Groundwork

Real estate · Small-town market · Pennsylvania

Mortgage brokers and lenders in the East Stroudsburg, PA area

How the East Stroudsburg, PA area compares with other small-town markets and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 75 out of 100: High

Ranked #12 of 177 scored small-town markets
The only scored small-town market based in Pennsylvania

Listings
9
2 chain locations (22%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$1.1B
On rent and homeowner costs · $18,066 a household
Housing spending per listing (U.S. = 100)
315
3.2 times the U.S.
Listings per 10k households
1.5
65% below the U.S.
Population, 2025
167,179
−0.7% since 2020

See the mortgage brokers and lenders around any address in the East Stroudsburg area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the East Stroudsburg area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For mortgage brokers and lenders, the East Stroudsburg area has a Groundwork market score of 75 (high): #12 of 177 scored small-town markets and the only scored small-town market based in Pennsylvania. That puts it in the top 10% of small-town markets for mortgage brokers and lenders.

Household spending on rent and homeowner costs in the East Stroudsburg area comes to about $1.1B a year: $18,066 per household, 8% above the U.S. average. Housing spending per office is 3.2 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The East Stroudsburg area has 9 mortgage brokers and lenders on map listings as of September 2026. Of those, 2 are chain locations, or 22%, against 21% across the U.S. Per 10,000 households, that is 1.5, 65% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the East Stroudsburg area, since they leave out counts under 3. Population estimates put the population change in the East Stroudsburg area from 2020 to 2025 at −0.7%, against +3.1% for the U.S.

How the East Stroudsburg area compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in East Stroudsburg, PA area compared with Pennsylvania and the U.S.
MeasureEast Stroudsburg areaPennsylvaniaU.S.
Listings per 10k households1.52.54.3
Housing spending per listing (U.S. = 100)315185100
Households per official establishmentn/a7,7804,897
Official establishment growth, 2019–2023n/a+22.8%+9.5%
Population growth, 2020–2025−0.7%+0.5%+3.1%
Spending per household on rent and homeowner costs$18,066$18,070$16,661
Median household income$83,565$77,971$80,734
Groundwork market score7567

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
92 chain locations
Listings at the U.S. rate for this spending
28The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the East Stroudsburg area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the East Stroudsburg area

Population, 2025 estimate
167,179−0.7% since 2020
Households
61,212
Median age
44.0
Homes lived in by their owners
80%
Vehicles per household
1.9
Land area
608 sq. mi.
People per square mile
275
Median household income
$83,565+30.7% vs. 2015–2019, before inflation
Average household income
$102,906
Median home value
$267,600
Jobs located here
50,869
Daytime population
150,408Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the East Stroudsburg area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

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Other business types in the East Stroudsburg area

Each with its Groundwork market score here, out of 100, where it has one.

Funeral services

Questions

How many mortgage brokers and lenders are in the East Stroudsburg, PA area?

Map listings as of September 2026 show 9 mortgage brokers and lenders in the East Stroudsburg area. 2 of them (22%) are chain locations. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the East Stroudsburg area: counts under 3 are left out.

How much do households in the East Stroudsburg, PA area spend on rent and homeowner costs?

About $1.1B a year, or $18,066 per household. That is 8% above the U.S. average (an index of 108, where 100 is the U.S. average). For the 9 mortgage brokers and lenders on map listings, housing spending per office is 3.2 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 61,212 households in the East Stroudsburg area and national spending patterns by income.

How does the East Stroudsburg, PA area compare with the U.S. for mortgage brokers and lenders?

The East Stroudsburg area has 1.5 mortgage brokers and lenders per 10,000 households, 65% below the U.S. rate of 4.3. The index of housing spending per office is 315, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the East Stroudsburg area would have about 28, against 9 on map listings.

How fast is the East Stroudsburg, PA area growing?

Population estimates put the East Stroudsburg area at 167,179 people in 2025, down 0.7% since 2020, against +3.1% for the U.S. It has 61,212 households. Median household income in the East Stroudsburg area is $83,565, 4% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 30.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The East Stroudsburg area scores 75 for mortgage brokers and lenders (high), #12 of 177 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the East Stroudsburg area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the East Stroudsburg area

Screening a site or an acquisition in the East Stroudsburg area?

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The button opens the report at the center of the East Stroudsburg area. Signed out, you see a blurred preview; on an account, each report is one action.

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.