Groundwork

Real estate · Metro area · Pennsylvania

Mortgage brokers and lenders in the Altoona, PA metro area

How the Altoona, PA metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 55 out of 100: Upper middle

Ranked #142 of 373 scored metro areas
#14 of 15 scored metro areas based in Pennsylvania

Listings
14
5 chain locations (36%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$823.2M
On rent and homeowner costs · $16,282 a household
Housing spending per listing (U.S. = 100)
151
51% above the U.S.
Listings per 10k households
2.8
35% below the U.S.
Population, 2025
119,541
−2.5% since 2020

See the mortgage brokers and lenders around any address in the Altoona metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Altoona metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 14 mortgage brokers and lenders in the Altoona metro area. Chain locations make up 36% of them, against 21% across the U.S. That comes to 2.8 for every 10,000 households, 35% below the U.S. rate of 4.3.

At $16,282 per household (2% below the U.S. average), households in the Altoona metro area spend about $823.2M a year on rent and homeowner costs. Housing spending per office is 51% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 6 businesses with payroll classed as mortgage brokers and real estate lenders in the Altoona metro area in 2023. That is one for every 8,426 households, against one for every 4,897 across the U.S.

Between 2020 and 2025, the population of the Altoona metro area declined 2.5%, against +3.1% for the U.S. The Groundwork market score for mortgage brokers and lenders in the Altoona metro area is 55 (upper middle), #142 of 373 scored metro areas and #14 of 15 scored metro areas based in Pennsylvania.

How the Altoona metro area compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Altoona, PA metro area compared with Pennsylvania and the U.S.
MeasureAltoona metro areaPennsylvaniaU.S.
Listings per 10k households2.82.54.3
Housing spending per listing (U.S. = 100)151185100
Households per official establishment8,4267,7804,897
Official establishment growth, 2019–2023n/a+22.8%+9.5%
Population growth, 2020–2025−2.5%+0.5%+3.1%
Spending per household on rent and homeowner costs$16,282$18,070$16,661
Median household income$62,382$77,971$80,734
Groundwork market score5567

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6
Employees, 2023
34
Annual payroll, 2023
$2.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
145 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Altoona metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Altoona metro area

Population, 2025 estimate
119,541−2.5% since 2020
Households
50,558
Median age
43.3
Homes lived in by their owners
72%
Vehicles per household
1.7
Land area
525 sq. mi.
People per square mile
231
Median household income
$62,382+26.8% vs. 2015–2019, before inflation
Average household income
$82,561
Median home value
$161,100
Jobs located here
57,420
Daytime population
126,336Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Altoona metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Altoona metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring metro areas in Pennsylvania for mortgage brokers and lenders, numbered among those based in Pennsylvania, with the Altoona metro area marked.

Top metro areas in Pennsylvania

Metro areas in Pennsylvania ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Lebanon, PA8361.1428+2.2%#3 of 373
2Harrisburg-Carlisle, PA79632.6182+4.2%#7 of 373
3Chambersburg, PA78121.9239+3.0%#8 of 373
4Reading, PA77362.2208+2.7%#12 of 373
5Scranton–Wilkes-Barre, PA76291.2345+1.4%#15 of 373
6Erie, PA71121.1390−1.8%#26 of 373
7York-Hanover, PA69593.2144+3.6%#37 of 373
8Pittsburgh, PA672142.0227−1.3%#42 of 373
9Allentown-Bethlehem-Easton, PA-NJ661093.2148+3.0%#53 of 373
10State College, PA63203.4134−0.4%#74 of 373
14Altoona, PA55142.8151−2.5%#142 of 373

Other business types in the Altoona metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Altoona, PA metro area?

The Altoona metro area has 14 mortgage brokers and lenders on map listings as of September 2026. 5 of them (36%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 6 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in the Altoona, PA metro area spend on rent and homeowner costs?

About $823.2M a year, or $16,282 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). For the 14 mortgage brokers and lenders on map listings, housing spending per office is 51% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 50,558 households in the Altoona metro area and national spending patterns by income.

How does the Altoona, PA metro area compare with the U.S. for mortgage brokers and lenders?

The Altoona metro area has 2.8 mortgage brokers and lenders per 10,000 households, 35% below the U.S. rate of 4.3. The index of housing spending per office is 151, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Altoona metro area would have about 21, against 14 on map listings. There is one business with payroll in the industry for every 8,426 households, against one for every 4,897 across the U.S.

How fast is the Altoona, PA metro area growing?

Population estimates put the Altoona metro area at 119,541 people in 2025, down 2.5% since 2020, against +3.1% for the U.S. It has 50,558 households. The median household income in the Altoona metro area is $62,382 a year, 23% below the U.S. median of $80,734. That rose 26.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Altoona metro area scores 55 for mortgage brokers and lenders (upper middle), #142 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Altoona metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Altoona metro area

Screening a site or an acquisition in the Altoona metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Altoona metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.