Groundwork

Real estate · Small-town market · Pennsylvania

Mortgage brokers and lenders in the Hemlock Farms, PA area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Hemlock Farms, PA area, set against other small-town markets and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
0 chain locations (0%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$440.8M
On rent and homeowner costs · $18,168 a household
Housing spending per listing (U.S. = 100)
1,130
Too few listings to compare
Listings per 10k households
0.4
Too few listings to compare
Population, 2025
62,808
+7.2% since 2020

See the mortgage brokers and lenders around any address in the Hemlock Farms area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Hemlock Farms area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $18,168 per household (9% above the U.S. average), households in the Hemlock Farms area spend about $440.8M a year on rent and homeowner costs. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There is 1 mortgage broker or lender on map listings in the Hemlock Farms area as of September 2026. That is 0.4 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Hemlock Farms area, since they leave out counts under 3.

Between 2020 and 2025, the population of the Hemlock Farms area grew 7.2%, faster than the U.S. (+3.1%). With 1 mortgage broker or lender on map listings, the Hemlock Farms area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Hemlock Farms area compares

The same measures for Pennsylvania and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Hemlock Farms, PA area compared with Pennsylvania and the U.S.
MeasureHemlock Farms areaPennsylvaniaU.S.
Listings per 10k households0.42.54.3
Housing spending per listing (U.S. = 100)1,130185100
Households per official establishmentn/a7,7804,897
Official establishment growth, 2019–2023n/a+22.8%+9.5%
Population growth, 2020–2025+7.2%+0.5%+3.1%
Spending per household on rent and homeowner costs$18,168$18,070$16,661
Median household income$81,323$77,971$80,734
Groundwork market scoreNot scored67

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10 chain locations
Listings at the U.S. rate for this spending
11The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Hemlock Farms area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Hemlock Farms area

Population, 2025 estimate
62,808+7.2% since 2020
Households
24,262
Median age
48.2
Homes lived in by their owners
87%
Vehicles per household
1.9
Land area
545 sq. mi.
People per square mile
111
Median household income
$81,323
Average household income
$103,925
Median home value
$272,600
Jobs located here
11,281
Daytime population
47,601Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Hemlock Farms area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Hemlock Farms area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Other business types in the Hemlock Farms area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Hemlock Farms, PA area?

As of September 2026, map listings count 1 mortgage broker or lender in the Hemlock Farms area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Hemlock Farms area: counts under 3 are left out.

How much do households in the Hemlock Farms, PA area spend on rent and homeowner costs?

About $440.8M a year, or $18,168 per household. That is 9% above the U.S. average (an index of 109, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 24,262 households in the Hemlock Farms area and national spending patterns by income.

How does the Hemlock Farms, PA area compare with the U.S. for mortgage brokers and lenders?

The Hemlock Farms area has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, the Hemlock Farms area would have about 11, against 1 on map listings.

How fast is the Hemlock Farms, PA area growing?

Population estimates put the Hemlock Farms area at 62,808 people in 2025, up 7.2% since 2020, faster than the U.S. (+3.1%). It has 24,262 households. Median household income in the Hemlock Farms area is $81,323, in line with the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Hemlock Farms area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Hemlock Farms area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Hemlock Farms area

Screening a site or an acquisition in the Hemlock Farms area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Hemlock Farms area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.