Groundwork

Real estate · County · Pennsylvania

Mortgage brokers and lenders in Montgomery County, PA

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Montgomery County, PA, set against other counties and the U.S.

Groundwork market score · out of 100

Score 42 out of 100: Lower middle

Ranked #589 of 887 scored counties
#28 of 28 scored counties in Pennsylvania

Listings
221
28 chain locations (13%)
Official establishments
109
+29.8% since 2019
Household spending a year
$7.1B
On rent and homeowner costs · $21,221 a household
Housing spending per listing (U.S. = 100)
83
17% below the U.S.
Listings per 10k households
6.6
53% above the U.S.
Population, 2025
877,643
+2.4% since 2020

See the mortgage brokers and lenders around any address in Montgomery County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Montgomery County comes to about $7.1B a year: $21,221 per household, 27% above the U.S. average. Housing spending per office is 17% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Montgomery County has 221 mortgage brokers and lenders on map listings as of September 2026. 28 of them (13%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 6.6, 53% above the U.S. rate of 4.3.

In 2023, official counts showed 109 businesses with payroll in Montgomery County classed as mortgage brokers and real estate lenders, up 29.8% from 2019. That is one for every 3,078 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Montgomery County from 2020 to 2025 at +2.4%, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in Montgomery County is 42 (lower middle), #589 of 887 scored counties and #28 of 28 scored counties in Pennsylvania.

How Montgomery County compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Montgomery County, PA compared with Pennsylvania and the U.S.
MeasureMontgomery CountyPennsylvaniaU.S.
Listings per 10k households6.62.54.3
Housing spending per listing (U.S. = 100)83185100
Households per official establishment3,0787,7804,897
Official establishment growth, 2019–2023+29.8%+22.8%+9.5%
Population growth, 2020–2025+2.4%+0.5%+3.1%
Spending per household on rent and homeowner costs$21,221$18,070$16,661
Median household income$113,915$77,971$80,734
Groundwork market score4267

Official counts and lending

Businesses

Official establishments, 2019 to 2023
84 → 109+29.8% over the period
Employees, 2023
3,066
Annual payroll, 2023
$355.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
22128 chain locations
Listings at the U.S. rate for this spending
183The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Montgomery County

Population, 2025 estimate
877,643+2.4% since 2020
Households
335,505
Median age
42.3
Homes lived in by their owners
71%
Vehicles per household
1.8
Land area
483 sq. mi.
People per square mile
1,796
Median household income
$113,915+24.4% vs. 2015–2019, before inflation
Average household income
$158,114
Median home value
$436,700
Jobs located here
546,323
Daytime population
974,838Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Montgomery County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for mortgage brokers and lenders, numbered among those based in Pennsylvania, with Montgomery County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Northampton County, PA83242.0246+3.7%#18 of 887
2Lebanon County, PA8261.1428+2.2%#21 of 887
3Luzerne County, PA79110.8522+2.1%#34 of 887
4Franklin County, PA79121.9239+3.0%#35 of 887
5Berks County, PA78362.2208+2.7%#45 of 887
6Westmoreland County, PA76171.1409−1.4%#58 of 887
7Beaver County, PA7691.2354−1.1%#60 of 887
8Dauphin County, PA75221.8250+2.3%#65 of 887
9Washington County, PA74131.5316+0.7%#71 of 887
10Erie County, PA72121.1390−1.8%#91 of 887
28Montgomery County, PA422216.683+2.4%#589 of 887

Other business types in Montgomery County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Montgomery County, PA?

Map listings as of September 2026 show 221 mortgage brokers and lenders in Montgomery County. 28 of them (13%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 109 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 29.8% from 2019.

How much do households in Montgomery County, PA spend on rent and homeowner costs?

About $7.1B a year, or $21,221 per household. That is 27% above the U.S. average (an index of 127, where 100 is the U.S. average). For the 221 mortgage brokers and lenders on map listings, housing spending per office is 17% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 335,505 households in Montgomery County and national spending patterns by income.

How does Montgomery County, PA compare with the U.S. for mortgage brokers and lenders?

Montgomery County has 6.6 mortgage brokers and lenders per 10,000 households, 53% above the U.S. rate of 4.3. The index of housing spending per office is 83, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Montgomery County would have about 183, against 221 on map listings. There is one business with payroll in the industry for every 3,078 households, against one for every 4,897 across the U.S. The official count rose 29.8% from 2019 to 2023, against +9.5% for the U.S.

How fast is Montgomery County, PA growing?

Population estimates put Montgomery County at 877,643 people in 2025, up 2.4% since 2020, slower than the U.S. (+3.1%). It has 335,505 households. Median household income in Montgomery County is $113,915, 41% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 24.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 42 for mortgage brokers and lenders (lower middle), #589 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Montgomery County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Montgomery County

Screening a site or an acquisition in Montgomery County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.