Groundwork

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Insurance agencies in Kent County, RI

The insurance agencies in Kent County, RI, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #1,655 of 2,272 scored counties
#5 of 5 scored counties in Rhode Island

Listings
112
19 chain locations (17%)
Official establishments
64
−17.9% since 2019
Household spending a year
$119.1M
On vehicle insurance · $1,636 a household
Spending per listing
$1.1M
15% below the U.S.
Listings per 10k households
15.4
In line with the U.S.
Population, 2025
173,495
+1.8% since 2020

See the insurance agencies around any address in Kent County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kent County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 112 insurance agencies in Kent County. Of those, 19 are chain locations, or 17%, against 21% across the U.S. That comes to 15.4 for every 10,000 households, in line with the U.S. rate of 15.6.

Households in Kent County spend about $119.1M a year on vehicle insurance, or $1,636 per household, 16% below the U.S. average. That works out to $1.1M per agency, 15% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Kent County was 64 in 2023, down 17.9% from 2019. That is one for every 1,138 households, against one for every 966 across the U.S. Since fiscal 2022, 2 SBA-backed loans worth $2.6M have gone to businesses classed as insurance agencies and brokerages in Kent County.

Population estimates put the population change in Kent County from 2020 to 2025 at +1.8%, slower than the U.S. (+3.1%). Kent County scores 35 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,655 of 2,272 scored counties and #5 of 5 scored counties in Rhode Island.

How Kent County compares

The same measures for Rhode Island and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Kent County, RI compared with Rhode Island and the U.S.
MeasureKent CountyRhode IslandU.S.
Listings per 10k households15.49.615.6
Spending per listing$1.1M$1.6M$1.3M
Households per official establishment1,1381,380966
Official establishment growth, 2019–2023−17.9%−9.3%−1.0%
Population growth, 2020–2025+1.8%+1.6%+3.1%
Spending per household on vehicle insurance$1,636$1,517$1,957
Median household income$94,345$87,796$80,734
Groundwork market score3559

Official counts and lending

Businesses

Official establishments, 2019 to 2023
78 → 64−17.9% over the period
Employees, 2023
313
Annual payroll, 2023
$26.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11219 chain locations
Listings at the U.S. rate for this spending
95The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
2
Amount
$2.6M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Kent County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Kent County

Population, 2025 estimate
173,495+1.8% since 2020
Households
72,839
Median age
44.4
Homes lived in by their owners
73%
Vehicles per household
1.8
Land area
169 sq. mi.
People per square mile
1,017
Median household income
$94,345+28.3% vs. 2015–2019, before inflation
Average household income
$119,389
Median home value
$366,100
Jobs located here
79,114
Daytime population
158,826Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Kent County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Kent County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Rhode Island

Every Rhode Island market ranked →

The highest-scoring counties in Rhode Island for insurance agencies, numbered among those based in Rhode Island, with Kent County marked.

Top counties in Rhode Island

Counties in Rhode Island ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Washington County, RI64377.0$2.5M0.0%#642 of 2,272
2Bristol County, RI6173.5$4.5M−1.5%#741 of 2,272
3Newport County, RI53256.8$2.3M−2.9%#1,001 of 2,272
4Providence County, RI512419.3$1.5M+2.8%#1,077 of 2,272
5Kent County, RI3511215.4$1.1M+1.8%#1,655 of 2,272

Other business types in Kent County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Kent County, RI?

Kent County has 112 insurance agencies on map listings as of September 2026. 19 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 64 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.9% from 2019.

How much do households in Kent County, RI spend on vehicle insurance?

About $119.1M a year, or $1,636 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 112 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 72,839 households in Kent County and national spending patterns by income.

How does Kent County, RI compare with the U.S. for insurance agencies?

Kent County has 15.4 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.1M, 15% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Kent County would have about 95, against 112 on map listings. There is one business with payroll in the industry for every 1,138 households, against one for every 966 across the U.S. The official count fell 17.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Kent County, RI growing?

Population estimates put Kent County at 173,495 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 72,839 households. The median household income in Kent County is $94,345 a year, 17% above the U.S. median of $80,734. That rose 28.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kent County scores 35 for insurance agencies (lower middle), #1,655 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Kent County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Kent County

Screening a site or an acquisition in Kent County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Kent County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.