Groundwork

Real estate · County · Alabama

Mortgage brokers and lenders in Tuscaloosa County, AL

The mortgage brokers and lenders in Tuscaloosa County, AL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 66 out of 100: Upper middle

Ranked #161 of 887 scored counties
#4 of 24 scored counties in Alabama

Listings
24
7 chain locations (29%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$1.3B
On rent and homeowner costs · $14,401 a household
Housing spending per listing (U.S. = 100)
138
38% above the U.S.
Listings per 10k households
2.7
37% below the U.S.
Population, 2025
241,368
+3.8% since 2020

See the mortgage brokers and lenders around any address in Tuscaloosa County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Tuscaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 24 mortgage brokers and lenders in Tuscaloosa County. Of those, 7 are chain locations, or 29%, against 21% across the U.S. Per 10,000 households, that is 2.7, 37% below the U.S. rate of 4.3.

At $14,401 per household (14% below the U.S. average), households in Tuscaloosa County spend about $1.3B a year on rent and homeowner costs. Housing spending per office is 38% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in Tuscaloosa County in 2023. That is one for every 18,010 households, against one for every 4,897 across the U.S.

Population estimates put the population change in Tuscaloosa County from 2020 to 2025 at +3.8%, faster than the U.S. (+3.1%). For mortgage brokers and lenders, Tuscaloosa County has a Groundwork market score of 66 (upper middle): #161 of 887 scored counties and #4 of 24 scored counties in Alabama. That puts it in the top quarter of counties.

How Tuscaloosa County compares

The same measures for Alabama and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Tuscaloosa County, AL compared with Alabama and the U.S.
MeasureTuscaloosa CountyAlabamaU.S.
Listings per 10k households2.73.64.3
Housing spending per listing (U.S. = 100)138102100
Households per official establishment18,0106,8634,897
Official establishment growth, 2019–2023n/a+5.8%+9.5%
Population growth, 2020–2025+3.8%+3.2%+3.1%
Spending per household on rent and homeowner costs$14,401$14,375$16,661
Median household income$66,231$63,999$80,734
Groundwork market score6650

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5
Employees, 2023
35
Annual payroll, 2023
$2.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
247 chain locations
Listings at the U.S. rate for this spending
33The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Tuscaloosa County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Tuscaloosa County

Population, 2025 estimate
241,368+3.8% since 2020
Households
90,052
Median age
35.6
Homes lived in by their owners
61%
Vehicles per household
1.9
Land area
1,321 sq. mi.
People per square mile
180
Median household income
$66,231+24.2% vs. 2015–2019, before inflation
Average household income
$87,929
Median home value
$248,700
Jobs located here
98,811
Daytime population
249,539Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Tuscaloosa County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Tuscaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Alabama

Every Alabama market ranked →

The highest-scoring counties in Alabama for mortgage brokers and lenders, numbered among those based in Alabama, with Tuscaloosa County marked.

Top counties in Alabama

Counties in Alabama ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Limestone County, AL8371.7238+18.0%#19 of 887
2St. Clair County, AL7272.0190+7.1%#94 of 887
3Elmore County, AL6872.1181+4.2%#134 of 887
4Tuscaloosa County, AL66242.7138+3.8%#161 of 887
5Morgan County, AL65132.7142+2.6%#172 of 887
6Houston County, AL62102.3154+2.8%#215 of 887
7Lauderdale County, AL59112.8130+3.3%#266 of 887
8Talladega County, AL5772.1165+0.3%#288 of 887
9Marshall County, AL52133.6102+6.0%#400 of 887
10Cullman County, AL50113.1116+6.7%#441 of 887

Other business types in Tuscaloosa County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Tuscaloosa County, AL?

Tuscaloosa County has 24 mortgage brokers and lenders on map listings as of September 2026. 7 of them (29%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 5 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Tuscaloosa County, AL spend on rent and homeowner costs?

About $1.3B a year, or $14,401 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 24 mortgage brokers and lenders on map listings, housing spending per office is 38% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 90,052 households in Tuscaloosa County and national spending patterns by income.

How does Tuscaloosa County, AL compare with the U.S. for mortgage brokers and lenders?

Tuscaloosa County has 2.7 mortgage brokers and lenders per 10,000 households, 37% below the U.S. rate of 4.3. The index of housing spending per office is 138, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, Tuscaloosa County would have about 33, against 24 on map listings. There is one business with payroll in the industry for every 18,010 households, against one for every 4,897 across the U.S.

How fast is Tuscaloosa County, AL growing?

Population estimates put Tuscaloosa County at 241,368 people in 2025, up 3.8% since 2020, faster than the U.S. (+3.1%). It has 90,052 households. The median household income in Tuscaloosa County is $66,231 a year, 18% below the U.S. median of $80,734. That rose 24.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Tuscaloosa County scores 66 for mortgage brokers and lenders (upper middle), #161 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Tuscaloosa County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Tuscaloosa County

Screening a site or an acquisition in Tuscaloosa County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Tuscaloosa County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.