Groundwork

Real estate · Small-town market · Pennsylvania

Mortgage brokers and lenders in the Bradford, PA area

How the Bradford, PA area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has none.

Listings
0
None on the map
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$263.7M
On rent and homeowner costs · $16,110 a household
Housing spending per listing (U.S. = 100)
n/a
Listings per 10k households
0.0
Population, 2025
38,984
−3.5% since 2020

See the mortgage brokers and lenders around any address in the Bradford area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bradford area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Bradford area comes to about $263.7M a year: $16,110 per household, 3% below the U.S. average. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Map listings as of September 2026 show no mortgage brokers and lenders in the Bradford area. At the national ratio of mortgage brokers and lenders to household spending, the Bradford area would have about 7, against none on map listings.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Bradford area, since they leave out counts under 3.

Population estimates show the Bradford area declined 3.5% from 2020 to 2025, against +3.1% for the U.S. With no mortgage brokers and lenders on map listings, the Bradford area isn’t given a market score for them.

How the Bradford area compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Bradford, PA area compared with Pennsylvania and the U.S.
MeasureBradford areaPennsylvaniaU.S.
Listings per 10k households0.02.54.3
Housing spending per listing (U.S. = 100)n/a185100
Households per official establishmentn/a7,7804,897
Official establishment growth, 2019–2023n/a+22.8%+9.5%
Population growth, 2020–2025−3.5%+0.5%+3.1%
Spending per household on rent and homeowner costs$16,110$18,070$16,661
Median household income$62,905$77,971$80,734
Groundwork market scoreNot scored67

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
0
Listings at the U.S. rate for this spending
7The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Bradford area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Bradford area

Population, 2025 estimate
38,984−3.5% since 2020
Households
16,369
Median age
44.7
Homes lived in by their owners
78%
Vehicles per household
1.6
Land area
980 sq. mi.
People per square mile
41
Median household income
$62,905+29.3% vs. 2015–2019, before inflation
Average household income
$79,484
Median home value
$104,500
Jobs located here
13,613
Daytime population
37,207Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Bradford area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Bradford area. Signed out, you see a blurred preview; on an account, each report is one action.

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Other business types in the Bradford area

Each with its Groundwork market score here, out of 100, where it has one.

Funeral services

Questions

How many mortgage brokers and lenders are in the Bradford, PA area?

There are no mortgage brokers and lenders on map listings in the Bradford area as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Bradford area: counts under 3 are left out.

How much do households in the Bradford, PA area spend on rent and homeowner costs?

About $263.7M a year, or $16,110 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 16,369 households in the Bradford area and national spending patterns by income.

How does the Bradford, PA area compare with the U.S. for mortgage brokers and lenders?

The Bradford area has no mortgage brokers and lenders on map listings. At the U.S. ratio of mortgage brokers and lenders to household spending, the Bradford area would have about 7, against none on map listings.

How fast is the Bradford, PA area growing?

Population estimates put the Bradford area at 38,984 people in 2025, down 3.5% since 2020, against +3.1% for the U.S. It has 16,369 households. Median household income in the Bradford area is $62,905, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 29.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bradford area has no market score for mortgage brokers and lenders, having none on map listings.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Bradford area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Bradford area

Screening a site or an acquisition in the Bradford area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Bradford area. Signed out, you see a blurred preview; on an account, each report is one action.

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.