Groundwork

Market rankings · Alabama

Mortgage brokers and lenders in Alabama

Markets across Alabama ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
724
228 chain locations (31%)
Official establishments
291
+5.8% since 2019
Household spending a year
$28.7B
On rent and homeowner costs
Listings per 10k households
3.6
16% below the U.S.
Housing spending per listing (U.S. = 100)
102
2% above the U.S.
Rank among states
#22 of 51
Market score 50 · Upper middle

A site report maps the mortgage brokers and lenders on map listings around any address in Alabama by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 724 mortgage brokers and lenders in Alabama. Of those, 228 are chain locations, or 31%, against 21% across the U.S. That comes to 3.6 for every 10,000 households, 16% below the U.S. rate of 4.3.

Households in Alabama spend about $28.7B a year on rent and homeowner costs, or $14,375 per household, 14% below the U.S. average. Housing spending per office is 2% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 291 businesses with payroll classed as mortgage brokers and real estate lenders in Alabama in 2023, up 5.8% from 2019. That is one for every 6,863 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years.

Among the 50 states and DC, Alabama ranks #22 for mortgage brokers and lenders, with a Groundwork market score of 50 (upper middle). Of the 13 scored metro areas in or partly in Alabama, the Dothan metro area scores highest (69). Of the 7 scored small-town markets in or partly in Alabama, the Talladega-Sylacauga area scores highest (66).

Every market in Alabama for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Alabama, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Alabama, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dothan, AL69101.6215+3.4%#35 of 373
2Decatur, AL69152.4155+2.5%#36 of 373
3Tuscaloosa, AL67242.3159+2.9%#43 of 373
4Florence-Muscle Shoals, AL65132.0175+3.5%#58 of 373
5Huntsville, AL48984.887+12.5%#203 of 373
6Mobile, AL41483.0120−0.7%#252 of 373
7Auburn-Opelika, AL40385.074+7.1%#269 of 373
8Montgomery, AL39684.582+0.9%#275 of 373
9Daphne-Fairhope-Foley, AL38707.156+14.8%#287 of 373
Columbus, GA-AL35503.991−1.3%#315 of 373
10Birmingham, AL352184.782+1.4%#318 of 373
11Anniston-Oxford, AL33173.891−0.3%#334 of 373
12Gadsden, AL21174.379+0.4%#372 of 373

Small-town markets

Small-town markets reaching Alabama, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Talladega-Sylacauga, AL6671.81860.0%#27 of 177
LaGrange, GA-AL58102.5140+3.0%#60 of 177
2Albertville, AL58133.6102+6.0%#64 of 177
3Cullman, AL55113.1116+6.7%#73 of 177
4Enterprise, AL5194.386+6.3%#89 of 177
5Alexander City, AL2784.775−0.8%#162 of 177
6Troy, AL2764.870+2.4%#163 of 177
Fort Payne, ALNot scored31.1290+3.4%
Scottsboro, ALNot scored41.8186+3.3%
Ozark, ALNot scored31.5225+1.3%
Selma, ALNot scored21.3240−7.9%
Russellville, ALNot scored43.3100+1.1%
Eufaula, AL-GANot scored11.0330−1.2%

