Groundwork

Market rankings · Missouri

Mortgage brokers and lenders in Missouri

Markets across Missouri ranked by the Groundwork market score for mortgage brokers and lenders, with competitor counts and household spending for each.

Listings
999
276 chain locations (28%)
Official establishments
388
+4.3% since 2019
Household spending a year
$34.6B
On rent and homeowner costs
Listings per 10k households
4.0
7% below the U.S.
Housing spending per listing (U.S. = 100)
89
11% below the U.S.
Rank among states
#48 of 51
Market score 30 · Lower middle

A site report maps the mortgage brokers and lenders on map listings around any address in Missouri by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 999 mortgage brokers and lenders in Missouri. Of those, 276 are chain locations, or 28%, against 21% across the U.S. That is 4.0 per 10,000 households, 7% below the U.S. rate of 4.3.

Household spending on rent and homeowner costs in Missouri comes to about $34.6B a year: $13,809 per household, 17% below the U.S. average. Housing spending per office is 11% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 388 businesses with payroll classed as mortgage brokers and real estate lenders in Missouri in 2023, up 4.3% from 2019. That is one for every 6,465 households, against one for every 4,897 across the U.S. Across the U.S., the count rose 9.5% over the same years. Since fiscal 2022, 5 SBA-backed loans worth $950K have gone to businesses classed as mortgage brokers and real estate lenders in Missouri.

Among the 50 states and DC, Missouri ranks #48 for mortgage brokers and lenders, with a Groundwork market score of 30 (lower middle). Of the 8 scored metro areas in or partly in Missouri, the St. Joseph metro area scores highest (51). Of the 8 scored small-town markets in or partly in Missouri, the Warrensburg area scores highest (59).

Every market in Missouri for mortgage brokers and lenders

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Missouri, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Missouri, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1St. Joseph, MO-KS5191.9175−2.0%#171 of 373
2Springfield, MO47603.0113+5.1%#205 of 373
3Joplin, MO-KS47243.0109+3.9%#206 of 373
4Jefferson City, MO45203.4103+2.2%#222 of 373
5Columbia, MO41283.2110+3.9%#253 of 373
6Cape Girardeau, MO-IL38164.281+1.7%#282 of 373
7Kansas City, MO-KS334855.470+3.4%#338 of 373
8St. Louis, MO-IL325254.583−0.2%#344 of 373

Small-town markets

Small-town markets reaching Missouri, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Warrensburg, MO5952.4143+4.9%#53 of 177
Quincy, IL-MO3292.9116−2.0%#146 of 177
2Branson, MO31146.153+1.7%#153 of 177
3Fort Leonard Wood, MO2584.770+0.8%#168 of 177
4Sedalia, MO2384.769+2.9%#170 of 177
5West Plains, MO1995.655+2.5%#173 of 177
6Lebanon, MO1896.250+2.5%#174 of 177
7Poplar Bluff, MO1574.273−0.4%#176 of 177
Farmington, MONot scored31.2267+2.1%
Sikeston, MONot scored31.5214−0.3%
Rolla, MONot scored42.3141+1.6%
Hannibal, MONot scored21.3251+0.4%
Kirksville, MONot scored32.9114+1.9%
Kennett, MONot scored43.686−4.8%
Mexico, MONot scored22.2148−1.0%
Moberly, MONot scored33.298+0.2%
Marshall, MONot scored22.5129−0.3%
Maryville, MONot scored22.4136−4.0%

