Real estate · County · Pennsylvania
Mortgage brokers and lenders in Erie County, PA
Competitor counts, household spending and official business counts for mortgage brokers and lenders in Erie County, PA, set against other counties and the U.S.
Groundwork market score · out of 100
Score 72 out of 100: Upper middle
Ranked #91 of 887 scored counties
#10 of 28 scored counties in Pennsylvania
- Listings
- 12
- 5 chain locations (42%)
- Official establishments
- 8
- Businesses with payroll, 2023
- Household spending a year
- $1.8B
- On rent and homeowner costs · $16,530 a household
- Housing spending per listing (U.S. = 100)
- 390
- 3.9 times the U.S.
- Listings per 10k households
- 1.1
- 74% below the U.S.
- Population, 2025
- 265,832
- −1.8% since 2020
See the mortgage brokers and lenders around any address in Erie County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 12 mortgage brokers and lenders in Erie County. 5 of them (42%) are chain locations, against 21% across the U.S. That is 1.1 per 10,000 households, 74% below the U.S. rate of 4.3.
At $16,530 per household (in line with the U.S. average), households in Erie County spend about $1.8B a year on rent and homeowner costs. Housing spending per office is 3.9 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
Official counts show 8 businesses with payroll classed as mortgage brokers and real estate lenders in Erie County in 2023. That is one for every 13,823 households, against one for every 4,897 across the U.S.
Between 2020 and 2025, the population of Erie County declined 1.8%, against +3.1% for the U.S. For mortgage brokers and lenders, Erie County has a Groundwork market score of 72 (upper middle): #91 of 887 scored counties and #10 of 28 scored counties in Pennsylvania. That puts it in the top quarter of counties.
How Erie County compares
The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Erie County | Pennsylvania | U.S. |
|---|---|---|---|
| Listings per 10k households | 1.1 | 2.5 | 4.3 |
| Housing spending per listing (U.S. = 100) | 390 | 185 | 100 |
| Households per official establishment | 13,823 | 7,780 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +22.8% | +9.5% |
| Population growth, 2020–2025 | −1.8% | +0.5% | +3.1% |
| Spending per household on rent and homeowner costs | $16,530 | $18,070 | $16,661 |
| Median household income | $63,354 | $77,971 | $80,734 |
| Groundwork market score | 72 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9 → 8
- Employees, 2023
- 32
- Annual payroll, 2023
- $2.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 125 chain locations
- Listings at the U.S. rate for this spending
- 47The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Erie County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Erie County
- Population, 2025 estimate
- 265,832−1.8% since 2020
- Households
- 110,587
- Median age
- 41.4
- Homes lived in by their owners
- 68%
- Vehicles per household
- 1.6
- Land area
- 799 sq. mi.
- People per square mile
- 337
- Median household income
- $63,354+23.0% vs. 2015–2019, before inflation
- Average household income
- $85,573
- Median home value
- $177,000
- Jobs located here
- 120,819
- Daytime population
- 270,477Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Erie County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Pennsylvania
Every Pennsylvania market ranked →The highest-scoring counties in Pennsylvania for mortgage brokers and lenders, numbered among those based in Pennsylvania, with Erie County marked.
Top counties in Pennsylvania
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Northampton County, PA | 83 | 24 | 2.0 | 246 | +3.7% | #18 of 887 |
| 2Lebanon County, PA | 82 | 6 | 1.1 | 428 | +2.2% | #21 of 887 |
| 3Luzerne County, PA | 79 | 11 | 0.8 | 522 | +2.1% | #34 of 887 |
| 4Franklin County, PA | 79 | 12 | 1.9 | 239 | +3.0% | #35 of 887 |
| 5Berks County, PA | 78 | 36 | 2.2 | 208 | +2.7% | #45 of 887 |
| 6Westmoreland County, PA | 76 | 17 | 1.1 | 409 | −1.4% | #58 of 887 |
| 7Beaver County, PA | 76 | 9 | 1.2 | 354 | −1.1% | #60 of 887 |
| 8Dauphin County, PA | 75 | 22 | 1.8 | 250 | +2.3% | #65 of 887 |
| 9Washington County, PA | 74 | 13 | 1.5 | 316 | +0.7% | #71 of 887 |
| 10Erie County, PA | 72 | 12 | 1.1 | 390 | −1.8% | #91 of 887 |
Other business types in Erie County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate67
- Real estate agents and brokers72
- Property management65
- Mortgage brokers and lenders72
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Erie County, PA?
There are 12 mortgage brokers and lenders on map listings in Erie County as of September 2026. 5 of them (42%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 8 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Erie County, PA spend on rent and homeowner costs?
About $1.8B a year, or $16,530 per household. That is in line with the U.S. average (an index of 99, where 100 is the U.S. average). For the 12 mortgage brokers and lenders on map listings, housing spending per office is 3.9 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 110,587 households in Erie County and national spending patterns by income.
How does Erie County, PA compare with the U.S. for mortgage brokers and lenders?
Erie County has 1.1 mortgage brokers and lenders per 10,000 households, 74% below the U.S. rate of 4.3. The index of housing spending per office is 390, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Erie County would have about 47, against 12 on map listings. There is one business with payroll in the industry for every 13,823 households, against one for every 4,897 across the U.S.
How fast is Erie County, PA growing?
Population estimates put Erie County at 265,832 people in 2025, down 1.8% since 2020, against +3.1% for the U.S. It has 110,587 households. The median household income in Erie County is $63,354 a year, 22% below the U.S. median of $80,734. That rose 23.0% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Erie County scores 72 for mortgage brokers and lenders (upper middle), #91 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Erie County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Erie County
Screening a site or an acquisition in Erie County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.