brokers and lenders across the U.S. · All business types in Pennsylvania
Related business types in Pennsylvania
- Real estate13,355 listings
- Real estate agents and brokers10,759 listings
- Property management999 listings
- Home inspectors274 listings
Screening a site or an acquisition in Pennsylvania?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.