Counties

Counties in Missouri, ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Cass County, MO73102.3164+7.1%#84 of 887
2Lincoln County, MO5973.1120+11.4%#267 of 887
3Platte County, MO57184.198+6.7%#307 of 887
4St. Louis city, MO56120.8397−7.4%#309 of 887
5Johnson County, MO5352.4143+4.9%#375 of 887
6Franklin County, MO53133.0117+3.1%#383 of 887
7Newton County, MO5162.7126+6.1%#421 of 887
8Buchanan County, MO4692.7123−1.1%#505 of 887
9St. Charles County, MO46805.083+4.9%#515 of 887
10Boone County, MO41263.4106+4.2%#603 of 887
11Jasper County, MO40183.690+3.7%#618 of 887
12Cape Girardeau County, MO40164.970+2.7%#626 of 887
13Jefferson County, MO38404.581+2.7%#662 of 887
14Clay County, MO33575.668+4.3%#738 of 887
15Greene County, MO32544.181+3.3%#748 of 887
16Cole County, MO31175.566+1.7%#765 of 887
17Jackson County, MO281635.366+2.1%#811 of 887
18Taney County, MO27146.153+1.7%#826 of 887
19Camden County, MO23105.662+2.9%#853 of 887
20St. Louis County, MO232987.254−1.2%#854 of 887
21Pettis County, MO2284.769+2.9%#858 of 887
22Pulaski County, MO2184.770+0.8%#865 of 887
23Howell County, MO1695.655+2.5%#874 of 887
24Butler County, MO1574.273−0.4%#877 of 887
25Laclede County, MO1596.250+2.5%#879 of 887
Show all 115 counties
Counties in Missouri, ranked for mortgage brokers and lenders by Groundwork market score, continued
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
26Miller County, MO151212.226+4.2%#880 of 887
Christian County, MONot scored41.1323+8.3%
St. Francois County, MONot scored31.2267+2.1%
Phelps County, MONot scored42.3141+1.6%
Callaway County, MONot scored31.8191+3.2%
Webster County, MONot scored00.0n/a+10.4%
Lawrence County, MONot scored00.0n/a+3.7%
Scott County, MONot scored21.3253−0.1%
Warren County, MONot scored21.4255+9.2%
Barry County, MONot scored32.2147+4.8%
Lafayette County, MONot scored32.4151+1.4%
Polk County, MONot scored21.7199+6.3%
Stone County, MONot scored10.7451+4.1%
Stoddard County, MONot scored43.593−1.3%
Marion County, MONot scored21.8184+0.2%
Dunklin County, MONot scored43.686−4.8%
Adair County, MONot scored33.3100+1.6%
Texas County, MONot scored22.1143+6.9%
Audrain County, MONot scored22.2148−1.0%
Randolph County, MONot scored33.298+0.2%
McDonald County, MONot scored11.2269+3.1%
Washington County, MONot scored00.0n/a+1.6%
Saline County, MONot scored22.5129−0.3%
Ray County, MONot scored00.0n/a+1.1%
Crawford County, MONot scored00.0n/a−0.4%
Henry County, MONot scored22.2147+3.2%
Morgan County, MONot scored00.0n/a+6.8%
Clinton County, MONot scored00.0n/a+2.1%
Nodaway County, MONot scored22.4136−4.0%
Benton County, MONot scored00.0n/a+5.7%
Vernon County, MONot scored22.6120+1.5%
Perry County, MONot scored34.085+0.6%
Wright County, MONot scored00.0n/a+8.0%
Ste. Genevieve County, MONot scored00.0n/a+1.1%
Andrew County, MONot scored00.0n/a+0.7%
Pike County, MONot scored00.0n/a+3.1%
Dallas County, MONot scored00.0n/a+5.2%
Cooper County, MONot scored23.2105+3.0%
Bates County, MONot scored11.6201+2.9%
New Madrid County, MONot scored23.0105−7.6%
Moniteau County, MONot scored00.0n/a+1.4%
Macon County, MONot scored11.6195−0.1%
Pemiscot County, MONot scored11.6187−7.2%
Gasconade County, MONot scored34.967+0.1%
Cedar County, MONot scored00.0n/a+4.8%
Dent County, MONot scored00.0n/a+1.3%
Livingston County, MONot scored11.8188+1.1%
Osage County, MONot scored00.0n/a+2.7%
Madison County, MONot scored00.0n/a+1.9%
Douglas County, MONot scored00.0n/a+6.4%
Mississippi County, MONot scored12.2136−1.1%
Linn County, MONot scored00.0n/a−0.3%
Barton County, MONot scored00.0n/a+1.5%
Montgomery County, MONot scored00.0n/a+2.6%
DeKalb County, MONot scored00.0n/a−15.6%
Wayne County, MONot scored00.0n/a−1.4%
Ripley County, MONot scored12.5115+0.4%
Bollinger County, MONot scored00.0n/a+0.9%
Ralls County, MONot scored00.0n/a+0.9%
Howard County, MONot scored00.0n/a+0.3%
Lewis County, MONot scored00.0n/a−1.6%
Grundy County, MONot scored00.0n/a−0.2%
St. Clair County, MONot scored00.0n/a+6.7%
Iron County, MONot scored00.0n/a−2.0%
Caldwell County, MONot scored00.0n/a+2.1%
Ozark County, MONot scored00.0n/a+7.7%
Monroe County, MONot scored00.0n/a+3.1%
Oregon County, MONot scored00.0n/a+1.2%
Hickory County, MONot scored00.0n/a+8.9%
Daviess County, MONot scored00.0n/a+1.5%
Maries County, MONot scored00.0n/a−0.7%
Carroll County, MONot scored00.0n/a−0.6%
Harrison County, MONot scored00.0n/a+1.5%
Dade County, MONot scored00.0n/a+2.9%
Chariton County, MONot scored00.0n/a−0.1%
Shannon County, MONot scored00.0n/a+3.6%
Clark County, MONot scored00.0n/a−2.8%
Gentry County, MONot scored00.0n/a+4.2%
Reynolds County, MONot scored00.0n/a−1.4%
Shelby County, MONot scored00.0n/a−3.6%
Sullivan County, MONot scored00.0n/a−4.1%
Carter County, MONot scored14.961+4.2%
Atchison County, MONot scored00.0n/a−2.5%
Scotland County, MONot scored00.0n/a+2.1%
Putnam County, MONot scored00.0n/a−3.0%
Holt County, MONot scored00.0n/a+0.4%
Schuyler County, MONot scored00.0n/a+3.3%
Knox County, MONot scored00.0n/a−0.1%
Mercer County, MONot scored00.0n/a−3.2%
Worth County, MONot scored00.0n/a−2.6%