Counties

Counties in Alabama, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Limestone County, AL8371.7238+18.0%#19 of 887
2St. Clair County, AL7272.0190+7.1%#94 of 887
3Elmore County, AL6872.1181+4.2%#134 of 887
4Tuscaloosa County, AL66242.7138+3.8%#161 of 887
5Morgan County, AL65132.7142+2.6%#172 of 887
6Houston County, AL62102.3154+2.8%#215 of 887
7Lauderdale County, AL59112.8130+3.3%#266 of 887
8Talladega County, AL5772.1165+0.3%#288 of 887
9Marshall County, AL52133.6102+6.0%#400 of 887
10Cullman County, AL50113.1116+6.7%#441 of 887
11Walker County, AL4752.01730.0%#487 of 887
12Shelby County, AL47586.765+6.5%#501 of 887
13Mobile County, AL44483.0120−0.7%#541 of 887
14Autauga County, AL44104.489+5.1%#549 of 887
15Coffee County, AL4494.386+6.3%#551 of 887
16Madison County, AL44915.575+11.0%#557 of 887
17Lee County, AL42385.568+8.6%#598 of 887
18Baldwin County, AL39707.156+14.8%#649 of 887
19Calhoun County, AL38173.891−0.3%#661 of 887
20Montgomery County, AL31515.664−1.1%#768 of 887
21Etowah County, AL26174.379+0.4%#829 of 887
22Jefferson County, AL251445.371−1.3%#838 of 887
23Tallapoosa County, AL2284.775−0.8%#855 of 887
24Pike County, AL2264.870+2.4%#857 of 887
DeKalb County, ALNot scored31.1290+3.4%
Show all 67 counties
Counties in Alabama, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
Blount County, ALNot scored10.5801+1.8%
Russell County, ALNot scored41.7200−0.6%
Colbert County, ALNot scored20.8428+3.8%
Jackson County, ALNot scored41.8186+3.3%
Dale County, ALNot scored31.5225+1.3%
Chilton County, ALNot scored31.7213+5.9%
Covington County, ALNot scored21.4251+1.2%
Dallas County, ALNot scored21.3240−7.9%
Escambia County, ALNot scored21.62080.0%
Chambers County, ALNot scored00.0n/a−0.9%
Lawrence County, ALNot scored21.5246+2.3%
Franklin County, ALNot scored43.3100+1.1%
Marion County, ALNot scored43.888−0.3%
Geneva County, ALNot scored00.0n/a+3.2%
Cherokee County, ALNot scored00.0n/a+5.8%
Barbour County, ALNot scored11.1297−1.4%
Winston County, ALNot scored00.0n/a+1.4%
Clarke County, ALNot scored44.771−4.2%
Randolph County, ALNot scored00.0n/a+4.8%
Bibb County, ALNot scored00.0n/a+0.4%
Monroe County, ALNot scored00.0n/a−3.8%
Marengo County, ALNot scored00.0n/a−5.0%
Pickens County, ALNot scored00.0n/a−3.9%
Macon County, ALNot scored00.0n/a−6.8%
Butler County, ALNot scored00.0n/a−4.8%
Henry County, ALNot scored00.0n/a+7.1%
Fayette County, ALNot scored00.0n/a−2.8%
Cleburne County, ALNot scored00.0n/a+6.0%
Washington County, ALNot scored00.0n/a−3.3%
Hale County, ALNot scored00.0n/a+2.9%
Clay County, ALNot scored00.0n/a−0.1%
Lamar County, ALNot scored00.0n/a−2.6%
Crenshaw County, ALNot scored00.0n/a0.0%
Choctaw County, ALNot scored00.0n/a−5.7%
Sumter County, ALNot scored00.0n/a−5.0%
Conecuh County, ALNot scored00.0n/a−5.7%
Coosa County, ALNot scored00.0n/a−1.7%
Wilcox County, ALNot scored00.0n/a−8.3%
Bullock County, ALNot scored12.7107−4.5%
Lowndes County, ALNot scored00.0n/a−9.0%
Perry County, ALNot scored00.0n/a−12.2%
Greene County, ALNot scored00.0n/a−8.2%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Alabama?

There are 724 mortgage brokers and lenders on map listings in Alabama as of September 2026. 228 of them (31%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 291 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 5.8% from 2019.

How much do households in Alabama spend on rent and homeowner costs?

About $28.7B a year, or $14,375 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 724 mortgage brokers and lenders on map listings, housing spending per office is 2% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 1,997,247 households in Alabama and national spending patterns by income.

How does Alabama compare with the U.S. for mortgage brokers and lenders?

Alabama has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 102, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Alabama would have about 736, against 724 on map listings. There is one business with payroll in the industry for every 6,863 households, against one for every 4,897 across the U.S. The official count rose 5.8% from 2019 to 2023, against +9.5% for the U.S.

Which market in Alabama has the highest market score for mortgage brokers and lenders?

Among 13 scored metro areas in or partly in Alabama, the Dothan metro area scores highest, at 69 (upper middle). Among 7 scored small-town markets in or partly in Alabama, the Talladega-Sylacauga area scores highest, at 66 (upper middle). Among 24 scored counties in Alabama, Limestone County scores highest, at 83 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Alabama scores 50 for mortgage brokers and lenders (upper middle), #22 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Alabama. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Alabama

Screening a site or an acquisition in Alabama?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.