Groundwork

Real estate · County · Pennsylvania

Mortgage brokers and lenders in Monroe County, PA

The mortgage brokers and lenders in Monroe County, PA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 70 out of 100: Upper middle

Ranked #113 of 887 scored counties
#12 of 28 scored counties in Pennsylvania

Listings
9
2 chain locations (22%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$1.1B
On rent and homeowner costs · $18,066 a household
Housing spending per listing (U.S. = 100)
315
3.2 times the U.S.
Listings per 10k households
1.5
65% below the U.S.
Population, 2025
167,179
−0.7% since 2020

See the mortgage brokers and lenders around any address in Monroe County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 9 mortgage brokers and lenders in Monroe County. Of those, 2 are chain locations, or 22%, against 21% across the U.S. That is 1.5 per 10,000 households, 65% below the U.S. rate of 4.3.

At $18,066 per household (8% above the U.S. average), households in Monroe County spend about $1.1B a year on rent and homeowner costs. Housing spending per office is 3.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Monroe County: counts under 3 aren’t published.

Population estimates put the population change in Monroe County from 2020 to 2025 at −0.7%, against +3.1% for the U.S. For mortgage brokers and lenders, Monroe County has a Groundwork market score of 70 (upper middle): #113 of 887 scored counties and #12 of 28 scored counties in Pennsylvania. That puts it in the top quarter of counties.

How Monroe County compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Monroe County, PA compared with Pennsylvania and the U.S.
MeasureMonroe CountyPennsylvaniaU.S.
Listings per 10k households1.52.54.3
Housing spending per listing (U.S. = 100)315185100
Households per official establishmentn/a7,7804,897
Official establishment growth, 2019–2023n/a+22.8%+9.5%
Population growth, 2020–2025−0.7%+0.5%+3.1%
Spending per household on rent and homeowner costs$18,066$18,070$16,661
Median household income$83,565$77,971$80,734
Groundwork market score7067

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
92 chain locations
Listings at the U.S. rate for this spending
28The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Monroe County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Monroe County

Population, 2025 estimate
167,179−0.7% since 2020
Households
61,212
Median age
44.0
Homes lived in by their owners
80%
Vehicles per household
1.9
Land area
608 sq. mi.
People per square mile
275
Median household income
$83,565+30.7% vs. 2015–2019, before inflation
Average household income
$102,906
Median home value
$267,600
Jobs located here
50,869
Daytime population
150,408Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Monroe County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for mortgage brokers and lenders, numbered among those based in Pennsylvania, with Monroe County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Northampton County, PA83242.0246+3.7%#18 of 887
2Lebanon County, PA8261.1428+2.2%#21 of 887
3Luzerne County, PA79110.8522+2.1%#34 of 887
4Franklin County, PA79121.9239+3.0%#35 of 887
5Berks County, PA78362.2208+2.7%#45 of 887
6Westmoreland County, PA76171.1409−1.4%#58 of 887
7Beaver County, PA7691.2354−1.1%#60 of 887
8Dauphin County, PA75221.8250+2.3%#65 of 887
9Washington County, PA74131.5316+0.7%#71 of 887
10Erie County, PA72121.1390−1.8%#91 of 887
12Monroe County, PA7091.5315−0.7%#113 of 887

Other business types in Monroe County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Monroe County, PA?

There are 9 mortgage brokers and lenders on map listings in Monroe County as of September 2026. 2 of them (22%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Monroe County: counts under 3 are left out.

How much do households in Monroe County, PA spend on rent and homeowner costs?

About $1.1B a year, or $18,066 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 3.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 61,212 households in Monroe County and national spending patterns by income.

How does Monroe County, PA compare with the U.S. for mortgage brokers and lenders?

Monroe County has 1.5 mortgage brokers and lenders per 10,000 households, 65% below the U.S. rate of 4.3. The index of housing spending per office is 315, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Monroe County would have about 28, against 9 on map listings.

How fast is Monroe County, PA growing?

Population estimates put Monroe County at 167,179 people in 2025, down 0.7% since 2020, against +3.1% for the U.S. It has 61,212 households. The median household income in Monroe County is $83,565 a year, 4% above the U.S. median of $80,734. That rose 30.7% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Monroe County scores 70 for mortgage brokers and lenders (upper middle), #113 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Monroe County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Monroe County

Screening a site or an acquisition in Monroe County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Monroe County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.