Markets with fewer than 5 mortgage brokers and lenders on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many mortgage brokers and lenders are in Missouri?

Missouri has 999 mortgage brokers and lenders on map listings as of September 2026. 276 of them (28%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 388 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 4.3% from 2019.

How much do households in Missouri spend on rent and homeowner costs?

About $34.6B a year, or $13,809 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 999 mortgage brokers and lenders on map listings, housing spending per office is 11% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,508,227 households in Missouri and national spending patterns by income.

How does Missouri compare with the U.S. for mortgage brokers and lenders?

Missouri has 4.0 mortgage brokers and lenders per 10,000 households, 7% below the U.S. rate of 4.3. The index of housing spending per office is 89, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Missouri would have about 888, against 999 on map listings. There is one business with payroll in the industry for every 6,465 households, against one for every 4,897 across the U.S. The official count rose 4.3% from 2019 to 2023, against +9.5% for the U.S.

Which market in Missouri has the highest market score for mortgage brokers and lenders?

Among 8 scored metro areas in or partly in Missouri, the St. Joseph metro area scores highest, at 51 (upper middle). Among 8 scored small-town markets in or partly in Missouri, the Warrensburg area scores highest, at 59 (upper middle). Among 26 scored counties in Missouri, Cass County scores highest, at 73 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Missouri scores 30 for mortgage brokers and lenders (lower middle), #48 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Missouri. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Mortgage brokers and lenders in other states

All 51 states

Top markets for mortgage brokers and lenders across the U.S. · All business types in Missouri

Screening a site or an acquisition in Missouri?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.